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DJAMBO

Active
Private limited companyfounded 2024active for 1 yearPastoor Steenssensstraat(BEV) 28/b2, 9120 Beveren, BelgiumKBO/BCE: BE 1016.674.816

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 30-03-2026 at the NBB

Turnover
≈ €340,000
Estimated: probably between €270,000 and €430,000
Total assets
€159,258
Net result
€7,913
Working capital
-€11,144

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €159,258
Fixed assets €110,273
Current assets €48,985
Equity and liabilities €159,258
Equity €17,913
Debt €141,345
Debt's share of the balance-sheet total is 88.8%.
Key figures and ratios
2025 value
EBITDA
€13,236
Cash flow
€9,660
Current ratio
0.81
Debt to equity
7.89
ROE
44.2%
ROA
5.0%
Interest coverage
11.06
Debt ≤ 1 year
€60,129
Debt > 1 year
€81,216
Income taxes
€2,379
Staff costs
€72,617

Staff

social balance sheet
Item31-12-2025
Employees at the balance-sheet date2
full-time2
in full-time equivalents2
Average over the year, in full-time equivalents1.7
On a permanent contract2
Joined2
Left0

Source: social balance sheet in the 2025 annual accounts

Investments

fixed assets acquired
Item2025
Tangible fixed assets€109,920
Financial fixed assets€2,100
Depreciation and write-downs of the year€1,747

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€159,258
Fixed assets21/28€110,273
Tangible fixed assets22/27€108,173
Leasing and similar rights25€108,173
Financial fixed assets28€2,100
Current assets29/58€48,985
Amounts receivable within one year40/41€26,404
Trade receivables40€18,370
Other amounts receivable41€8,034
Cash at bank and in hand54/58€10,421
Deferred charges and accrued income490/1€12,160
Equity and liabilities
Total equity and liabilities10/49€159,258
Equity10/15€17,913
Contributions10/11€10,000
Profit (loss) carried forward14€7,913
Amounts payable17/49€141,345
Amounts payable after more than one year17€81,216
Financial debts170/4€81,216
Amounts payable within one year42/48€60,129
Current portion of amounts payable after more than one year42€19,009
Trade debts44€8,640
Suppliers440/4€8,640
Taxes, remuneration and social security45€8,792
Taxes450/3€2,379
Remuneration and social security454/9€6,413
Other amounts payable47/48€23,687
Income statement Code2025
Remuneration, social security and pensions62€72,617
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,747
Other operating charges640/8€13,102
Gross operating margin9900€98,955
Operating profit (loss)9901€11,489
Financial charges65/66B€1,197
Recurring financial charges65€1,197
Profit (loss) for the period before taxes9903€10,292
Income taxes67/77€2,379
Profit (loss) for the period9904€7,913
Profit (loss) for the period to be appropriated9905€7,913
Appropriation of the result
Profit (loss) to be appropriated9906€7,913

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-03-2026.

Line2025
Remuneration, social security and pensions62€72,617
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,747
Other operating charges640/8€13,102
Gross operating margin9900€98,955
Operating profit (loss)9901€11,489
Financial charges65/66B€1,197
Recurring financial charges65€1,197
Profit (loss) for the period before taxes9903€10,292
Income taxes67/77€2,379
Profit (loss) for the period9904€7,913
Profit (loss) for the period to be appropriated9905€7,913
Line2025
Assets
Total assets20/58€159,258
Fixed assets21/28€110,273
Tangible fixed assets22/27€108,173
Leasing and similar rights25€108,173
Financial fixed assets28€2,100
Current assets29/58€48,985
Amounts receivable within one year40/41€26,404
Trade receivables40€18,370
Other amounts receivable41€8,034
Cash at bank and in hand54/58€10,421
Deferred charges and accrued income490/1€12,160
Equity and liabilities
Total equity and liabilities10/49€159,258
Equity10/15€17,913
Contributions10/11€10,000
Profit (loss) carried forward14€7,913
Amounts payable17/49€141,345
Amounts payable after more than one year17€81,216
Financial debts170/4€81,216
Amounts payable within one year42/48€60,129
Current portion of amounts payable after more than one year42€19,009
Trade debts44€8,640
Suppliers440/4€8,640
Taxes, remuneration and social security45€8,792
Taxes450/3€2,379
Remuneration and social security454/9€6,413
Other amounts payable47/48€23,687
Line2025
Profit (loss) for the period9904€7,913
+ Depreciation and write-downs630€1,747
Operating cash flow (approximation)€9,660

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 294 companies had the same profile as DJAMBO has now. Two years later, 95.6% were still going and 2.4% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
95.6% was still going
2.0% stopped otherwise
2.4% went bankrupt

The bankruptcy probability of DJAMBO itself is higher: 4.5% within 12 months. It rests on far more data about DJAMBO than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 294 companies, not a prediction for DJAMBO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-03-2026 2026-00065420 PDF

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