DJOSER
ActiveSummary
DJOSER has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €665,681 and a net result of €23,722. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 10.67 against 10.82 in 2024; short-term debt: 6.5% and cash: 7.9% of total assets), and 6.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Travel agency, tour operator and other reservation service and related activities (NACE 79)
about 121% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.4%
Return on assets
3.3%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-06-2026, 35 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
33 d early
2023
32 d early
2022
39 d early
2021
37 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€665,681▲ 3.7%
2024 · €641,959
Total assets
€712,789▲ 3.2%
2024 · €690,362
Net result
€23,722▲ 0.3%
2024 · €23,661
Working capital
€448,786▼ 5.0%
2024 · €472,362
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 79, Travel agency, tour operator and other reservation service and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€31,027€61,253€33,811▼ 44.8%€35,922▲ 6.2%€36,951▲ 2.9%
Net result-€22,473below the sector's middle half€45,833within the sector's middle half€22,190within the sector's middle half▼ 51.6%€23,661within the sector's middle half▲ 6.6%€23,722within the sector's middle half▲ 0.3%
Equity€550,275above the sector's middle half▼ 3.9%€596,107above the sector's middle half▲ 8.3%€618,298above the sector's middle half▲ 3.7%€641,959above the sector's middle half▲ 3.8%€665,681above the sector's middle half▲ 3.7%
Total assets€570,611within the sector's middle half▼ 8.6%€634,909within the sector's middle half▲ 11.3%€651,515within the sector's middle half▲ 2.6%€690,362within the sector's middle half▲ 6.0%€712,789within the sector's middle half▲ 3.2%
Debt€20,336▼ 60.7%€38,802▲ 90.8%€33,217▼ 14.4%€48,404▲ 45.7%€47,109▼ 2.7%
Working capital€354,079within the sector's middle half▼ 1.0%€409,301within the sector's middle half▲ 15.6%€445,802within the sector's middle half▲ 8.9%€472,362within the sector's middle half▲ 6.0%€448,786within the sector's middle half▼ 5.0%
Solvency96.4%above the sector's middle half▲ 4.7pp93.9%above the sector's middle half▼ 2.5pp94.9%above the sector's middle half▲ 1.0pp93.0%above the sector's middle half▼ 1.9pp93.4%above the sector's middle half▲ 0.4pp
Current ratio23.56above the sector's middle half▲ 15.2311.72above the sector's middle half▼ 11.8514.79above the sector's middle half▲ 3.0710.82above the sector's middle half▼ 3.9710.67above the sector's middle half▼ 0.15
Return on assets (ROA)-3.9%below the sector's middle half▼ 7.5pp7.2%within the sector's middle half▲ 11.2pp3.4%within the sector's middle half▼ 3.8pp3.4%within the sector's middle half=3.3%within the sector's middle half▼ 0.1pp
Staff (FTE)2within the sector's middle half▼ 13.0%1.7below the sector's middle half▼ 15.0%2within the sector's middle half▲ 17.6%2within the sector's middle half=3within the sector's middle half▲ 50.0%
above
within
below
the middle half (P25 to P75) of NACE 79, Travel agency, tour operator and other reservation service and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €712,789
Fixed assets
€217,580 ▲ 28.1%
Current assets
€495,209 ▼ 4.9%
Equity and liabilities €712,789
Equity
€665,681 ▲ 3.7%
Debt
€47,109 ▼ 2.7%
Debt's share of the balance-sheet total falls from 7.0% to 6.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53,775▲
2024 · €45,392
Cash flow
€40,547▲
2024 · €33,131
Debt to equity
0.07▼
2024 · 0.08
ROE
3.6%▼
2024 · 3.7%
Interest coverage
103.04▲
2024 · 88.93
Debt ≤ 1 year
€46,424▼
2024 · €48,115
Income taxes
€12,708▲
2024 · €11,751
Staff costs
€165,719▲
2024 · €100,359
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €100 | €2,115 | ▲ 2,010% |
| Remuneration, social security and pensions62 | - | €77,097 | €77,341 | €100,359 | €165,719 | ▲ 65.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,262 | €14,564 | €14,033 | €9,470 | €16,824 | ▲ 77.7% |
| Other operating charges640/8 | - | €3,585 | €2,655 | €4,037 | €2,502 | ▼ 38.0% |
| Non-recurring operating charges66A | - | - | - | €199 | €0 | ▼ 100% |
| Gross operating margin9900 | €47,665 | €156,498 | €127,840 | €149,987 | €221,996 | ▲ 48.0% |
| Operating profit (loss)9901 | -€31,027 | €61,253 | €33,811 | €35,922 | €36,951 | ▲ 2.9% |
| Financial income75/76B | - | - | €0 | €0 | €2 | - |
| Recurring financial income75 | €289 | - | €0 | €0 | €2 | - |
| Financial charges65/66B | - | €1,612 | €420 | €510 | €522 | ▲ 2.2% |
| Recurring financial charges65 | €229 | €275 | €420 | €510 | €522 | ▲ 2.2% |
| Non-recurring financial charges66B | - | €1,336 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€22,327 | €59,642 | €33,391 | €35,412 | €36,430 | ▲ 2.9% |
| Income taxes67/77 | €146 | €13,809 | €11,200 | €11,751 | €12,708 | ▲ 8.1% |
| Profit (loss) for the period9904 | -€22,473 | €45,833 | €22,190 | €23,661 | €23,722 | ▲ 0.3% |
| Profit (loss) for the period to be appropriated9905 | -€22,473 | €45,833 | €22,190 | €23,661 | €23,722 | ▲ 0.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €570,611 | €634,909 | €651,515 | €690,362 | €712,789 | ▲ 3.2% |
| Fixed assets21/28 | €200,839 | €187,418 | €173,385 | €169,885 | €217,580 | ▲ 28.1% |
| Tangible fixed assets22/27 | €200,327 | €186,907 | €172,874 | €169,374 | €217,069 | ▲ 28.2% |
| Land and buildings22 | - | €183,499 | €172,874 | €166,257 | €170,075 | ▲ 2.3% |
| Furniture and vehicles24 | - | €3,408 | - | €3,117 | €46,994 | ▲ 1,408% |
| Financial fixed assets28 | €511 | €511 | €511 | €511 | €511 | = |
| Current assets29/58 | €369,772 | €447,491 | €478,130 | €520,477 | €495,209 | ▼ 4.9% |
| Amounts receivable within one year40/41 | €295,267 | €244,800 | €210,379 | €282,821 | €430,497 | ▲ 52.2% |
| Trade receivables40 | - | €241,317 | €207,666 | €279,141 | €426,711 | ▲ 52.9% |
| Other amounts receivable41 | - | €3,483 | €2,713 | €3,680 | €3,786 | ▲ 2.9% |
| Cash at bank and in hand54/58 | €71,501 | €200,020 | €264,770 | €235,235 | €56,660 | ▼ 75.9% |
| Deferred charges and accrued income490/1 | - | €2,671 | €2,981 | €2,422 | €8,052 | ▲ 232% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €570,611 | €634,909 | €651,515 | €690,362 | €712,789 | ▲ 3.2% |
| Equity10/15 | €550,275 | €596,107 | €618,298 | €641,959 | €665,681 | ▲ 3.7% |
| Contributions10/11 | - | €167,328 | €167,328 | €167,328 | €167,328 | = |
| Revaluation surpluses12 | - | €122,968 | €122,968 | €122,968 | €122,968 | = |
| Reserves13 | €35,483 | €35,483 | €35,483 | €35,483 | €35,483 | = |
| Non-distributable reserves130/1 | - | €16,733 | €16,733 | €16,733 | €16,733 | = |
| Reserves not available under the articles1311 | - | - | - | €16,733 | €16,733 | = |
| Other1319 | - | €16,733 | €16,733 | - | - | - |
| Tax-exempt reserves132 | - | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Profit (loss) carried forward14 | €224,496 | €270,328 | €292,519 | €316,179 | €339,902 | ▲ 7.5% |
| Amounts payable17/49 | €20,336 | €38,802 | €33,217 | €48,404 | €47,109 | ▼ 2.7% |
| Amounts payable within one year42/48 | €15,693 | €38,190 | €32,328 | €48,115 | €46,424 | ▼ 3.5% |
| Trade debts44 | €6,648 | €16,215 | €10,831 | €22,350 | €5,698 | ▼ 74.5% |
| Suppliers440/4 | - | €16,215 | €10,831 | €22,350 | €5,698 | ▼ 74.5% |
| Taxes, remuneration and social security45 | - | €21,885 | €21,407 | €25,675 | €40,635 | ▲ 58.3% |
| Taxes450/3 | - | €14,423 | €11,920 | €12,415 | €14,325 | ▲ 15.4% |
| Remuneration and social security454/9 | - | €7,463 | €9,486 | €13,260 | €26,311 | ▲ 98.4% |
| Other amounts payable47/48 | - | €90 | €90 | €90 | €90 | = |
| Accrued charges and deferred income492/3 | - | €611 | €889 | €288 | €685 | ▲ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,473 | €45,833 | €22,190 | €23,661 | €23,722 | ▲ 0.3% |
| + Depreciation and write-downs630 | €17,262 | €14,564 | €14,033 | €9,470 | €16,824 | ▲ 77.7% |
| Operating cash flow (approximation) | -€5,210 | €60,396 | €36,223 | €33,131 | €40,547 | ▲ 22.4% |
| Investment in fixed assets (approximation) | - | -€1,143 | €0 | -€5,970 | -€64,520 | ▼ 981% |
| Change in cash | - | €128,519 | €64,749 | -€29,535 | -€178,575 | ▼ 505% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 35 days late
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €45,833
Net result €45,833 after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet -€22,473
Net result drops to -€22,473, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 23.56
Current ratio from 8.33 to 23.56; short-term debt falls from €48,780 to €15,693.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1984
Ground area
82 m²
Building footprint
82 m²
Volume, LiDAR
1,136 m³
Parcel 44805E1428/00B000, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DJOSER
since 19842.025.799.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E1428/00B000 | Flanders | 82 m² | 1 · 82 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- Djoser BVNL
- DJOSER
Highest known parent: Djoser BV (Netherlands). The sources do not say who stands above it.
Owners 1
- Djoser BVNLparentSourceown accounts 30-09-2025100%
Holdings 0
The accounts to 30-09-2025 list no holdings, and no other source names one.
According to the annual accounts to 30-09-2025 of DJOSER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,439 companies in sector 79110 we hold annual accounts for 882. 596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-09-1984
Fiscal year end30-09
Activities, NACEBEL 2025
79110Travel agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426512562
Also
9925:BE0426512562
Registered
15-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.