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DIVA

Active
Public limited companyfounded 1995active for 31 yearsDorpsstraat 96, 3900 Pelt, BelgiumKBO/BCE: BE 0454.486.966
Summary

DIVA has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,417 and a net result of €585. Equity is growing by about 5.2% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
“Het geven van adviezen inzake verzekeringen, met uitzondering van de makelaardij in verzekeringen” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€307,312total assets 2025
Equity
€302,417
Profit
€585
Turnover not published (abbreviated or micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 11 days late1 of 3 deeds summarised
Why 92raises riskProfit of €585 (financial year 2025)lowers riskSize: total assets €307,312Equity €302,417 (98.4% of total assets)Founded in 1995Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.4% of total assets
Liquidity 52+2
short-term debt 1.6% · cash 2.0%
Profitability 69-12
return on assets 0.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +0.1 percentage points vs 11-2024 01-2025: 1.0%▲ +0.2 percentage points vs 12-2024 02-2025: 1.4%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.2%▼ -1.2 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.3 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 21.62, compared with 3.13 in 2024, above the usual 1.5; short-term debt: 1.6% and cash: 2% of total assets), and 1.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 46% on liquidity, 47% on profitability and 49% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €307,312
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €302,417 (98.4% of total assets)
NBB · annual accounts
raises risk · Profit of €585 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
4 days late
2023
1 day early
2022
84 days late
2021
432 days late
2020
763 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 188 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 11 February (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointment: VAN HOOF Beatrijs (director and…Resignation: VAN HOOF Beatrijs (director…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Liquidity more than 6 timescurrent ratio 21.62

Financials · financial year 2025, micro format

2025 annual accounts filed late (11 days) Filed on 11 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00036905.

Equity
€302,417▲ 0.2%
2024 · €301,832
Total assets
€307,312▼ 12.2%
2024 · €349,846
Net result
€585▼ 99.0%
2024 · €58,962
Working capital
€100,915▲ 8.6%
2024 · €92,965
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result stays negative: a loss of €6,617 in 2025 against €7,936 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.007m 2025 Net result€0.001m 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€0.02m-€0.004m€0.04m▲ 941%€0.001m▼ 97.1%-€0.03m-€0.008m▲ 71.9%-€0.007m▲ 16.6%
Net result-€0.02m-€0.008m€0.03m▲ 230%€0.003m▼ 88.9%-€0.02m€0.06m€0.001m▼ 99.0%
Equity€0.2m-€0.2m▲ 6.5%€0.3m▲ 11.3%€0.3m▲ 1.1%€0.2m▼ 8.5%€0.3m▲ 24.3%€0.3m▲ 0.2%
Total assets€1.1m-€0.6m▼ 39.6%€0.7m▲ 0.9%€0.6m▼ 3.4%€0.4m▼ 41.9%€0.3m▼ 4.9%€0.3m▼ 12.2%
Debt€0.9m-€0.4m▼ 51.5%€0.4m▼ 5.0%€0.4m▼ 6.4%€0.1m▼ 66.1%€0.05m▼ 61.5%€0.005m▼ 89.8%
Working capital-€0.1m--€0.3m▼ 164%€0.03m€0.04m▲ 66.1%€0.03m▼ 25.4%€0.09m▲ 189%€0.1m▲ 8.6%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307,312
Fixed assets €201,502 ▼ 5.5%
Current assets €105,810 ▼ 22.5%
Equity and liabilities €307,312
Equity €302,417 ▲ 0.2%
Debt €4,895 ▼ 89.8%
Debt's share of the balance-sheet total falls from 13.7% to 1.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,664▲
2024 · €11,955
Cash flow
€21,866▼
2024 · €78,852
Current ratio
21.62▲
2024 · 3.13
Debt to equity
0.02▼
2024 · 0.16
ROE
0.2%▼
2024 · 19.5%
ROA
0.2%▼
2024 · 16.9%
Interest coverage
45.07▲
2024 · 4.89
Debt ≤ 1 year
€4,895▼
2024 · €43,647
Debt > 1 year
€0▼
2024 · €3,666
Income taxes
€173▲
2024 · -€67,883
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€349,846€307,312▼
Fixed assets21/28€213,234€201,502▼
Tangible fixed assets22/27€213,234€201,502▼
Land and buildings22€191,839€186,924▼
Plant, machinery and equipment23€16,124€14,390▼
Furniture and vehicles24€195€0▼
Leasing and similar rights25€5,076€188▼
Current assets29/58€136,612€105,810▼
Amounts receivable within one year40/41€261€56,660▲
Other amounts receivable41€261€56,660▲
Current investments50/53€131,668€41,393▼
Cash at bank and in hand54/58€3,067€6,051▲
Deferred charges and accrued income490/1€1,616€1,706▲
Equity and liabilities
Total equity and liabilities10/49€349,846€307,312▼
Equity10/15€301,832€302,417▲
Contributions10/11€152,300€152,300=
Capital10€152,300€152,300=
Issued capital100€152,300€152,300=
Reserves13€133,746€133,775=
Non-distributable reserves130/1€8,746€8,775▲
Legal reserve130€8,746€8,775▲
Distributable reserves133€125,000€125,000=
Profit (loss) carried forward14€15,787€16,342▲
Amounts payable17/49€48,014€4,895▼
Amounts payable after more than one year17€3,666€0▼
Financial debts170/4€3,666€0▼
Amounts payable within one year42/48€43,647€4,895▼
Current portion of amounts payable after more than one year42€4,335€3,666▼
Trade debts44€62€1,228▲
Suppliers440/4€62€1,228▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€39,250€0▼
Accrued charges and deferred income492/3€700€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,890€21,281▲
Other operating charges640/8€4,037€4,057▲
Gross operating margin9900€15,992€18,720▲
Operating profit (loss)9901-€7,936-€6,617▲
Financial income75/76B€1,457€7,700▲
Recurring financial income75€1,457€7,700▲
Non-recurring financial income76B€0-
Financial charges65/66B€2,443€325▼
Recurring financial charges65€2,443€325▼
Profit (loss) for the period before taxes9903-€8,921€758▲
Income taxes67/77-€67,883€173▲
Profit (loss) for the period9904€58,962€585▼
Profit (loss) for the period to be appropriated9905€58,962€585▼
Appropriation of the result
Profit (loss) to be appropriated9906€42,933€16,371▼
Profit (loss) brought forward from the previous period14P-€16,028€15,787▲
Transfer to equity691/2€27,147€29▼
To the legal reserve6920€2,147€29▼
To other reserves6921€25,000€0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Non-recurring operating income76A--€47,000€0----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,292€19,400€18,622€18,957€19,437€19,890€21,281▲ 7.0%
Other operating charges640/8-€5,402€4,550€4,616€3,331€4,037€4,057▲ 0.5%
Gross operating margin9900€2,283€28,340€60,013€24,642-€5,480€15,992€18,720▲ 17.1%
Operating profit (loss)9901-€16,188€3,538€36,841€1,069-€28,248-€7,936-€6,617▲ 16.6%
Financial income75/76B-€7,176€2,040€5,202€137,410€1,457€7,700▲ 428%
Recurring financial income75-€7,176€2,040€5,202€2,105€1,457€7,700▲ 428%
Non-recurring financial income76B----€135,305€0--
Financial charges65/66B-€2,434€2,523€2,977€11,280€2,443€325▼ 86.7%
Recurring financial charges65€41€2,434€2,523€2,977€11,280€2,443€325▼ 86.7%
Profit (loss) for the period before taxes9903-€16,229€8,280€36,358€3,294€97,882-€8,921€758-
Income taxes67/77-€190€9,628€335€120,307-€67,883€173-
Profit (loss) for the period9904-€16,229€8,091€26,730€2,958-€22,425€58,962€585▼ 99.0%
Profit (loss) for the period to be appropriated9905-€16,229€8,091€26,730€2,958-€22,425€58,962€585▼ 99.0%
Line2019202020212022202320242025Change
Assets
Total assets20/58€1.1m€0.6m€0.7m€0.6m€0.4m€0.3m€0.3m▼ 12.2%
Fixed assets21/28€0.5m€0.5m€0.3m€0.2m€0.2m€0.2m€0.2m▼ 5.5%
Tangible fixed assets22/27€0.5m€0.5m€0.3m€0.2m€0.2m€0.2m€0.2m▼ 5.5%
Land and buildings22-€0.5m€0.2m€0.2m€0.2m€0.2m€0.2m▼ 2.6%
Plant, machinery and equipment23--€496€443€0.004m€0.02m€0.01m▼ 10.8%
Furniture and vehicles24---€0.001m€404€195€0▼ 100%
Leasing and similar rights25--€0.02m€0.01m€0.01m€0.005m€188▼ 96.3%
Current assets29/58€0.6m€0.1m€0.4m€0.4m€0.1m€0.1m€0.1m▼ 22.5%
Amounts receivable within one year40/41-€0.008m€0.002m€0.003m€0.004m€261€0.06m▲ 217×
Trade receivables40-€0.006m€0-----
Other amounts receivable41-€0.002m€0.002m€0.003m€0.004m€261€0.06m▲ 217×
Current investments50/53€0.5m€0.1m€0.3m€0.4m€0.1m€0.1m€0.04m▼ 68.6%
Cash at bank and in hand54/58€0.007m€0.01m€0.1m€0.04m€0.01m€0.003m€0.006m▲ 97.3%
Deferred charges and accrued income490/1-€401€0.001m€0.001m€0.002m€0.002m€0.002m▲ 5.6%
Equity and liabilities
Total equity and liabilities10/49€1.1m€0.6m€0.7m€0.6m€0.4m€0.3m€0.3m▼ 12.2%
Equity10/15€0.2m€0.2m€0.3m€0.3m€0.2m€0.3m€0.3m▲ 0.2%
Contributions10/11€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m=
Capital10-€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m=
Issued capital100-€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m=
Reserves13€0.005m€0.005m€0.1m€0.1m€0.1m€0.1m€0.1m=
Non-distributable reserves130/1-€0.005m€0.006m€0.007m€0.007m€0.009m€0.009m▲ 0.3%
Legal reserve130-€0.005m€0.006m€0.007m€0.007m€0.009m€0.009m▲ 0.3%
Distributable reserves133--€0.1m€0.1m€0.1m€0.1m€0.1m=
Profit (loss) carried forward14€0.06m€0.08m€0.004m€0.006m-€0.02m€0.02m€0.02m▲ 3.5%
Amounts payable17/49€0.9m€0.4m€0.4m€0.4m€0.1m€0.05m€0.005m▼ 89.8%
Amounts payable after more than one year17€0.2m-€0.02m€0.01m€0.008m€0.004m€0▼ 100%
Financial debts170/4--€0.02m€0.01m€0.008m€0.004m€0▼ 100%
Amounts payable within one year42/48€0.7m€0.4m€0.4m€0.4m€0.1m€0.04m€0.005m▼ 88.8%
Current portion of amounts payable after more than one year42--€0.004m€0.004m€0.004m€0.004m€0.004m▼ 15.4%
Financial debts43-€0.2m€0.2m€0.2m€0---
Credit institutions430/8-€0.2m€0.2m€0.2m€0---
Trade debts44-€0.007m€327€0.002m€137€62€0.001m▲ 20×
Suppliers440/4-€0.007m€327€0.002m€137€62€0.001m▲ 20×
Taxes, remuneration and social security45-€43€0.009m€0.009m€0.009m€0--
Taxes450/3-€43€0.009m€0.009m€0.009m€0--
Other amounts payable47/48-€0.2m€0.2m€0.1m€0.1m€0.04m€0▼ 100%
Accrued charges and deferred income492/3--€0.001m€0.001m€0.001m€0.001m€0▼ 100%
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€16,229€8,091€26,730€2,958-€22,425€58,962€585▼ 99.0%
+ Depreciation and write-downs630€13,292€19,400€18,622€18,957€19,437€19,890€21,281▲ 7.0%
Operating cash flow (approximation)-€2,937€27,491€45,352€21,916-€2,988€78,852€21,866▼ 72.3%
Investment in fixed assets (approximation)-€2,103€226,942-€625-€3,762-€13,046-€9,549▲ 26.8%
Change in cash-€7,846€128,934-€106,269-€27,004-€6,969€2,984-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 30 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 micro format 11-02-2026 2026-00036905
30-06-2024 micro format 04-02-2025 2025-00029661
30-06-2023 micro format 30-01-2024 2024-00012967
30-06-2022 micro format 25-04-2023 2023-00064910
30-06-2021 micro format 08-04-2023 2023-00056109
30-06-2020 micro format 05-03-2023 2023-00035408
30-06-2019 abbreviated format 24-02-2020 2020-05700248
30-06-2018 abbreviated format 30-01-2019 2019-03400157
30-06-2017 abbreviated format 07-05-2018 2018-12300116
30-06-2016 abbreviated format 27-01-2017 2017-02500381

Show all 30 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, 1 in day-to-day management, last change in 2026

Board 1

VAN HOOF Beatrijs
Sole director and managing director · since 06-08-2026
Current

Day-to-day management 1

VAN HOOF Beatrijs
Sole director and managing director · since 06-08-2026
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

1 person since 2025, 1 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
VAN HOOF Beatrijs
  • Director and managing director, from before 01-01-2025 to 06-08-2026
  • Director and managing director, from before 01-01-2025 to 06-08-2026
  • Sole director and managing director, from 06-08-2026 to date
  • Sole director and managing director, from 06-08-2026 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Capital over the years
  1. 06-08-2026 Capital stated in the deed · €152,300 · 3,320 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 8 February 1995, DIVA was incorporated.1 Total assets went from €1.1m in 2019 to €307,312 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
06-08
Gazette deed Reappointment: VAN HOOF Beatrijs (director and managing director)
Resignation: VAN HOOF Beatrijs (director and managing director) · Appointment: VAN HOOF Beatrijs (sole director and managing director) · Amendment of the articles10 facts ▸
  • General meeting, 22-07-2026
  • Amendment of the articles (4 times)
  • Capital, €152,300
  • Kind of shares, “stemgerechtigde aandelen op naam”, 3320 (deed in Dutch)
  • Director reappointment, VAN HOOF Beatrijs (director and managing director)
  • Director resignation, VAN HOOF Beatrijs (director and managing director)
  • Director appointment, VAN HOOF Beatrijs (sole director and managing director)
  • Power of attorney
  • Other provision, “coördinatie van de statuten, akkoord dat coördinatie desgevallend wordt opgesteld en ondertekend door ondergetekende notaris” (deed in Dutch)
  • Other provision, “verklaring eenhoofdigheid, tezamen met publicatie onderhavige statutenwijziging ter griffie bevoegde ondernemingsrechtbank neerleggen” (deed in Dutch)
11-02
NBB filing Annual accounts filed
financial year 2025 · micro format · 11 days late
2025
30-06
Financial Liquidity more than 6 timescurrent ratio 21.62
Current ratio from 3.13 to 21.62; short-term debt falls from €43,647 to €4,895.
04-02
NBB filing Annual accounts filed
financial year 2024 · micro format · 4 days late
2024
30-06
Financial Back to profitnet €58,962
Net result €58,962 after one loss-making year.
30-06
Financial Liquidity more than doubledcurrent ratio 3.13
Current ratio from 1.28 to 3.13; short-term debt falls from €115,480 to €43,647.
30-01
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
30-06
Financial Weakest financial yearnet -€22,425
Net result drops to -€22,425, the lowest in the series; recovery starts the following year.
25-04
NBB filing Annual accounts filed
financial year 2022 · micro format · 84 days late
08-04
NBB filing Annual accounts filed
financial year 2021 · micro format · 432 days late
05-03
NBB filing Annual accounts filed
financial year 2020 · micro format · 763 days late
2021
30-06
Financial Liquidity more than doubledcurrent ratio 1.07
Current ratio from 0.36 to 1.07; short-term debt falls from €413,720 to €375,210.
Show earlier events
2020
30-06
Financial Back to profitnet €8,091
Net result €8,091 after one loss-making year.
24-02
NBB filing Annual accounts filed
financial year 2019 · abbreviated format · 24 days late
2019
30-01
NBB filing Annual accounts filed
financial year 2018 · abbreviated format
2018
07-05
NBB filing Annual accounts filed
financial year 2017 · abbreviated format · 96 days late
2017
27-01
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 30 annual accounts filed, the latest 10 are here; all 30 are under Financials.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded08-02-1995
Financial year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:0454486966
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1995
registered office establishment The establishment unit on the map
Ground area
170 m²
Building footprint
170 m²
Building volume
1,998 m³
Parcel 72029A0823/00Z000, Flanders · tallest building 14.4 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Dorpsstraat 96, 3900 Pelt
Renting and operating of own or leased residential real estate, excluding social housing
since 1995unit no. 2.071.472.909
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72029A0823/00Z000 Flanders 170 m² 1 · 170 m² 14.4 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het geven van adviezen inzake verzekeringen, met uitzondering van de makelaardij in verzekeringen; Het geven van financiële en sociale…” (deed in Dutch)
3 activities (deed in Dutch)
  1. Het geven van adviezen inzake verzekeringen, met uitzondering van de makelaardij in verzekeringen
  2. Het geven van financiële en sociale adviezen
  3. Onroerende activiteiten, met uitzondering van de makelaardij

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
DIVA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bijhuizen of agentschappen in België of in het buitenland” (deed in Dutch)

deed of 06-08-2026

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
The sole director
Board ruleHow the board is made up, meets and takes decisions.
“Algemene vergadering met inachtname van wettelijke bepalingen, gewone algemene vergadering in het boekjaar waarin hun mandaat volgens het…” (deed in Dutch)
1 more provision on this in the deed

deed of 06-08-2026

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of November at 12:00

deed of 06-08-2026

Oversight and winding up

Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 06-08-2026

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Uitgifte van effecten, alle effecten die niet door of krachtens de wet zijn verboden” (deed in Dutch)
Other provision: “Volstorting van de aandelen, per e-mail met opgave rekeningnummer” (deed in Dutch)
“Voorwaarden en modaliteiten opgelegd door het Wetboek van Vennootschappen en Verenigingen, algemene vergadering” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan en interimdividend” (deed in Dutch)
Other provision: “Dagelijks bestuur” (deed in Dutch)
Other provision: “Voorstel verworpen, automatisch en van rechtswege zodra dividend wordt uitgekeerd dat bovenop dividend betrokken boekjaar gelijk is aan…” (deed in Dutch)
1 more provision in the deed, see the deed of 06-08-2026

deed of 06-08-2026