DIVA 25
ActiveSummary
The computed 12-month bankruptcy probability of DIVA 25 is 8.6% (elevated). The 2024 annual accounts show equity of €7k and a net result of €-437. Its solvency ranks better than 44% of 18936 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability26
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
8.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.87; short-term debt: 78.1% and cash: 30.5% of total assets), and 78.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
21.9%
Return on assets
-1.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€7k
Total assets
€30k
Net result
€-437
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €30k
Fixed assets
€10k
Current assets
€20k
Equity and liabilities €30k
Equity
€7k
Debt
€23k
Debt finances 78.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€690
Cash flow
€55
Current ratio
0.87
Quick ratio
0.72
Debt to equity
3.57
ROE
-6.7%
ROA
-1.5%
Interest coverage
1.09
Debt ≤ 1 year
€23k
Staff costs
€6k
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€30k
Fixed assets21/28€10k
Tangible fixed assets22/27€10k
Furniture and vehicles24€10k
Current assets29/58€20k
Stocks and contracts in progress3€4k
Stocks30/36€4k
Amounts receivable within one year40/41€8k
Other amounts receivable41€8k
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€30k
Equity10/15€7k
Contributions10/11€7k
Capital10€7k
Issued capital100€7k
Profit (loss) carried forward14€-437
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€7k
Taxes450/3€361
Remuneration and social security454/9€6k
Other amounts payable47/48€10k
Income statement
Code2024
Remuneration, social security and pensions62€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€492
Gross operating margin9900€7k
Operating profit (loss)9901€198
Financial charges65/66B€635
Recurring financial charges65€635
Profit (loss) for the period before taxes9903€-437
Profit (loss) for the period9904€-437
Profit (loss) for the period to be appropriated9905€-437
Appropriation of the result
Profit (loss) to be appropriated9906€-437
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €6k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €492 |
| Gross operating margin9900 | €7k |
| Operating profit (loss)9901 | €198 |
| Financial charges65/66B | €635 |
| Recurring financial charges65 | €635 |
| Profit (loss) for the period before taxes9903 | €-437 |
| Profit (loss) for the period9904 | €-437 |
| Profit (loss) for the period to be appropriated9905 | €-437 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €30k | |
| Fixed assets21/28 | €10k | |
| Tangible fixed assets22/27 | €10k | |
| Furniture and vehicles24 | €10k | |
| Current assets29/58 | €20k | |
| Stocks and contracts in progress3 | €4k | |
| Stocks30/36 | €4k | |
| Amounts receivable within one year40/41 | €8k | |
| Other amounts receivable41 | €8k | |
| Cash at bank and in hand54/58 | €9k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €30k | |
| Equity10/15 | €7k | |
| Contributions10/11 | €7k | |
| Capital10 | €7k | |
| Issued capital100 | €7k | |
| Profit (loss) carried forward14 | €-437 | |
| Amounts payable17/49 | €23k | |
| Amounts payable within one year42/48 | €23k | |
| Trade debts44 | €7k | |
| Suppliers440/4 | €7k | |
| Taxes, remuneration and social security45 | €7k | |
| Taxes450/3 | €361 | |
| Remuneration and social security454/9 | €6k | |
| Other amounts payable47/48 | €10k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €-437 |
| + Depreciation and write-downs630 | €492 |
| Operating cash flow (approximation) | €55 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 2 establishment units since 2023
Ground area
1,353 m²
Building footprint
176 m²
Volume, LiDAR
1,041 m³
2 parcels, Wallonia · tallest building 17.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SNACK BODRUM
since 20232.357.040.315
CARWASH
since 20262.392.184.504
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52363D0476/00H000 | Wallonia | 1,280 m² | 1 · 129 m² | 9.5 m · 1 fl. |
| 25105A0038/00L000 | Wallonia | 72 m² | 1 · 47 m² | 17.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTubize2.357.040.315
Similar companies · same sector, comparable size
CMCK
BE 0894.991.185
Elsene · Eq €6,558
BELLAPAIS
BE 0865.155.272
Kapellen · Eq €6,554
JAMAL
BE 0802.910.867
Sint-Niklaas · Eq €6,542
GOOD LUNCH
BE 0656.994.163
Charleroi · Eq €6,542
Eryas
BE 0631.726.752
Hasselt · Eq €6,585
Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 5,897 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
96220Beauty care and other beauty treatments
46190Agents in non-specialised wholesale trade
Contact
E-mail
mangal.josufzai@gmail.comCharleroi
Phone
0465493161Charleroi
Scores and ratios are computed by Checked and are not a credit decision.