DIWIMO
ActiveSummary
DIWIMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,883 and a net result of €16,626. Equity is growing by ~6.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+4
Solvency32▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 42.6% and cash: 0% of total assets), and 92.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
3 d early
2022
1 d early
2021
21 d late
2020
on the day
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€155,883▲ 11.9%
2024 · €139,257
Total assets
€2.2m▼ 0.1%
2024 · €2.2m
Net result
€16,626▲ 65.8%
2024 · €10,027
Working capital
-€931,962▲ 1.6%
2024 · -€947,415
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,655▲ 0.3%€28,400▼ 20.3%€32,869▲ 15.7%€31,762▼ 3.4%€41,232▲ 29.8%
Net result€13,029▲ 39.7%-€7,434€11,201€10,027▼ 10.5%€16,626▲ 65.8%
Equity€125,462▲ 11.6%€118,028▼ 5.9%€129,230▲ 9.5%€139,257▲ 7.8%€155,883▲ 11.9%
Total assets€1.9m▲ 6.5%€2.2m▲ 18.0%€2.2m▼ 0.5%€2.2m▼ 0.2%€2.2m▼ 0.1%
Debt€1.7m▲ 6.4%€2.1m▲ 20.2%€2.0m▼ 1.0%€2.0m▼ 0.6%€2.0m▼ 0.9%
Working capital-€563,930▼ 32.6%-€928,581▼ 64.7%-€936,153▼ 0.8%-€947,415▼ 1.2%-€931,962▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€2.2m ▼ 0.1%
Current assets
€593 ▲ 150%
Equity and liabilities €2.2m
Equity
€155,883 ▲ 11.9%
Provisions
€32,117 ▼ 5.5%
Debt
€2.0m ▼ 0.9%
Debt's share of the balance-sheet total falls from 92.1% to 91.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44,282▲
2024 · €35,391
Cash flow
€19,677▲
2024 · €13,657
Current ratio
0.00▲
2024 · 0.00
Debt to equity
12.84▼
2024 · 14.50
ROE
10.7%▲
2024 · 7.2%
ROA
0.8%▲
2024 · 0.5%
Interest coverage
1.90▲
2024 · 1.50
Debt ≤ 1 year
€932,555▼
2024 · €947,652
Debt > 1 year
€1.1m▼
2024 · €1.1m
Income taxes
€3,209
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,214 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,214 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,141 | €3,629 | €3,629 | €3,629 | €3,051 | ▼ 15.9% |
| Other operating charges640/8 | - | €1,384 | €4,067 | €3,773 | €4,559 | ▲ 20.8% |
| Gross operating margin9900 | €40,169 | €33,413 | €40,565 | €39,164 | €48,841 | ▲ 24.7% |
| Operating profit (loss)9901 | €35,655 | €28,400 | €32,869 | €31,762 | €41,232 | ▲ 29.8% |
| Financial charges65/66B | - | €37,720 | €23,555 | €23,601 | €23,263 | ▼ 1.4% |
| Recurring financial charges65 | €24,512 | €37,720 | €23,555 | €23,601 | €23,263 | ▼ 1.4% |
| Profit (loss) for the period before taxes9903 | €11,142 | -€9,320 | €9,315 | €8,161 | €17,969 | ▲ 120% |
| Transfer from deferred taxes780 | - | €1,887 | €1,887 | €1,867 | €1,867 | = |
| Income taxes67/77 | - | - | - | - | €3,209 | - |
| Profit (loss) for the period9904 | €13,029 | -€7,434 | €11,201 | €10,027 | €16,626 | ▲ 65.8% |
| Transfer from tax-exempt reserves789 | - | €3,664 | €3,664 | €3,664 | €3,664 | = |
| Profit (loss) for the period to be appropriated9905 | €16,693 | -€3,770 | €14,865 | €13,691 | €20,290 | ▲ 48.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €2.2m | €2.2m | €2.2m | €2.2m | ▼ 0.1% |
| Fixed assets21/28 | €1.9m | €2.2m | €2.2m | €2.2m | €2.2m | ▼ 0.1% |
| Tangible fixed assets22/27 | €1.9m | €2.2m | €2.2m | €2.2m | €2.2m | ▼ 0.1% |
| Land and buildings22 | - | €2.2m | €2.2m | €2.2m | €2.2m | = |
| Plant, machinery and equipment23 | - | €1,157 | €579 | €0 | - | - |
| Furniture and vehicles24 | - | €12,667 | €9,616 | €6,565 | €3,515 | ▼ 46.5% |
| Current assets29/58 | €1,526 | €4,823 | €204 | €237 | €593 | ▲ 150% |
| Cash at bank and in hand54/58 | €1,526 | €4,823 | €204 | €237 | €506 | ▲ 114% |
| Deferred charges and accrued income490/1 | - | - | - | - | €87 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €2.2m | €2.2m | €2.2m | €2.2m | ▼ 0.1% |
| Equity10/15 | €125,462 | €118,028 | €129,230 | €139,257 | €155,883 | ▲ 11.9% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Revaluation surpluses12 | - | €72,153 | €72,153 | €72,153 | €72,153 | = |
| Reserves13 | €79,267 | €75,603 | €71,939 | €68,275 | €64,611 | ▼ 5.4% |
| Non-distributable reserves130/1 | - | €2,327 | €2,327 | €2,327 | €2,327 | = |
| Reserves not available under the articles1311 | - | €2,327 | €2,327 | €2,327 | €2,327 | = |
| Tax-exempt reserves132 | - | €73,276 | €69,612 | €65,948 | €62,284 | ▼ 5.6% |
| Profit (loss) carried forward14 | -€50,958 | -€54,727 | -€39,862 | -€26,171 | -€5,881 | ▲ 77.5% |
| Provisions and deferred taxes16 | €39,624 | €37,737 | €35,850 | €33,984 | €32,117 | ▼ 5.5% |
| Deferred taxes168 | - | €37,737 | €35,850 | €33,984 | €32,117 | ▼ 5.5% |
| Amounts payable17/49 | €1.7m | €2.1m | €2.0m | €2.0m | €2.0m | ▼ 0.9% |
| Amounts payable after more than one year17 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | ▼ 0.2% |
| Financial debts170/4 | - | €1.1m | €1.1m | €1.1m | €1.1m | ▼ 0.2% |
| Amounts payable within one year42/48 | €565,456 | €933,404 | €936,357 | €947,652 | €932,555 | ▼ 1.6% |
| Current portion of amounts payable after more than one year42 | - | €23,172 | €23,172 | €23,112 | €0 | ▼ 100% |
| Trade debts44 | €341 | - | €999 | €1,304 | €5,885 | ▲ 351% |
| Suppliers440/4 | - | - | €999 | €1,304 | €5,885 | ▲ 351% |
| Taxes, remuneration and social security45 | - | - | - | - | €3,209 | - |
| Taxes450/3 | - | - | - | - | €3,209 | - |
| Other amounts payable47/48 | - | €910,232 | €912,186 | €923,236 | €923,461 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,029 | -€7,434 | €11,201 | €10,027 | €16,626 | ▲ 65.8% |
| + Depreciation and write-downs630 | €3,141 | €3,629 | €3,629 | €3,629 | €3,051 | ▼ 15.9% |
| Operating cash flow (approximation) | €16,170 | -€3,805 | €14,830 | €13,657 | €19,677 | ▲ 44.1% |
| Investment in fixed assets (approximation) | - | -€336,288 | €2,635 | €0 | €0 | - |
| Change in cash | - | €3,297 | -€4,619 | €33 | €269 | ▲ 715% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €16,626 ▲65.8%
Operating result €41,232, net result €16,626, both a record.
30-06
Financial
Equity above €150,000Eq €155,883 ▲11.9%
3 profitable years in a row build equity to €155,883.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €11,201
Net result €11,201 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€7,434
Net result drops to -€7,434, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €9,329
Net result €9,329 after one loss-making year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Show earlier events
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 18 days late
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 2 establishment units since 1997
Ground area
2,659 m²
Building footprint
725 m²
Volume, LiDAR
5,341 m³
3 parcels, Flanders · tallest building 18.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Emiel Hertecantlaan(B) 93A, 9290 Berlare
since 19972.229.310.616
Parklaan 101, 9300 Aalst
since 19982.086.852.753
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003B0029/00C005 | Flanders | 1,376 m² | 1 · 369 m² | 18.2 m · 2 fl. |
| 42003C0549/00M000 | Flanders | 1,169 m² | 1 · 237 m² | 11.6 m · 3 fl. |
| 41002B0490/00M003 | Flanders | 115 m² | 1 · 118 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-1997
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461060992
Also
9925:BE0461060992
Registered
20-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.