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DIVALO SERVICES

Active
Private limited companyfounded 1994active for 32 yearsLostraat 51, 9880 Aalter, BelgiumKBO/BCE: BE 0452.824.803
Summary

DIVALO SERVICES has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €412,614 and a net result of €123,734. Equity grew by about 7.8% per year on average since 2019. In 2026 it fell by 12.2%. Its solvency ranks better than 88% of 697 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-06-1994 Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742
Joint committee
201 Independent retail · annual accounts 31-03-2026
Establishment unit
2.068.180.055 9880 Aalter, since 06-09-1994
Financial year end
31 March
Peppol
Reachable since 10-12-2025

Board and ownership

Board
  • VAN RENTERGHEM DIRKDirector · since 06-06-1994

Financial position

97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€225,245
▲ 15.5%
Turnover
≈ €710,000
estimated
Profit
€123,734
▲ 19.1%
Equity
€412,614
▼ 12.2%
Total assets
€491,775
▼ 33.3%
Employees on 31-03-2026
0
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 5.91, cash €284,832Equity €412,614 (83.9% of total assets)Founded in 1994Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Strong
Solvency 100+11
equity 83.9% of total assets
Liquidity 96+29
short-term debt 16.1% · cash 57.9%
Profitability 100+14
return on assets 25.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025highest value 12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.91 (2.56 in 2025), above the usual 1.5. Short-term debt is 16.1% and cash 57.9% of total assets. 16.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 95% on liquidity, 96% on profitability and 25% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.91, cash €284,832
NBB · annual accounts
lowers risk · Equity €412,614 (83.9% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
33 days early
2025
on the day
2024
8 days early
2023
on the day
2022
6 days early
2021
23 days early
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 25 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in retail tradesector median €5,839 · 696 companies €123,734 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €123,734 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as DIVALO SERVICES: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €362,000 and €582,000, founded between 1988 and 1997.

CompanyTotal assetsGross margin
DIVALO SERVICES Aalter€491,775€225,245
OTTOP Maarkedal€521,955€203,038
OPTIEK HUYGEN Maasmechelen€466,778€207,257
OPTIEK BECKWEE Aalst€380,897€257,249
Optiek Hermans Ghent€433,256€165,265
OPTIEK VAN DE VELDE Oudenaarde€361,808€240,385
OPTIMAR Wetteren€582,319€308,038
Full comparison

Key facts about DIVALO SERVICES

What is the company number of DIVALO SERVICES?
The company number of DIVALO SERVICES is 0452.824.803. The VAT number is the same number with BE in front: BE 0452.824.803.
Where is DIVALO SERVICES based?
The registered office is at Lostraat 51, 9880 Aalter.Company details
What does DIVALO SERVICES do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of DIVALO SERVICES?
DIVALO SERVICES is a private limited company (BV).
When was DIVALO SERVICES founded?
DIVALO SERVICES was founded on 06-06-1994.
Is DIVALO SERVICES still active?
Yes, DIVALO SERVICES is an active enterprise in the KBO register.
How many employees does DIVALO SERVICES have?
DIVALO SERVICES had an average of 0.3 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does DIVALO SERVICES fall under?
In its 31-03-2026 annual accounts, DIVALO SERVICES states joint committee 201 (Independent retail).
What is the turnover of DIVALO SERVICES?
The turnover in financial year 2026 is ≈ €710,000. This figure is estimated from the gross margin of €225,245 and 32 comparable companies (NACE 477). It probably lies between €490,000 and €1.4m.
Is DIVALO SERVICES profitable?
In financial year 2026, DIVALO SERVICES made a profit of €123,734.
Where can I find the annual accounts of DIVALO SERVICES?
DIVALO SERVICES filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of DIVALO SERVICES due?
DIVALO SERVICES must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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