DJAnalysis
ActiveSummary
DJAnalysis has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14,814 and a net result of €5,131. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability80▼-1
Solvency52▼-47
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 2.45 in 2023; short-term debt: 65.6% and cash: 7.8% of total assets), and 72.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.1%
Return on assets
9.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
33 d early
2022
25 d early
2021
37 d early
2020
12 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€14,814▼ 62.7%
2023 · €39,683
Total assets
€54,590▲ 1.7%
2023 · €53,691
Net result
€5,131▼ 4.1%
2023 · €5,349
Working capital
€5,942▼ 70.8%
2023 · €20,352
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,568-€13,663▼ 50.4%€3,222▼ 76.4%€9,199▲ 186%€8,596▼ 6.6%
Net result€21,501within the sector's middle half-€9,657within the sector's middle half▼ 55.1%€1,176below the sector's middle half▼ 87.8%€5,349within the sector's middle half▲ 355%€5,131within the sector's middle half▼ 4.1%
Equity€23,501below the sector's middle half-€33,158within the sector's middle half▲ 41.1%€34,334within the sector's middle half▲ 3.5%€39,683within the sector's middle half▲ 15.6%€14,814below the sector's middle half▼ 62.7%
Total assets€33,457below the sector's middle half-€47,641below the sector's middle half▲ 42.4%€52,996below the sector's middle half▲ 11.2%€53,691below the sector's middle half▲ 1.3%€54,590below the sector's middle half▲ 1.7%
Debt€9,956-€14,483▲ 45.5%€18,662▲ 28.9%€14,009▼ 24.9%€39,776▲ 184%
Working capital€6,402below the sector's middle half-€14,755within the sector's middle half▲ 130%€18,520within the sector's middle half▲ 25.5%€20,352within the sector's middle half▲ 9.9%€5,942below the sector's middle half▼ 70.8%
Solvency70.2%within the sector's middle half-69.6%within the sector's middle half▼ 0.6pp64.8%within the sector's middle half▼ 4.8pp73.9%within the sector's middle half▲ 9.1pp27.1%below the sector's middle half▼ 46.8pp
Current ratio1.64within the sector's middle half-2.02within the sector's middle half▲ 0.381.99within the sector's middle half▼ 0.032.45within the sector's middle half▲ 0.461.17below the sector's middle half▼ 1.29
Return on assets (ROA)64.3%above the sector's middle half-20.3%within the sector's middle half▼ 44.0pp2.2%below the sector's middle half▼ 18.1pp10.0%within the sector's middle half▲ 7.7pp9.4%within the sector's middle half▼ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54,590
Fixed assets
€12,820 ▼ 33.7%
Current assets
€41,770 ▲ 21.6%
Equity and liabilities €54,590
Equity
€14,814 ▼ 62.7%
Debt
€39,776 ▲ 184%
Debt's share of the balance-sheet total rises from 26.1% to 72.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15,107▼
2023 · €16,831
Cash flow
€11,642▼
2023 · €12,980
Debt to equity
2.69▲
2023 · 0.35
ROE
34.6%▲
2023 · 13.5%
Interest coverage
73.67▲
2023 · 64.76
Debt ≤ 1 year
€35,828▲
2023 · €14,009
Income taxes
€4,441▼
2023 · €4,861
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,622 | €5,851 | €7,502 | €7,632 | €6,511 | ▼ 14.7% |
| Other operating charges640/8 | - | €1,663 | €1,181 | €1,275 | €1,307 | ▲ 2.6% |
| Gross operating margin9900 | €29,859 | €21,177 | €11,905 | €18,105 | €16,415 | ▼ 9.3% |
| Operating profit (loss)9901 | €27,568 | €13,663 | €3,222 | €9,199 | €8,596 | ▼ 6.6% |
| Financial income75/76B | - | €74 | €370 | €1,271 | €1,180 | ▼ 7.1% |
| Recurring financial income75 | €8 | €74 | €370 | €1,271 | €1,180 | ▼ 7.1% |
| Financial charges65/66B | - | €51 | €184 | €260 | €205 | ▼ 21.1% |
| Recurring financial charges65 | €30 | €51 | €184 | €260 | €205 | ▼ 21.1% |
| Profit (loss) for the period before taxes9903 | €27,547 | €13,686 | €3,408 | €10,210 | €9,572 | ▼ 6.3% |
| Income taxes67/77 | €6,045 | €4,029 | €2,232 | €4,861 | €4,441 | ▼ 8.7% |
| Profit (loss) for the period9904 | €21,501 | €9,657 | €1,176 | €5,349 | €5,131 | ▼ 4.1% |
| Profit (loss) for the period to be appropriated9905 | €21,501 | €9,657 | €1,176 | €5,349 | €5,131 | ▼ 4.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,457 | €47,641 | €52,996 | €53,691 | €54,590 | ▲ 1.7% |
| Fixed assets21/28 | €17,099 | €18,403 | €15,814 | €19,331 | €12,820 | ▼ 33.7% |
| Tangible fixed assets22/27 | €17,099 | €18,403 | €15,814 | €19,331 | €12,820 | ▼ 33.7% |
| Furniture and vehicles24 | - | €18,403 | €15,814 | €9,795 | €4,258 | ▼ 56.5% |
| Other tangible fixed assets26 | - | - | - | €9,536 | €8,562 | ▼ 10.2% |
| Current assets29/58 | €16,358 | €29,238 | €37,182 | €34,361 | €41,770 | ▲ 21.6% |
| Amounts receivable within one year40/41 | €4,506 | €11,533 | €13,181 | €26,134 | €36,841 | ▲ 41.0% |
| Trade receivables40 | - | €10,378 | €10,267 | €11,082 | €11,549 | ▲ 4.2% |
| Other amounts receivable41 | - | €1,155 | €2,914 | €15,052 | €25,292 | ▲ 68.0% |
| Cash at bank and in hand54/58 | €11,215 | €17,094 | €21,177 | €7,564 | €4,242 | ▼ 43.9% |
| Deferred charges and accrued income490/1 | - | €610 | €2,824 | €662 | €687 | ▲ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,457 | €47,641 | €52,996 | €53,691 | €54,590 | ▲ 1.7% |
| Equity10/15 | €23,501 | €33,158 | €34,334 | €39,683 | €14,814 | ▼ 62.7% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €21,501 | €31,158 | €32,334 | €37,683 | €12,814 | ▼ 66.0% |
| Amounts payable17/49 | €9,956 | €14,483 | €18,662 | €14,009 | €39,776 | ▲ 184% |
| Amounts payable within one year42/48 | €9,956 | €14,483 | €18,662 | €14,009 | €35,828 | ▲ 156% |
| Trade debts44 | €3,422 | €2,188 | €9,728 | €4,152 | €3,379 | ▼ 18.6% |
| Suppliers440/4 | - | €2,188 | €9,728 | €4,152 | €3,379 | ▼ 18.6% |
| Taxes, remuneration and social security45 | - | €12,296 | €8,934 | €9,857 | €2,449 | ▼ 75.2% |
| Taxes450/3 | - | €12,296 | €8,769 | €9,857 | €2,449 | ▼ 75.2% |
| Remuneration and social security454/9 | - | - | €165 | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €30,000 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €3,948 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,501 | €9,657 | €1,176 | €5,349 | €5,131 | ▼ 4.1% |
| + Depreciation and write-downs630 | €1,622 | €5,851 | €7,502 | €7,632 | €6,511 | ▼ 14.7% |
| Operating cash flow (approximation) | €23,124 | €15,508 | €8,678 | €12,980 | €11,642 | ▼ 10.3% |
| Investment in fixed assets (approximation) | - | -€7,156 | -€4,913 | -€11,149 | €0 | ▲ 100% |
| Change in cash | - | €5,880 | €4,083 | -€13,613 | -€3,322 | ▲ 75.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1,176 ▼87.8%
Net result drops to €1,176, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2020
Ground area
1,543 m²
Building footprint
85 m²
Volume, LiDAR
905 m³
Parcel 22003A0276/00T000, Flanders · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DJAnalysis
since 20202.302.640.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0276/00T000 | Flanders | 1,543 m² | 1 · 85 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 11,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0747596420
Also
9925:BE0747596420
Registered
16-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.