Turnover
≈ €150,000 estimated
The micro format states no turnover.
DIVERTECH
Overview
Lifetime
1 annual account with figurespeak €19,686 (2025)
€19,686
peak €12,084 (2025)
€12,084
peak €15,084 (2025)
€15,084
€10,749
Documentsfilings and deeds
27-05-202665 days before the deadline
2025micro format
Registered office moved from Tournai to Taintignies 10-09First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
51
Fair
Financially stronger than 74% of micro companies in civil engineering (NACE 42)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.7%
02-2026: 3.8%▲ +0.1 percentage points vs 01-2026
03-2026: 4.2%▲ +0.4 percentage points vs 02-2026
04-2026: 4.4%▲ +0.2 percentage points vs 03-2026
05-2026: 4.8%▲ +0.4 percentage points vs 04-2026highest value
06-2026: 3.3%▼ -1.5 percentage points vs 05-2026lowest value
07-2026: 3.4%▲ +0.1 percentage points vs 06-2026
08-2026: 3.4%● unchanged vs 07-2026
09-2026: 3.4%● unchanged vs 08-2026
10-2026: 3.6%▲ +0.2 percentage points vs 09-2026
11-2026: 3.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Liquidity: current ratio 1.56
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 27-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 66% of them on solvency, 64% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as DIVERTECH has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of DIVERTECH itself is higher: 3.6% within 12 months. It rests on far more data about DIVERTECH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for DIVERTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.56, above the usual 1.5. Short-term debt is 41.6% of total assets. 41.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
65 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- TEVESZ François 99 sharesdeed of 04-12-2024
- TEVESZ Stanislas François Cyrille 1 sharedeed of 04-12-2024
Recent changes
Registered office moved from Tournai to Taintignies
New registered office: Rue des Chasses, 16 7618 TAINTIGNIES BELGIUM · Previous registered office: Rue Arthur Desénépart, 1 7548 Tournai · General meeting of 15-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016813386
Incorporation
Founding capital of €3,000, 100 shares · Founders: TEVESZ Stanislas François Cyrille and TEVESZ François · Permanent representative: TEVESZ François · published on 04-12-2024 · Gazette deed
First establishment
Rue des Chasses 16, Rumes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIVERTECH Rumes | €25,832 | €19,686 | 58.4% | - |
| OMD COMPANY Sint-Niklaas | €32,315 | €18,507 | 68.3% | - |
| OGN CONNECT Beringen | €16,447 | €13,062 | 64.1% | - |
| EVONEX Sint-Gillis (bij-Brussel) | €30,674 | €15,206 | 41.7% | - |
| ACS-Systems Antwerp | €55,312 | €30,910 | 79.1% | - |
| T-Group Diest | €33,482 | €13,828 | 52.7% | - |
| AC GRONDWERKEN Zaventem | €59,500 | €32,748 | 71.7% | - |
These companies have the same main activity as DIVERTECH: civil engineering (NACE 42211). They are comparable in size and age: total assets between €16,400 and €59,500, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 01-12-2024Normal situation
- Activity
- Civil engineeringNACE 42211and 5 others
- Establishment unit
- 2.367.326.5707618 Rumes, since 01-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2025
Annual accounts 2025
- €19,686
- €12,084
- €15,084
- €25,832
- Filing
- Filed on 27-05-2026, 65 days before the end of the filing period
Insights on DIVERTECH
The computed 12-month bankruptcy probability of DIVERTECH is 3.6% (moderate). The 2025 annual accounts show equity of €15,084 and a net result of €12,084.
Its solvency ranks better than 66% of 1,263 sector peers (NACE 42, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-05-2026, 65 days before the deadline€19,686
€18,023
€12,084
€6,042
58.4%
1.56
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €69,000 and €360,000.
Balance sheet
balance sheet total €25,832 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
58.4%
Higher than 66% of 1,263 companies in 2025.
1.56
Higher than 46% of 1,222 companies in 2025.
46.8%
Higher than 92% of 1,227 companies in 2025.
DIVERTECH
Middle half of the sector
80% of the sector
Micro accounts in civil engineering (NACE 42)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
25,832 | |
20 |
827 | |
21/28 |
8,215 | |
22/27 |
8,215 | |
23 |
8,215 | |
29/58 |
16,791 | |
40/41 |
6,017 | |
40 |
2,681 | |
41 |
3,336 | |
50/53 |
10,037 | |
490/1 |
736 | |
| Balance sheet: equity and liabilities | ||
10/49 |
25,832 | |
10/15 |
15,084 | |
10/11 |
3,000 | |
13 |
12,000 | |
133 |
12,000 | |
14 |
84 | |
17/49 |
10,749 | |
42/48 |
10,749 | |
44 |
1,740 | |
440/4 |
1,740 | |
45 |
6,042 | |
450/3 |
6,042 | |
47/48 |
2,967 | |
| Income statement | ||
9900 |
19,686 | |
630 |
1,663 | |
9901 |
18,023 | |
75/76B |
188 | |
75 |
188 | |
65/66B |
85 | |
65 |
85 | |
9903 |
18,125 | |
67/77 |
6,042 | |
9904 |
12,084 | |
9905 |
12,084 | |
| Appropriation of the result | ||
9906 |
12,084 | |
691/2 |
12,000 | |
6921 |
12,000 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-05-2026 | 2026-00126935 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 19,686 | ||
| 13,747 | ||
| 9,649 | ||
| 6,042 | ||
| 58.4% | ||
| 1.56 | ||
| 0.71 | ||
| 80.1% | ||
| 46.8% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €9,649 |
| €1,663 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on DIVERTECH
Debt's share of the balance-sheet total is 41.6%.
Board & ownership
Control
Founders
TEVESZ François, TEVESZ Stanislas François Cyrille
This company
DIVERTECH
Equity €15,084
Profit €12,084 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €151 in 2025
- Source
- deed of 04-12-2024
Articles of association
deed of 04-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Fixe ou proportionnelle, rémunération des administrateurs”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Les actions doivent être libérées à leur émission, En cas d’actionnaire unique-administrateur, ce dernier détermine librement, au fur et à…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Saturday of June
Shareholders
At incorporation
deed of 04-12-2024 ↗
- TEVESZ François 99 shares (99%) · €2,970 in cash
- TEVESZ Stanislas François Cyrille 1 share (1%) · €30 in cash
Network & group
No group
DIVERTECH has no parent and no holdings in its annual accounts.
Connections & network
See the function holders in the KBO register.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 65 days before the deadline
2025
Registered office moved from Tournai to TaintigniesNew registered office: Rue des Chasses, 16 7618 TAINTIGNIES BELGIUM · Previous registered office: Rue Arthur Desénépart, 1 7548 Tournai · General meeting of 15-08-20252 points ▸
- General meeting, 15-08-2025
- Registered-office move, Rue des Chasses, 16 7618 TAINTIGNIES BELGIUM
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016813386
2024
IncorporationFounding capital of €3,000, 100 shares · Founders: TEVESZ Stanislas François Cyrille and TEVESZ François · Permanent representative: TEVESZ François · published on 04-12-20248 points ▸
- Founding capital, €3,000, 100 shares
- Founder, TEVESZ Stanislas François Cyrille
- Founder, TEVESZ François
- 100 shares
- Registered office clause, RUE ARTHUR DESENEPART 1, 7548 WARCHIN
- Power of attorney, TEVESZ François
- Power of attorney, Valérie Detrain
- Permanent representative, TEVESZ François
- The deed holds 12 more points.
First establishment Rue des Chasses 16, Rumes
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1016.813.386
- VAT number
- BE 1016.813.386
- Peppol ID
- 0208:1016813386
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Saturday of Junedeed of 04-12-2024 (in French)
- Peppol
- Reachable since 06-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DIVERTECH in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-12-2024 (in French)
Activities
NACEBEL 202542211
Civil engineering main activity
Codes under NACEBEL 2008
42211
Civil engineering main activity
42220
Construction of utility projects for electricity and telecommunications
43211
Specialised construction activities
43222
Specialised construction activities
43299
Specialised construction activities
80200
Investigation and security activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Construction de réseaux de distribution d’eau et de gaz; Construction de réseaux électriques et de télécommunications; Travaux…”deed of 04-12-2024 (in French)
14 activities
- Construction de réseaux de distribution d’eau et de gaz
- Construction de réseaux électriques et de télécommunications
- Travaux d’installation électrotechnique de bâtiment
- Travaux d’installation électrotechnique autres que de bâtiment
- Travaux de plomberie et Installation de chauffage, de ventilation et de conditionnement d’air
- Technicien audiovisuel et toute activité accessoire y relative
- Vente d’appareils électroménagers -hifi - vidéo - Broadcast et toute activité accessoire y relative
- Construction de réseaux de distribution électrique & et de télécommunication
- Construction de réseaux d’eaux et de distribution de gaz
- Plomberie, et installation de chauffage, de ventilation et de conditionnement d’air
- Installation de système d’alarme
- Travaux d’électricité dans les habitations ou autres bâtiments
- Ascensoriste
- Toutes opérations et tous travaux et services, toutes ventes et commercialisations mobilières et/ou immobilières se rapportant directement ou indirectement à : -l’achat, la vente, la location ou le leasing de tous biens immeubles ; -la prise de participations directes ou indirectes dans toutes sociétés ou entreprises ; le management et la gestion de sociétés; -la fourniture auprès de ses clients de prestations d'audits, de conseils, d'assistance, d'accompagnement, de négociations. -l’achat, l’administration, la vente de toutes valeurs mobilières et immobilières, de tous droits sociaux et d’une manière générale toutes opérations de gestion du portefeuille ainsi constitué ; -le contrôle de la gestion ou la participation à toutes sociétés ou entreprises commerciales, industrielles, financières, mobilières ou immobilières par la prise de tous mandats au sein desdites sociétés ou entreprises
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Chasses 16 registered office 7618 Rumes | 01-12-2024 | 2.367.326.570 |
1 former office
- Rue Arthur Desénépart , 1, 7548 Tournai until the deed of 10-09-2025
Buildings and parcels at the address
- Ground area
- 116 m²
- Buildings
- 117 m²
- Volume, LiDAR
- 1,040 m³
- Tallest building
- 11.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57077B1052/00N000 | 116 m² | 1 · 117 m² | 11.2 m · 3 |
Contact
E-mail
francois.tevesz@icloud.com establishment in Rumes
Phone
+32 478 79 12 66 establishment in Rumes
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.813.386