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DiVercity

Active
Private limited companyfounded 2015active for 10 yearsGaverlandstraat 47, 9031 Gent, BelgiumKBO/BCE: BE 0644.661.901
Summary

DiVercity has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,969 and a net result of -€1,901. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 11,089 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Real estate appraisal on a fee or contract basis
NACE 68322
1 site
Size
€357,446total assets 2025
Equity
€40,969
Loss
-€1,901
Turnover not published (abbreviated format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
VERCITY · 99%
Accounts filed 36 days late0 of 5 deeds read
Why 66raises riskLatest accounts 36 days late; 1 of the last 3 lateLiquidity: current ratio 1.15, cash €1,261, halvedlowers riskSize: total assets €357,446Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 26% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency 36=
equity 11.5% of total assets
Liquidity 2=
short-term debt 87.2% · cash 0.4%
Profitability 36+35
return on assets -0.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,557 companies, NACE 68, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 0.6%▼ -0.4 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.5%▼ -0.1 percentage points vs 03-2025lowest value 05-2025: 0.6%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.3 percentage points vs 05-2025 07-2025: 0.7%▼ -0.2 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.7%▼ -0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%▲ +0.3 percentage points vs 05-2026 07-2026: 1.3%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.9%▼ -0.4 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.15, compared with 1.14 in 2024; short-term debt: 87.2% and cash: 0.4% of total assets), and 88.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 32% on solvency, 6% on liquidity, 32% on profitability and 35% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 36 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.15, cash €1,261, halved
NBB · annual accounts
lowers risk · Size: total assets €357,446
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,901
neutral · Filed after the deadline
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 06-07-2026, 36 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
36 days late
2024
30 days late
2023
on the day
2022
1 day early
2021
1 day early
2020
on the day
2019
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today. The company usually files around 1 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-10-2026 year end31-05-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet -€57,279

Key points

  • Positive: Result rose in 2025from -€57,279 to -€1,901 ▲ 96.7% View
  • Controlled by VERCITY 99% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€1,901 View

By topic

Financials

Financial year
2025
Total assets
€357,446
Loss
-€1,901
Solvency
11.5%
Total assets▼ 10.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-05-2027
  1. 31-05-2024Annual accounts filed
  2. 31-10-2023Equity above €100,000
  3. 30-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate appraisal on a fee or contract…NACE 68322
Founded
18-12-2015
Year ends
31-10
Peppol
Reachable for e-invoices
Go to Company details

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