DIVAG
ActiveSummary
The computed 12-month bankruptcy probability of DIVAG is 9.1% (elevated). The 2024 annual accounts show equity of €36,911 and a net result of €3,727. The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
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Signals
This company filed its last 2 accounts on average 46 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 9.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Gross operating margin9900 | €37,608 | €4,820 | ▼ 87.2% |
| Operating profit (loss)9901 | €37,608 | €4,820 | ▼ 87.2% |
| Financial charges65/66B | €22 | €101 | ▲ 365% |
| Recurring financial charges65 | €22 | €101 | ▲ 365% |
| Profit (loss) for the period before taxes9903 | €37,587 | €4,720 | ▼ 87.4% |
| Income taxes67/77 | €9,403 | €993 | ▼ 89.4% |
| Profit (loss) for the period9904 | €28,184 | €3,727 | ▼ 86.8% |
| Profit (loss) for the period to be appropriated9905 | €28,184 | €3,727 | ▼ 86.8% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €46,501 | €47,887 | ▲ 3.0% |
| Current assets29/58 | €46,501 | €47,887 | ▲ 3.0% |
| Amounts receivable within one year40/41 | €870 | €1,672 | ▲ 92.2% |
| Other amounts receivable41 | €870 | €1,672 | ▲ 92.2% |
| Cash at bank and in hand54/58 | €45,631 | €46,214 | ▲ 1.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €46,501 | €47,887 | ▲ 3.0% |
| Equity10/15 | €33,184 | €36,911 | ▲ 11.2% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €28,184 | €31,911 | ▲ 13.2% |
| Amounts payable17/49 | €13,317 | €10,976 | ▼ 17.6% |
| Amounts payable within one year42/48 | €13,317 | €10,976 | ▼ 17.6% |
| Trade debts44 | €82 | €580 | ▲ 604% |
| Suppliers440/4 | €82 | €580 | ▲ 604% |
| Taxes, remuneration and social security45 | €13,235 | €10,396 | ▼ 21.5% |
| Taxes450/3 | €9,403 | €10,396 | ▲ 10.6% |
| Remuneration and social security454/9 | €3,832 | - | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €28,184 | €3,727 | ▼ 86.8% |
| Operating cash flow (approximation) | €28,184 | €3,727 | ▼ 86.8% |
| Change in cash | - | €583 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 23037C0130/00X000 | Flanders | 502 m² | 1 · 158 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.