Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DIVA 25 is 8.4% (elevated). The 2024 annual accounts show equity of €7k and a net result of €-437. Its solvency ranks better than 52% of 5609 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone8.4%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-437
Working capital€-3k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 21.9% | 19.3% | |
| Net result | €-437 | €4k | |
| Equity | €7k | €14k | |
| Gross operating margin | €7k | €52k | |
| Staff costs | €6k | €49k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €690 |
| Net profit | €-437 |
| Cash flow | €55 |
| Staff costs | €6k |
| Income taxes | - |
| Dividends | - |
| Total assets | €30k |
| Equity | €7k |
| Debt | €23k |
| of which ≤ 1y | €23k |
| of which > 1y | - |
| Working capital | €-3k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.87 |
| Quick ratio | 0.72 |
| Working capital ratio | -9.8% |
| Solvency | 21.9% |
| Debt / equity | 3.57 |
| Long-term debt ratio | - |
| Interest coverage | 1.09 |
| Gross margin | - |
| Net margin | - |
| ROA | -1.5% |
| ROE | -6.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €30k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Current assets | 29/58 | €20k |
| Stocks & contracts in progress | 3 | €4k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €30k |
| Equity | 10/15 | €7k |
| Contributions / capital | 10/11 | €7k |
| Accumulated profits (losses) | 14 | €-437 |
| Amounts payable | 17/49 | €23k |
| Amounts payable within one year | 42/48 | €23k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €7k |
| Operating result | 9901 | €198 |
| Financial charges | 65 | €635 |
| Result before taxes | 9903 | €-437 |
| Net result for the period | 9904 | €-437 |
| Result to be appropriated | 9905 | €-437 |
Ratios computed by Checked.
Health barometer
FY 2024 · computed10
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
Current14-10-2024 → present
Former directors (1)
-
Former- → 14-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
indexingNo insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112) |
| Legal form | Private limited company(610) |
| Incorporation | 07-11-2023 |
| Status | Active |
| Postal code | 1480 |
Structure & network
Locations & real estate
Establishment units
2 locationsSNACK BODRUM
since 20232.357.040.315
CARWASH
since 20262.392.184.504
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area72 m²
Buildings1
Building footprint47 m²
Volume (LiDAR)480 m³
Tallest building17.6 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105A0038/00L000 | Wallonia | 72 m² | 1 · 47 m² | 17.6 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes31
/ 100
Fragile profile, watch profitability in particular.
Health
10
Profitability
0
Solvency
27
Growth
50
Stability
67
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Schoonheidsverzorging96022Schoonheidsverzorging en andere schoonheidsbehandelingen96220Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190
Primary activity highlighted.
Names & trade names
| Legal nameNL | DIVA 25 |
Registered office
Rue de Mons 67
1480 Tubize, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.