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DK Roof

Active Private limited companyfounded 2018active for 8 yearsRuiterij 27, 9660 BrakelKBO/BCE: BE 0693.692.926

Lifetime

7 annual accounts with figures on one time axis
peak €78,317 (2019)
€55,006▲ 125%
lowest -€18,648 (2021)
€16,648▲ 29.4%
peak €77,107 (2025)
€77,107▲ 27.5%
€21,774▼ 26.4%
Board2 names since 2018
Documentsfilings and deeds
12-10-202673 days late
2025micro format
Gross margin from €24,476 to €55,006Result from €12,865 to €16,648Equity from €60,459 to €77,107Debts from €29,600 to €21,774

Key points

from the 2025 annual accounts

Turnover

≈ €240,000 estimated

The micro format states no turnover.

Filings

7 annual accounts 73 days
AprilJune31 JulyOctober202020222024

Latest accounts filed late: after the legal deadline.

Position in the sector

78.0%

Higher solvency than 83% of companies in specialised construction. Sector median 46.7% · 35,119 companies.

Checked score

91
Excellent
Financially stronger than 82% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.8 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

100+8equity 78.0% of total assets
92-1short-term debt 22.0% · cash 54.0%
90+3return on assets 16.8%

Score breakdown

raises risk
Last filed accounts filed 73 days late; 1 of the last 3 accounts late
Size: total assets €98,881
lowers risk
Liquidity: current ratio 4.39, cash €53,390
Equity €77,107 (78.0% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 90% on liquidity, 76% on profitability and 73% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as DK Roof has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DK Roof itself is lower: 0.2% within 12 months. It rests on far more data about DK Roof than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for DK Roof. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.39 (4.16 in 2024), above the usual 1.5. Short-term debt is 22% and cash 54% of total assets. 22% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 4.39, cash €53,390
NBB · annual accounts
raises risk · Last filed accounts filed 73 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €77,107 (78.0% of total assets)
NBB · annual accounts
raises risk · Size: total assets €98,881
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
73 days late
2024
29 days late
2023
34 days early
2022
6 days early
2021
66 days early
2020
32 days early
2019
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 60 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

KD
Director, since 23-03-2018
  • Mladenov Stefan werkend vennootdeed of 02-04-2024
  • Daniël Kirilov 5%deed of 02-04-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0693692926
Share transfer · Resignations & appointments Transfer of shares from Mladenov Stefan to Daniël Kirilov · Partner: Mladenov Stefan (werkend vennoot) · General meeting of 29-02-2024 · Gazette deed
Resignations & appointments Partner: Nayden Slavov (werkend vennoot) · General meeting of 20-12-2023 · Gazette deed
Resignations & appointments Partner: Nayden Slavov (werkend vennoot) · General meeting of 13-11-2023 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
DK Roof Brakel €98,881 €55,006 78.0% -
Moulaert Jean-François Ronse €93,983 €50,953 57.4% -
MALGO Laarne €108,553 €55,080 78.1% -
Xpert Construction Rénovation Beyne-Heusay €108,346 €51,662 -5.2% -
WILKET TOITURE Morlanwelz €107,559 €63,500 48.6% -
LYSSENS DAK & RENO Niel €95,434 €61,450 85.4% -
GK Dakwerken Ninove €126,524 €59,248 48.9% -

These companies have the same main activity as DK Roof: roofing work (NACE 43410). They are comparable in size and age: total assets between €94,000 and €127,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 28-03-2018Normal situation
Activity
Roofing workNACE 43410and 1 other
Establishment unit
2.277.737.0739660 Brakel, since 19-07-2018
Financial year end
31 December
Peppol
Reachable since 04-06-2025
Company details

Annual accounts 2025

€98,881▲ 9.8%
Filing
Filed on 12-10-2026
Financials

Insights on DK Roof

DK Roof files the micro format. That format states no turnover. The gross margin fell from €78,317 in 2019 to €55,006 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DK Roof

What is the company number of DK Roof?
The company number of DK Roof is 0693.692.926. The VAT number is the same number with BE in front: BE 0693.692.926.
Where is DK Roof based?
The registered office is at Ruiterij 27, 9660 Brakel.Company details
What does DK Roof do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of DK Roof?
DK Roof is a private limited company (BV).
When was DK Roof founded?
DK Roof was founded on 28-03-2018.
Is DK Roof still active?
Yes, DK Roof is an active enterprise in the KBO register.
What is the turnover of DK Roof?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €55,006 and 30 comparable companies (NACE 434). It probably lies between €150,000 and €320,000.Financials
Is DK Roof profitable?
In financial year 2025, DK Roof made a profit of €16,648.
Where can I find the annual accounts of DK Roof?
DK Roof filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DK Roof due?
DK Roof must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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