DIVIT
ActiveSummary
DIVIT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €12k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+2
Solvency87▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.29 in 2023; short-term debt: 14.9% and cash: 22.7% of total assets), and 37.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
33 d early
2022
26 d early
2021
44 d early
2020
44 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€219k▲ 5.8%
2023 · €207k
2018: €139k
2019: €135k▼ -2.8% vs 2018lowest in 7 years
2020: €172k▲ +28.0% vs 2019
2021: €187k▲ +8.1% vs 2020
2022: €200k▲ +7.4% vs 2021
2023: €207k▲ +3.2% vs 2022
2024: €219k▲ +5.8% vs 2023highest in 7 years
2018 → 2024
Total assets
€351k▼ 5.7%
2023 · €372k
2018: €374k
2019: €350k▼ -6.2% vs 2018lowest in 7 years
2020: €393k▲ +12.3% vs 2019highest in 7 years
2021: €380k▼ -3.3% vs 2020
2022: €380k▼ -0.1% vs 2021
2023: €372k▼ -2.0% vs 2022
2024: €351k▼ -5.7% vs 2023
2018 → 2024
Net result
€12k▲ 89.7%
2023 · €6k
2018: €28k
2019: €3k▼ -89.7% vs 2018lowest in 7 years
2020: €38k▲ +1208% vs 2019highest in 7 years
2021: €14k▼ -62.9% vs 2020
2022: €14k▼ -1.7% vs 2021
2023: €6k▼ -54.0% vs 2022
2024: €12k▲ +89.7% vs 2023
2018 → 2024
Working capital
€45k▲ 108%
2023 · €21k
2018: €-41klowest in 7 years
2019: €-23k▲ +45.1% vs 2018
2020: €-40k▼ -77.8% vs 2019
2021: €-18k▲ +55.3% vs 2020
2022: €5k▲ +126% vs 2021
2023: €21k▲ +357% vs 2022
2024: €45k▲ +108% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€172k-€187k▲ 8.1%€200k▲ 7.4%€207k▲ 3.2%€219k▲ 5.8%
2020: €172klowest in 5 years
2021: €187k▲ +8.1% vs 2020
2022: €200k▲ +7.4% vs 2021
2023: €207k▲ +3.2% vs 2022
2024: €219k▲ +5.8% vs 2023highest in 5 years
Operating result€42k-€24k▼ 42.4%€23k▼ 4.0%€14k▼ 41.4%€21k▲ 56.1%
2020: €42khighest in 5 years
2021: €24k▼ -42.4% vs 2020
2022: €23k▼ -4.0% vs 2021
2023: €14k▼ -41.4% vs 2022lowest in 5 years
2024: €21k▲ +56.1% vs 2023
Net result€38k-€14k▼ 62.9%€14k▼ 1.7%€6k▼ 54.0%€12k▲ 89.7%
2020: €38khighest in 5 years
2021: €14k▼ -62.9% vs 2020
2022: €14k▼ -1.7% vs 2021
2023: €6k▼ -54.0% vs 2022lowest in 5 years
2024: €12k▲ +89.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 56% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €351k
Fixed assets
€254k ▼ 8.1%
Current assets
€97k ▲ 1.4%
Equity and liabilities €351k
Equity
€219k ▲ 5.8%
Debt
€132k ▼ 20.0%
Debt's share of the balance-sheet total falls from 44.5% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2023 · €37k
Cash flow
€35k▲
2023 · €29k
Current ratio
1.85▲
2023 · 1.29
Debt to equity
0.61▼
2023 · 0.80
ROE
5.5%▲
2023 · 3.1%
ROA
3.4%▲
2023 · 1.7%
Interest coverage
9.34▲
2023 · 7.59
Debt ≤ 1 year
€52k▼
2023 · €74k
Debt > 1 year
€79k▼
2023 · €91k
Income taxes
€5k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€372k€351k▼
Fixed assets21/28€277k€254k▼
Tangible fixed assets22/27€277k€254k▼
Land and buildings22€252k€243k▼
Plant, machinery and equipment23€1k€748▼
Furniture and vehicles24€23k€10k▼
Other tangible fixed assets26€350€165▼
Current assets29/58€96k€97k▲
Amounts receivable within one year40/41€36k€15k▼
Trade receivables40€34k€15k▼
Other amounts receivable41€2k€284▼
Cash at bank and in hand54/58€57k€80k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€372k€351k▼
Equity10/15€207k€219k▲
Contributions10/11€20k€20k=
Reserves13€186k€198k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€186k€198k▲
Amounts payable17/49€166k€132k▼
Amounts payable after more than one year17€91k€79k▼
Financial debts170/4€91k€79k▼
Amounts payable within one year42/48€74k€52k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€697€186▼
Suppliers440/4€697€186▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€46k€30k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€42k€45k▲
Operating profit (loss)9901€14k€21k▲
Financial income75/76B€111€197▲
Recurring financial income75€111€197▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€9k€17k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€6k€12k▲
Profit (loss) for the period to be appropriated9905€6k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€12k▲
Transfer to equity691/2€6k€12k▲
To other reserves6921€6k€12k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €22k | €23k | €23k | €23k | ▲ 0.6% |
| Other operating charges640/8 | - | €5k | €5k | €6k | €1k | ▼ 81.0% |
| Gross operating margin9900 | €63k | €51k | €52k | €42k | €45k | ▲ 7.7% |
| Operating profit (loss)9901 | €42k | €24k | €23k | €14k | €21k | ▲ 56.1% |
| Financial income75/76B | - | €14 | - | €111 | €197 | ▲ 77.7% |
| Recurring financial income75 | €7 | €14 | - | €111 | €197 | ▲ 77.7% |
| Financial charges65/66B | - | €5k | €4k | €5k | €5k | ▼ 1.3% |
| Recurring financial charges65 | €5k | €5k | €4k | €5k | €5k | ▼ 1.3% |
| Profit (loss) for the period before taxes9903 | €52k | €20k | €19k | €9k | €17k | ▲ 87.1% |
| Income taxes67/77 | €14k | €5k | €5k | €3k | €5k | ▲ 81.0% |
| Profit (loss) for the period9904 | €38k | €14k | €14k | €6k | €12k | ▲ 89.7% |
| Profit (loss) for the period to be appropriated9905 | €38k | €14k | €14k | €6k | €12k | ▲ 89.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €393k | €380k | €380k | €372k | €351k | ▼ 5.7% |
| Fixed assets21/28 | €342k | €321k | €300k | €277k | €254k | ▼ 8.1% |
| Tangible fixed assets22/27 | €342k | €321k | €300k | €277k | €254k | ▼ 8.1% |
| Land and buildings22 | - | €270k | €261k | €252k | €243k | ▼ 3.5% |
| Plant, machinery and equipment23 | - | €3k | €3k | €1k | €748 | ▼ 47.1% |
| Furniture and vehicles24 | - | €48k | €36k | €23k | €10k | ▼ 55.7% |
| Other tangible fixed assets26 | - | - | €534 | €350 | €165 | ▼ 52.9% |
| Current assets29/58 | €52k | €59k | €80k | €96k | €97k | ▲ 1.4% |
| Amounts receivable within one year40/41 | €20k | €11k | €10k | €36k | €15k | ▼ 57.3% |
| Trade receivables40 | - | €9k | €9k | €34k | €15k | ▼ 55.4% |
| Other amounts receivable41 | - | €2k | €1k | €2k | €284 | ▼ 86.9% |
| Cash at bank and in hand54/58 | €30k | €46k | €69k | €57k | €80k | ▲ 39.6% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | €2k | ▼ 29.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €393k | €380k | €380k | €372k | €351k | ▼ 5.7% |
| Equity10/15 | €172k | €187k | €200k | €207k | €219k | ▲ 5.8% |
| Contributions10/11 | - | €19k | €19k | €20k | €20k | = |
| Outside capital11 | - | - | €19k | - | - | - |
| Other1109/19 | - | - | €19k | - | - | - |
| Reserves13 | €154k | €168k | €182k | €186k | €198k | ▲ 6.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €166k | €180k | €186k | €198k | ▲ 6.5% |
| Amounts payable17/49 | €221k | €194k | €180k | €166k | €132k | ▼ 20.0% |
| Amounts payable after more than one year17 | €129k | €117k | €104k | €91k | €79k | ▼ 14.1% |
| Financial debts170/4 | - | €117k | €104k | €91k | €79k | ▼ 14.1% |
| Amounts payable within one year42/48 | €92k | €77k | €76k | €74k | €52k | ▼ 29.5% |
| Current portion of amounts payable after more than one year42 | - | €12k | €13k | €13k | €13k | ▲ 1.7% |
| Trade debts44 | €826 | €987 | €756 | €697 | €186 | ▼ 73.3% |
| Suppliers440/4 | - | €987 | €756 | €697 | €186 | ▼ 73.3% |
| Taxes, remuneration and social security45 | - | €14k | €10k | €14k | €9k | ▼ 38.8% |
| Taxes450/3 | - | €14k | €10k | €14k | €9k | ▼ 38.8% |
| Other amounts payable47/48 | - | €49k | €53k | €46k | €30k | ▼ 34.5% |
| Accrued charges and deferred income492/3 | - | €161 | - | - | €2k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €14k | €14k | €6k | €12k | ▲ 89.7% |
| + Depreciation and write-downs630 | €15k | €22k | €23k | €23k | €23k | ▲ 0.6% |
| Operating cash flow (approximation) | €53k | €36k | €36k | €29k | €35k | ▲ 20.0% |
| Investment in fixed assets (approximation) | - | €-2k | €-963 | €0 | €-643 | - |
| Change in cash | - | €16k | €23k | €-11k | €23k | ▲ 297% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €200k ▲7.4%
5 profitable years in a row build equity to €200k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €38k ▲1,208%
Net result €38k, the highest in the series.
31-12
Financial
Equity above €150kEq €172k ▲28%
3 profitable years in a row build equity to €172k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €3k ▼89.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2011
Ground area
809 m²
Building footprint
122 m²
Volume, LiDAR
306 m³
Parcel 24127E0014/00M007, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Hof ter Neppenlaan 6, 3020 Herent
since 20112.202.625.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127E0014/00M007 | Flanders | 809 m² | 1 · 122 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 423 EUR awarded · 423 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 99 EUR | 99 EUR |
| 2024 | 1 | 72 EUR | 72 EUR |
| 2023 | 1 | 168 EUR | 168 EUR |
| 2022 | 1 | 84 EUR | 84 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.