DIVINLY CONNECT

Active

Private limited companyfounded 20215 yrs activeGeneraal Wahislaan 16EA, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0771.280.652

The computed 12-month bankruptcy probability of DIVINLY CONNECT is 4.4% (elevated). The 2024 annual accounts show equity of €69k and a net result of €29k. Equity is growing by ~82.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 5895 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

42 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability78▼-13

Solvency43▼-12

Growth78=

Track record94

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Liquidity tight (current ratio 1.21 against 1.38 in 2023; short-term debt: 82.5% and cash: 5.1% of total assets), and 82.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

17.5%

Return on assets

7.2%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5895 sector peers (2024).

NBB · sector comparison

Position among 5895 sector peers

Solvency

better than 24%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2026, 306 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

306 d late

2023

55 d late

2022

109 d late

2021

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€69k▲ 70.0%

2023 · €41k

2021: €12k 2022: €17k 2023: €41k

2021 → 2024

Total assets

€396k▲ 194%

2023 · €135k

2021: €23k 2022: €17k 2023: €135k

2021 → 2024

Net result

€29k▲ 20.2%

2023 · €24k

2021: €9k 2022: €5k 2023: €24k

2021 → 2024

Working capital

€69k▲ 95.0%

2023 · €36k

2021: €12k 2023: €36k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€12k-€17k▲ 43.2%€41k▲ 139%€69k▲ 70.0%

Operating result€9k-€5k▼ 45.5%€24k▲ 364%€29k▲ 19.8%

Net result€9k-€5k▼ 45.4%€24k▲ 362%€29k▲ 20.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed two years in a row; 2024 is 20% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €396k

17.5%

82.5%

Equity €69k▲ 70.0%

Debt €327k▲ 249%

The debt ratio rises from 69.6% to 82.5%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€34k▲

2023 · €29k

Cash flow

€34k▲

2023 · €29k

Solvency

17.5%▼

2023 · 30.4%

Current ratio

1.21▼

2023 · 1.38

Quick ratio

1.21▼

2023 · 1.38

Debt / equity

4.70▲

2023 · 2.29

ROE

41.2%▼

2023 · 58.2%

ROA

7.2%▼

2023 · 17.7%

Interest coverage

679.72▲

2023 · 240.77

Debt

€327k▲

2023 · €94k

Debt ≤ 1 year

€327k▲

2023 · €94k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€135k€396k▲

Fixed assets21/28€5k-

Tangible fixed assets22/27€5k-

Plant, machinery and equipment23€5k-

Current assets29/58€129k€396k▲

Amounts receivable within one year40/41€111k€376k▲

Trade receivables40€111k€293k▲

Other amounts receivable41€31€83k▲

Cash at bank and in hand54/58€19k€20k▲

Equity and liabilities

Total equity and liabilities10/49€135k€396k▲

Equity10/15€41k€69k▲

Contributions10/11€3k€3k=

Capital10€3k€3k=

Issued capital100€3k€3k=

Profit (loss) carried forward14€38k€67k▲

Amounts payable17/49€94k€327k▲

Amounts payable within one year42/48€94k€327k▲

Trade debts44€3k€115k▲

Suppliers440/4€3k€115k▲

Taxes, remuneration and social security45-€32k

Remuneration and social security454/9-€32k

Other amounts payable47/48€91k€179k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=

Other operating charges640/8€58-

Gross operating margin9900€29k€34k▲

Operating profit (loss)9901€24k€29k▲

Financial charges65/66B€121€50▼

Recurring financial charges65€121€50▼

Profit (loss) for the period before taxes9903€24k€29k▲

Profit (loss) for the period9904€24k€29k▲

Profit (loss) for the period to be appropriated9905€24k€29k▲

Appropriation of the result

Profit (loss) to be appropriated9906€38k€67k▲

Profit (loss) brought forward from the previous period14P€15k€38k▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2026

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 306 days late

2024

31-12

Financial Highest result since 2021net €29k ▲20.2%

Operating result €29k, net result €29k, both a record.

24-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 55 days late

2023

17-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 109 days late

2022

31-12

Financial Weakest financial yearnet €5k ▼45.4%

Net result drops to €5k, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Generaal Wahislaan 16EA1030 Schaarbeek

Ground area

3,726 m²

Building footprint

2,646 m²

Volume, LiDAR

18,224 m³

Parcel 21904B0533/00W000, Brussels · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DIVINLY CONNECT

Generaal Wahislaan 16EA, 1030 SchaarbeekPrinting and reproduction of recorded media

since 20212.319.646.419

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21904B0533/00W000	Brussels	3,726 m²	1 · 2,646 m²	8.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Machelen (Brab.) · Eq €70k

Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 2,020 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-07-2021

Fiscal year end31-12

Activities, NACEBEL

43992Specialised construction activities

81220Other building cleaning and industrial cleaning

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.