Financials
- Fiscal year
- 2025
- Total assets
- €404,254
- Profit
- €33,195
- Solvency
- 38.8%
Total assets▲ 19.5%
Net result
20192025
DIVINO
ActiveSummary
DIVINO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156,879 and a net result of €33,195. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Wholesale of wines and spirits
NACE 46341Wholesale of beverages, general range NACE 46349NACE 51340
1 site
How big
€404,254total assets 2025
- Equity
- €156,879
- Profit
- €33,195
Turnover not published (abridged schema)
Who decides
Accounts 2 d early0 of 5 deeds read
Why 88- Figures for FY 2025 (filed 29-10-2025)- Sector Wholesale trade (NACE 46)+ Founded in 2003+ Legal form Public limited companyShow the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
64+2
equity 38.8% of total assets
Liquidity
45=
short-term debt 25.8% · cash 3.9%
Profitability
79+1
return on assets 8.2%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.2%lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%▲ +60.4% vs 09-2026highest value
- Figures for FY 2025 (filed 29-10-2025) raises the probability
- Founded in 2003 lowers the probability for this profile
- Legal form Public limited company lowers the probability
- Sector Wholesale trade (NACE 46) raises the probability
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 3.37 against 4.14 in 2024; short-term debt: 25.8% and cash: 3.9% of total assets), but 61.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 47%, liquidity 43%, profitability 71%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
27 d early
2023
33 d early
2022
24 d early
2021
31 d early
2020
24 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 4 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €150,000Eq €156,879 ▲26.8%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-10-2026
- 29-10-2025Annual accounts filed
- 31-03-2025Equity above €150,000
- 04-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale of wines and spiritsNACE 46341
- Founded
- 18-12-2003
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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