DIZAIN
ActiveSummary
The computed 12-month bankruptcy probability of DIZAIN is 2.7% (moderate). For DIZAIN, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €10,770 and a net result of -€25,526. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability0▼-78
Solvency82▼-18
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
57.4%
Return on assets
-136.1%
Age of the figures
51 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-06-2023 close31-01-2024 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 30-01-2023, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
1 d early
2021
48 d early
2020
53 d early
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€10,770▼ 70.3%
2021 · €36,296
Total assets
€18,758▼ 59.1%
2021 · €45,882
Net result
-€25,526
2021 · €7,506
Working capital
€8,513▼ 74.6%
2021 · €33,520
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2019202020212022
Operating result€1,322-€7,768▲ 488%€7,768=-€25,449
Net result€605-€7,506▲ 1,141%€7,506=-€25,526
Equity€25,032-€30,330▲ 21.2%€36,296▲ 19.7%€10,770▼ 70.3%
Total assets€41,791-€40,731▼ 2.5%€45,882▲ 12.6%€18,758▼ 59.1%
Debt€16,759-€15,997▼ 4.5%€10,402▼ 35.0%€7,988▼ 23.2%
Working capital€15,753-€17,180▲ 9.1%€33,520▲ 95.1%€8,513▼ 74.6%
Staff (FTE)1.8-1.8=1.4▼ 22.2%1▼ 28.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €25,449 after €7,768 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €18,758
Fixed assets
€2,257 ▼ 70.1%
Current assets
€16,501 ▼ 62.3%
Equity and liabilities €18,758
Equity
€10,770 ▼ 70.3%
Debt
€7,988 ▼ 23.2%
Debt's share of the balance-sheet total rises from 22.3% to 42.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€24,945▼
2021 · €8,594
Cash flow
-€25,022▼
2021 · €8,332
Current ratio
2.07▼
2021 · 4.25
Debt to equity
0.74
ROE
-237.0%▼
2021 · 20.7%
ROA
-136.1%▼
2021 · 16.4%
Interest coverage
-324.55
Debt ≤ 1 year
€7,988▼
2021 · €10,301
Staff costs
€16,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €16,114 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €826 | €826 | €826 | €504 | ▼ 39.0% |
| Other operating charges640/8 | - | - | - | €162 | - |
| Non-recurring operating charges66A | - | - | - | €5,197 | - |
| Gross operating margin9900 | €32,500 | €28,368 | €35,260 | -€3,473 | ▼ 110% |
| Operating profit (loss)9901 | €1,322 | €7,768 | €7,768 | -€25,449 | ▼ 428% |
| Recurring financial income75 | €174 | €70 | €63 | - | - |
| Financial charges65/66B | - | - | - | €77 | - |
| Recurring financial charges65 | €301 | €309 | €309 | €77 | ▼ 75.1% |
| Profit (loss) for the period before taxes9903 | €1,240 | €7,506 | €7,506 | -€25,526 | ▼ 440% |
| Income taxes67/77 | €636 | €179 | €1,212 | - | - |
| Profit (loss) for the period9904 | €605 | €7,506 | €7,506 | -€25,526 | ▼ 440% |
| Profit (loss) for the period to be appropriated9905 | €605 | €7,506 | €7,506 | -€25,526 | ▼ 440% |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €41,791 | €40,731 | €45,882 | €18,758 | ▼ 59.1% |
| Formation expenses20 | €0 | €0 | €0 | - | - |
| Fixed assets21/28 | €10,641 | €7,932 | €7,554 | €2,257 | ▼ 70.1% |
| Intangible fixed assets21 | €0 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | €4,081 | €3,255 | €2,429 | €2,257 | ▼ 7.1% |
| Furniture and vehicles24 | - | - | - | €2,257 | - |
| Financial fixed assets28 | €6,560 | €5,125 | €5,125 | - | - |
| Current assets29/58 | €32,512 | €33,177 | €43,821 | €16,501 | ▼ 62.3% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | - | - |
| Amounts receivable within one year40/41 | €32,235 | €32,235 | €30,703 | €16,351 | ▼ 46.7% |
| Other amounts receivable41 | - | - | - | €16,351 | - |
| Current investments50/53 | €0 | €0 | €0 | - | - |
| Cash at bank and in hand54/58 | €60 | €2,124 | €22,536 | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €150 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €41,791 | €40,731 | €45,882 | €18,758 | ▼ 59.1% |
| Equity10/15 | €25,032 | €30,330 | €36,296 | €10,770 | ▼ 70.3% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | - |
| Reserves13 | €1,859 | €11,738 | €17,704 | €1,859 | ▼ 89.5% |
| Non-distributable reserves130/1 | - | - | - | €1,859 | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | - |
| Profit (loss) carried forward14 | €4,581 | €4,581 | €3,997 | -€9,681 | ▼ 342% |
| Amounts payable17/49 | €16,759 | €15,997 | €10,402 | €7,988 | ▼ 23.2% |
| Amounts payable within one year42/48 | €16,759 | €15,997 | €10,301 | €7,988 | ▼ 22.5% |
| Trade debts44 | €4,380 | €1,812 | €1,812 | €7,394 | ▲ 308% |
| Suppliers440/4 | - | - | - | €7,394 | - |
| Taxes, remuneration and social security45 | - | - | - | €593 | - |
| Taxes450/3 | - | - | - | €593 | - |
| Line | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €605 | €7,506 | €7,506 | -€25,526 | ▼ 440% |
| + Depreciation and write-downs630 | €826 | €826 | €826 | €504 | ▼ 39.0% |
| Operating cash flow (approximation) | €1,431 | €8,332 | €8,332 | -€25,022 | ▼ 400% |
| Investment in fixed assets (approximation) | - | €1,883 | -€448 | €4,793 | ▲ 1,170% |
| Change in cash | - | €2,064 | €20,412 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€25,526
Net result drops to -€25,526, the lowest in the series.
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 4.25
Current ratio from 2.07 to 4.25; short-term debt falls from €15,997 to €10,301.
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
04-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
05-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
14-01
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2000
Ground area
2.2 ha
Building footprint
5,010 m²
Volume, LiDAR
34,900 m³
2 parcels, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kloosterbempden 22, 3680 Maaseik
since 20002.096.452.288
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021C0038/00H000 | Flanders | 2.2 ha | 1 · 4,852 m² | 14.6 m · 2 fl. |
| 72021A1576/00R000 | Flanders | 613 m² | 1 · 158 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
6 endedAanvuller (so)
Kassier (so)
Verkoper (so)
Winkelbediende (so)
Aanvuller (so)
Kassier (so)
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-12-1999
Fiscal year end30-06
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.