DISKAN
ActiveSummary
The computed 12-month bankruptcy probability of DISKAN is 3.5% (moderate). The 2024 annual accounts show equity of €293,311 and a net result of €73,722. Equity has been growing by about 34% per year since 2019. Its solvency ranks better than 63% of 2,073 sector peers (NACE 41, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-12-2018 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 4 others
- Establishment units
- 2.283.341.792 3590 Diepenbeek, since 12-12-2018
- 2.323.190.382 3590 Diepenbeek, since 21-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.5%
- Gross margin
- €182,414
- ▼ 8.9%
- Turnover
- ≈ €640,000
- estimated
- Profit
- €73,722
- ▼ 25.4%
- Equity
- €293,311
- ▲ 33.6%
- Total assets
- €586,999
- ▲ 56.9%
- Employees on 31-12-2024
- 1
- =
- 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 05-08-2025)Sector: Construction of residential and non-residential buildings (NACE 41)1 financial year not filed after the legal deadlinelowers riskEquity €293,311 (50.0% of total assets)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 58% of them on solvency, 26% on liquidity, 68% on profitability and 73% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 25 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, abbreviated format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.
Annual accounts 2024 filed on 30-07-2025 PDF all 6 filings
Every figure per financial year
The operating result for 2024 is 22% lower than in 2023.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2022 | 31-12-2023 | 31-12-2024 |
|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 0.7 | 1 | 1 |
| On a permanent contract | 1 | 1 | 1 |
Source: social balance sheet in the 2022 to 2024 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Pledge on other assets, amount secured | €29,810 | - | - | - |
| Carrying value of the other pledged assets | €25,792 | - | - | - |
Source: notes to the 2021 to 2024 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tangible fixed assets | €51,661 | €48,861 | €29,760 | €130,315 |
| Financial fixed assets | - | - | - | €5,850 |
| Depreciation and write-downs of the year | €28,107 | €25,887 | €32,912 | €46,250 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €6,097 | €22,627 | - | €697 | - |
| Remuneration, social security and pensions62 | - | - | - | €19,935 | €39,734 | €35,091 | ▼ 11.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,997 | €15,655 | €28,107 | €25,887 | €32,912 | €46,250 | ▲ 40.5% |
| Other operating charges640/8 | - | - | €879 | €269 | €439 | €426 | ▼ 2.8% |
| Non-recurring operating charges66A | - | - | €264 | - | €278 | €2,000 | ▲ 619% |
| Gross operating margin9900 | €83,841 | €18,889 | €70,197 | €63,497 | €200,343 | €182,414 | ▼ 8.9% |
| Operating profit (loss)9901 | €66,782 | €2,935 | €40,947 | €17,405 | €126,980 | €98,646 | ▼ 22.3% |
| Financial income75/76B | - | - | €2 | €0 | €3,009 | €17 | ▼ 99.4% |
| Recurring financial income75 | €221 | €75 | €2 | €0 | €9 | €17 | ▲ 90.2% |
| Non-recurring financial income76B | - | - | - | - | €3,000 | - | - |
| Financial charges65/66B | - | - | €1,351 | €729 | €960 | €3,683 | ▲ 283% |
| Recurring financial charges65 | €337 | €1,369 | €1,351 | €729 | €960 | €3,683 | ▲ 283% |
| Profit (loss) for the period before taxes9903 | €66,666 | €1,641 | €39,598 | €16,676 | €129,028 | €94,980 | ▼ 26.4% |
| Income taxes67/77 | €10,963 | - | €8,759 | €2,709 | €30,190 | €21,259 | ▼ 29.6% |
| Profit (loss) for the period9904 | €55,703 | €1,641 | €30,839 | €13,968 | €98,839 | €73,722 | ▼ 25.4% |
| Profit (loss) for the period to be appropriated9905 | €55,703 | €1,641 | €30,839 | €13,968 | €98,839 | €73,722 | ▼ 25.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €186,921 | €208,381 | €195,794 | €199,039 | €374,193 | €586,999 | ▲ 56.9% |
| Fixed assets21/28 | €66,670 | €61,279 | €84,833 | €92,024 | €88,872 | €178,787 | ▲ 101% |
| Tangible fixed assets22/27 | €66,670 | €61,279 | €84,833 | €92,024 | €88,872 | €172,937 | ▲ 94.6% |
| Plant, machinery and equipment23 | - | - | €17,010 | €24,780 | €31,922 | €63,404 | ▲ 98.6% |
| Furniture and vehicles24 | - | - | €67,823 | €67,244 | €52,447 | €105,524 | ▲ 101% |
| Other tangible fixed assets26 | - | - | - | - | €4,503 | €4,009 | ▼ 11.0% |
| Financial fixed assets28 | - | - | - | - | - | €5,850 | - |
| Current assets29/58 | €120,252 | €147,102 | €110,961 | €107,015 | €285,321 | €408,212 | ▲ 43.1% |
| Amounts receivable within one year40/41 | €112,933 | €131,628 | €106,886 | €102,352 | €285,321 | €376,620 | ▲ 32.0% |
| Trade receivables40 | - | - | €86,308 | €86,077 | €116,151 | €173,423 | ▲ 49.3% |
| Other amounts receivable41 | - | - | €20,577 | €16,275 | €169,169 | €203,198 | ▲ 20.1% |
| Cash at bank and in hand54/58 | €7,318 | €15,474 | €4,076 | €4,663 | - | €26,654 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €4,937 | - |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €186,921 | €208,381 | €195,794 | €199,039 | €374,193 | €586,999 | ▲ 56.9% |
| Equity10/15 | €68,903 | €75,944 | €106,784 | €120,751 | €219,590 | €293,311 | ▲ 33.6% |
| Contributions10/11 | €13,200 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €55,703 | €57,344 | €88,184 | €102,151 | €200,990 | €274,711 | ▲ 36.7% |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | €86,324 | €100,291 | €200,990 | €274,711 | ▲ 36.7% |
| Amounts payable17/49 | €118,018 | €132,437 | €89,011 | €78,288 | €154,603 | €293,688 | ▲ 90.0% |
| Amounts payable after more than one year17 | €40,667 | €29,810 | €17,428 | €8,773 | - | - | - |
| Financial debts170/4 | - | - | €17,428 | €8,773 | - | - | - |
| Amounts payable within one year42/48 | €77,351 | €102,626 | €71,582 | €69,515 | €154,603 | €293,688 | ▲ 90.0% |
| Current portion of amounts payable after more than one year42 | - | - | €12,382 | €8,655 | €48,773 | - | - |
| Financial debts43 | - | - | - | €3,253 | €35,049 | €40,000 | ▲ 14.1% |
| Credit institutions430/8 | - | - | - | €3,253 | €35,049 | €40,000 | ▲ 14.1% |
| Trade debts44 | €56,767 | €42,628 | €12,755 | €15,739 | €59,391 | €213,827 | ▲ 260% |
| Suppliers440/4 | - | - | €12,755 | €15,739 | €59,391 | €213,827 | ▲ 260% |
| Taxes, remuneration and social security45 | - | - | €14,287 | €9,383 | €9,274 | €14,421 | ▲ 55.5% |
| Taxes450/3 | - | - | €14,287 | €9,383 | €1,294 | €6,157 | ▲ 376% |
| Remuneration and social security454/9 | - | - | - | - | €7,980 | €8,264 | ▲ 3.6% |
| Other amounts payable47/48 | - | - | €32,158 | €32,483 | €2,116 | €25,440 | ▲ 12× |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,703 | €1,641 | €30,839 | €13,968 | €98,839 | €73,722 | ▼ 25.4% |
| + Depreciation and write-downs630 | €16,997 | €15,655 | €28,107 | €25,887 | €32,912 | €46,250 | ▲ 40.5% |
| Operating cash flow (approximation) | €72,700 | €17,296 | €58,946 | €39,854 | €131,750 | €119,971 | ▼ 8.9% |
| Investment in fixed assets (approximation) | - | -€10,265 | -€51,661 | -€33,077 | -€29,760 | -€136,165 | ▼ 358% |
| Change in cash | - | €8,156 | -€11,399 | €587 | - | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as DISKAN has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DISKAN itself is higher: 3.5% within 12 months. It rests on far more data about DISKAN than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for DISKAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | abbreviated format | 30-07-2025 | 2025-00357737 | |
| 31-12-2023 | abbreviated format | 07-08-2024 | 2024-00332701 | |
| 31-12-2022 | abbreviated format | 28-08-2023 | 2023-00431315 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20370215 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-61800009 | |
| 31-12-2019 | micro format | 22-09-2020 | 2020-54800590 |
Board & ownership
Directors
Other functions 1
Owners and capital
Capital transactions
- 21-04-2023 Converted to unavailable equity
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| LOSEV,Dmitry |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, Artikel11”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen betreffende hun effecten”
Articles of association, deed of 21-04-2023 (in Dutch)
Network & group
DISKAN shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 office holderThe network starts from the directors of DISKAN. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
21-04
Gazette deed
Registered office moved within DiepenbeekNew seat: 3590 Diepenbeek, Demerstraat 2 bus 5 · Previous seat: 3590 Diepenbeek, Lutselusstraat 104 · Change of role: LOSEV,Dmitry, from manager to niet statutairebestuurder11 points ▸
- General meeting, 17-04-2023
- Registered-office move, 3590 Diepenbeek,Demerstraat 2 bus 5
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen, middelen beschikbaar voor uitkering” (deed in Dutch)
- Other provision, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director resignation, LOSEV,Dmitry (manager)
- Director appointment, LOSEV,Dmitry (niet statutairebestuurder)
- Director discharge, LOSEV,Dmitry
- Registered office clause, “3590Diepenbeek,Demerstraat2bus5, Zesdebesluit” (deed in Dutch)
- Power of attorney, Stefan D'HUYS
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
15 activities
- Het plaatsen van vloer-en wandtegels
- Het plaatsen van vloerbedekking,klinkers en alle soorten stenen
- Het leggen van parketvloeren en plaatsen van houten wand-en vloerbekleding
- Het plaatsen van chape
- Het proefboren en boren
- Schrijnwerk en timmerwerk
- Overige gespecialiseerde bouwwerkzaamheden
- Algemene structurele aannemingen:i.boren en zagen in beton;ii.opgelijmde wapening;iii.betonherstellingen;iv.Polyurethaan en epoxy vloeren;v.waterdichtingen;vi.coatings;vii.injectiewerken;viii.straaltechnieken;ix.voegwerken;x.afbraakwerken
- Isolatiewerken
- Vervaardiging van verf,vernis e.d.,drukinkt en mastiek
- Vervaardiging van platen,vellen buizen en profielen van kunststof
- Het aanbieden van diensten aan derden in de ruime context van de bouw-,renovatie-en woonsector,met inbegrip van het verstrekken van informatie,technische expertise,advies en bijstand
- Aan-en verkoop van vloeren,wandtegels,hout,isolatie en algemene bouwmaterialen,dit in de ruimste zin van het woord,zowel in groot-als kleinhandel,of als tussenpersoon
- De organisatie van transport
- De aankoop,verkoop,beheer,te huur aanbieden van onroerende goederen
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0715.726.772
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71402C0400/00D000 | Flanders | 1,560 m² | 1 · 181 m² | 9.9 m · 2 |
| 71402C1083/00Y002 | Flanders | 445 m² | 1 · 229 m² | 6.5 m · 2 |