DIVERTO
ActiveThe computed 12-month bankruptcy probability of DIVERTO is 1.6% (moderate). The 2024 annual accounts show equity of €135k and a net result of €87k. Equity is growing by ~82.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 18936 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
89
/ 100
Excellent▲ +20 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency73▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 0.85 in 2023), and 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
54 d late
2022
63 d late
2021
31 d late
2020
19 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€135k▲ 61.1%
2023 · €84k
2018: €-31k
2019: €14k
2020: €-3k
2021: €24k
2022: €49k
2023: €84k
2018 → 2024
Total assets
€311k▲ 47.1%
2023 · €211k
2018: €131k
2019: €215k
2020: €74k
2021: €111k
2022: €168k
2023: €211k
2018 → 2024
Net result
€87k▲ 147%
2023 · €35k
2018: €-21k
2019: €46k
2020: €-17k
2021: €27k
2022: €31k
2023: €35k
2018 → 2024
Working capital
€54k
2023 · €-17k
2018: €-47k
2019: €83k
2020: €-14k
2021: €-50k
2022: €-36k
2023: €-17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€24k€49k▲ 99.3%€84k▲ 72.5%€135k▲ 61.1%
Operating result€-12k-€36k€35k▼ 1.0%€60k▲ 70.1%€117k▲ 94.6%
Net result€-17k-€27k€31k▲ 11.6%€35k▲ 15.2%€87k▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 95% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €311k
Fixed assets
€88k▼ 26.7%
Current assets
€223k▲ 144%
Equity and liabilities €311k
Equity
€135k▲ 61.1%
Debt
€176k▲ 38.0%
The debt ratio falls from 60.3% to 56.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€153k▲
2023 · €96k
Cash flow
€124k▲
2023 · €71k
Solvency
43.5%▲
2023 · 39.7%
Current ratio
1.32▲
2023 · 0.85
Quick ratio
1.28▲
2023 · 0.80
Debt / equity
1.30▼
2023 · 1.52
ROE
64.6%▲
2023 · 42.0%
ROA
28.1%▲
2023 · 16.7%
Interest coverage
45.05▲
2023 · 24.17
Debt
€176k▲
2023 · €127k
Debt ≤ 1 year
€168k▲
2023 · €108k
Debt > 1 year
€7k▼
2023 · €20k
Income taxes
€26k▲
2023 · €21k
Staff costs
€23k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€211k€311k▲
Fixed assets21/28€120k€88k▼
Tangible fixed assets22/27€120k€88k▼
Land and buildings22€9k€7k▼
Plant, machinery and equipment23€51k€37k▼
Furniture and vehicles24€58k€41k▼
Leasing and similar rights25€2k-
Other tangible fixed assets26-€4k
Current assets29/58€91k€223k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€34k€108k▲
Trade receivables40€16k€9k▼
Other amounts receivable41€19k€99k▲
Cash at bank and in hand54/58€47k€106k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€211k€311k▲
Equity10/15€84k€135k▲
Contributions10/11€49k€49k=
Reserves13€35k€87k▲
Distributable reserves133€35k€87k▲
Amounts payable17/49€127k€176k▲
Amounts payable after more than one year17€20k€7k▼
Financial debts170/4€20k€7k▼
Amounts payable within one year42/48€108k€168k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€14k€14k▲
Suppliers440/4€14k€14k▲
Taxes, remuneration and social security45€56k€83k▲
Taxes450/3€25k€48k▲
Remuneration and social security454/9€31k€36k▲
Other amounts payable47/48€26k€59k▲
Income statement
Code20232024
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€37k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€136k€180k▲
Operating profit (loss)9901€60k€117k▲
Financial income75/76B€25€36▲
Recurring financial income75€25€36▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€56k€113k▲
Income taxes67/77€21k€26k▲
Profit (loss) for the period9904€35k€87k▲
Profit (loss) for the period to be appropriated9905€35k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€87k▲
Transfer to equity691/2€35k€51k▲
To other reserves6921€35k€51k▲
Profit to be distributed694/7-€36k
Directors or managers695-€36k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €87k ▲147%
Operating result €117k, net result €87k, both a record.
31-12
Financial
Equity above €100kEq €135k ▲61.1%
4 profitable years in a row build equity to €135k.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.99
Current ratio from 0.56 to 1.99; short-term debt falls from €105k to €84k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polenstraat 559940 EvergemGround area
774 m²
Building footprint
260 m²
Volume, LiDAR
1,431 m³
Parcel 44066C1099/00L003, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Frituur Christine
since 20132.220.307.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066C1099/00L003 | Flanders | 774 m² | 1 · 260 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvergem2.220.307.729
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DE KUYPER
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DE FRIET
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GROUPE G & Co
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Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 7,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-06-2013
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472974312