DIX-NEUF
ActiveThe computed 12-month bankruptcy probability of DIX-NEUF is 1.8% (moderate). The 2024 annual accounts show equity of €88k and a net result of €5k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 18936 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability30▼-4
Solvency22▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.5 against 0.44 in 2023), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.2%
Return on assets
1.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
30 d late
2022
70 d late
2021
99 d late
2020
30 d late
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 6.3%
2023 · €83k
2018: €67k
2019: €68k
2020: €86k
2021: €122k
2022: €77k
2023: €83k
2018 → 2024
Total assets
€378k▼ 6.2%
2023 · €403k
2018: €420k
2019: €434k
2020: €424k
2021: €452k
2022: €424k
2023: €403k
2018 → 2024
Net result
€5k▼ 6.5%
2023 · €6k
2018: €-2k
2019: €928
2020: €18k
2021: €35k
2022: €-45k
2023: €6k
2018 → 2024
Working capital
€-36k▲ 8.5%
2023 · €-39k
2018: €33k
2019: €27k
2020: €52k
2021: €68k
2022: €-24k
2023: €-39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€86k-€122k▲ 40.9%€77k▼ 36.8%€83k▲ 7.3%€88k▲ 6.3%
Operating result€26k-€49k▲ 91.8%€-37k€13k€11k▼ 10.2%
Net result€18k-€35k▲ 91.9%€-45k€6k€5k▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €378k
Fixed assets
€342k▼ 8.0%
Current assets
€36k▲ 15.2%
Equity and liabilities €378k
Equity
€88k▲ 6.3%
Debt
€290k▼ 9.5%
The debt ratio falls from 79.5% to 76.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▲
2023 · €35k
Cash flow
€35k▲
2023 · €28k
Solvency
23.2%▲
2023 · 20.5%
Current ratio
0.50▲
2023 · 0.44
Quick ratio
0.50▲
2023 · 0.44
Debt / equity
3.31▼
2023 · 3.89
ROE
6.0%▼
2023 · 6.8%
ROA
1.4%▼
2023 · 1.4%
Interest coverage
6.74▲
2023 · 4.91
Debt
€290k▼
2023 · €321k
Debt ≤ 1 year
€72k▲
2023 · €70k
Debt > 1 year
€219k▼
2023 · €251k
Staff costs
€50k▼
2023 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€403k€378k▼
Fixed assets21/28€372k€342k▼
Tangible fixed assets22/27€372k€342k▼
Land and buildings22€285k€271k▼
Plant, machinery and equipment23€87k€71k▼
Furniture and vehicles24€88-
Financial fixed assets28€490€490=
Current assets29/58€31k€36k▲
Amounts receivable within one year40/41€20k€20k▼
Other amounts receivable41€20k€20k▼
Cash at bank and in hand54/58€9k€15k▲
Deferred charges and accrued income490/1€2k€592▼
Equity and liabilities
Total equity and liabilities10/49€403k€378k▼
Equity10/15€83k€88k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€62k€67k▲
Amounts payable17/49€321k€290k▼
Amounts payable after more than one year17€251k€219k▼
Financial debts170/4€251k€219k▼
Amounts payable within one year42/48€70k€72k▲
Current portion of amounts payable after more than one year42€35k€32k▼
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€18k€6k▼
Taxes450/3€7k€318▼
Remuneration and social security454/9€11k€6k▼
Other amounts payable47/48€15k€21k▲
Income statement
Code20232024
Non-recurring operating income76A€1-
Remuneration, social security and pensions62€91k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€30k▲
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€134k€98k▼
Operating profit (loss)9901€13k€11k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€6k€5k▼
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€67k▲
Profit (loss) brought forward from the previous period14P€56k€62k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-45k ▼227%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
31-12
Financial
Highest result since 2018net €35k ▲91.9%
Operating result €49k, net result €35k, both a record.
31-12
Financial
Equity above €100kEq €122k ▲40.9%
3 profitable years in a row build equity to €122k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Back to profitnet €928
Net result €928 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Place 34500 HuyGround area
134 m²
Building footprint
68 m²
Volume, LiDAR
999 m³
Parcel 61031B0293/00_000, Wallonia · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PANE E VINO
since 20122.207.528.374
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031B0293/00_000 ProtectedSite or landscape |
Wallonia | 134 m² | 1 · 68 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHuy2.207.528.374
Similar companies · same sector, comparable size
DJAMMIE
BE 0776.580.515
Lochristi · Eq €88k
OLYMBIA
BE 0865.023.333
Florenville · Eq €88k
VAN LOOY
BE 0453.517.164
Herentals · Eq €88k
A2Z - CONSULTING
BE 0461.943.197
Ittre · Eq €88k
DEPOT
BE 0480.135.350
Turnhout · Eq €88k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,591 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-02-2012
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.