DISCATEX
ActiveSummary
The computed 12-month bankruptcy probability of DISCATEX is 1.6% (moderate). The 2025 annual accounts show equity of €653,137 and a net result of €207,121. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 3787 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+21
Solvency69▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.39 in 2024; short-term debt: 38% and cash: 2.3% of total assets), but 55.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
14%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
61 d late
2023
61 d late
2022
60 d late
2021
12 d late
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€653,137▲ 46.4%
2024 · €446,016
Total assets
€1.5m▼ 5.9%
2024 · €1.6m
Net result
€207,121▲ 975%
2024 · €19,266
Working capital
€485,461▲ 61.8%
2024 · €300,103
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€54,402▼ 36.7%€5,757▼ 89.4%-€44,266€29,584€263,877▲ 792%
Net result€71,240within the sector's middle half▼ 21.3%€40,483within the sector's middle half▼ 43.2%-€28,904below the sector's middle half€19,266within the sector's middle half€207,121above the sector's middle half▲ 975%
Equity€617,398above the sector's middle half▲ 13.0%€690,976above the sector's middle half▲ 11.9%€471,912above the sector's middle half▼ 31.7%€446,016above the sector's middle half▼ 5.5%€653,137above the sector's middle half▲ 46.4%
Total assets€1.2mabove the sector's middle half▼ 4.9%€1.5mabove the sector's middle half▲ 32.9%€1.6mabove the sector's middle half▲ 3.4%€1.6mabove the sector's middle half▼ 0.8%€1.5mabove the sector's middle half▼ 5.9%
Debt€537,460▼ 29.1%€843,839▲ 57.0%€1.1m▲ 32.2%€1.1m▲ 1.2%€828,820▼ 26.6%
Working capital€470,385above the sector's middle half▲ 84.3%€549,105above the sector's middle half▲ 16.7%€280,740above the sector's middle half▼ 48.9%€300,103above the sector's middle half▲ 6.9%€485,461above the sector's middle half▲ 61.8%
Solvency53.5%above the sector's middle half▲ 8.5pp45.0%within the sector's middle half▼ 8.4pp29.7%within the sector's middle half▼ 15.3pp28.3%within the sector's middle half▼ 1.4pp44.1%within the sector's middle half▲ 15.8pp
Current ratio2.40above the sector's middle half▲ 0.942.18above the sector's middle half▼ 0.211.38within the sector's middle half▼ 0.811.39within the sector's middle half▲ 0.011.86within the sector's middle half▲ 0.47
Return on assets (ROA)6.2%within the sector's middle half▼ 1.3pp2.6%within the sector's middle half▼ 3.5pp-1.8%within the sector's middle half▼ 4.5pp1.2%within the sector's middle half▲ 3.0pp14.0%above the sector's middle half▲ 12.8pp
Staff (FTE)13.8above the sector's middle half▼ 16.9%12.1within the sector's middle half▼ 12.3%15within the sector's middle half▲ 24.0%20.9above the sector's middle half▲ 39.3%13.9within the sector's middle half▼ 33.5%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 792% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€433,744 ▼ 13.8%
Current assets
€1.0m ▼ 2.3%
Equity and liabilities €1.5m
Equity
€653,137 ▲ 46.4%
Debt
€828,820 ▼ 26.6%
Debt's share of the balance-sheet total falls from 71.7% to 55.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€351,250▲
2024 · €147,984
Cash flow
€294,494▲
2024 · €137,667
Quick ratio
1.71▲
2024 · 1.28
Debt to equity
1.27▼
2024 · 2.53
ROE
31.7%▲
2024 · 4.3%
Interest coverage
13.40▲
2024 · 5.42
Debt ≤ 1 year
€562,752▼
2024 · €772,366
Debt > 1 year
€252,943▼
2024 · €299,959
Income taxes
€77,797▲
2024 · €9,430
Staff costs
€744,960▼
2024 · €972,361
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €321,720 | €499,642 | €800,203 | €972,361 | €744,960 | ▼ 23.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €89,243 | €94,804 | €127,332 | €118,400 | €87,373 | ▼ 26.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €519 | €0 | ▼ 100% |
| Other operating charges640/8 | €12,006 | €18,317 | €38,550 | €19,719 | €19,286 | ▼ 2.2% |
| Non-recurring operating charges66A | - | €3,443 | €0 | - | - | - |
| Gross operating margin9900 | €477,371 | €621,963 | €921,818 | €1.1m | €1.1m | ▼ 2.2% |
| Operating profit (loss)9901 | €54,402 | €5,757 | -€44,266 | €29,584 | €263,877 | ▲ 792% |
| Financial income75/76B | €39,872 | €53,456 | €45,944 | €26,420 | €47,250 | ▲ 78.8% |
| Recurring financial income75 | €39,872 | €53,456 | €45,944 | €26,420 | €47,250 | ▲ 78.8% |
| Financial charges65/66B | €14,455 | €18,683 | €29,531 | €27,308 | €26,209 | ▼ 4.0% |
| Recurring financial charges65 | €14,455 | €18,683 | €29,531 | €27,308 | €26,209 | ▼ 4.0% |
| Profit (loss) for the period before taxes9903 | €79,819 | €40,531 | -€27,853 | €28,696 | €284,918 | ▲ 893% |
| Income taxes67/77 | €8,579 | €48 | €1,051 | €9,430 | €77,797 | ▲ 725% |
| Profit (loss) for the period9904 | €71,240 | €40,483 | -€28,904 | €19,266 | €207,121 | ▲ 975% |
| Profit (loss) for the period to be appropriated9905 | €71,240 | €40,483 | -€28,904 | €19,266 | €207,121 | ▲ 975% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.5m | €1.6m | €1.6m | €1.5m | ▼ 5.9% |
| Fixed assets21/28 | €347,279 | €521,706 | €558,628 | €502,960 | €433,744 | ▼ 13.8% |
| Tangible fixed assets22/27 | €345,667 | €520,093 | €557,016 | €501,347 | €432,126 | ▼ 13.8% |
| Land and buildings22 | €216,151 | €311,606 | €297,818 | €269,855 | €256,281 | ▼ 5.0% |
| Plant, machinery and equipment23 | €39,601 | €92,600 | €156,596 | €162,142 | €140,550 | ▼ 13.3% |
| Furniture and vehicles24 | €89,914 | €95,809 | €86,738 | €57,702 | €27,159 | ▼ 52.9% |
| Leasing and similar rights25 | - | €20,078 | €15,864 | €11,649 | €8,136 | ▼ 30.2% |
| Financial fixed assets28 | €1,613 | €1,613 | €1,613 | €1,613 | €1,618 | ▲ 0.3% |
| Current assets29/58 | €807,579 | €1.0m | €1.0m | €1.1m | €1.0m | ▼ 2.3% |
| Stocks and contracts in progress3 | €54,297 | €38,761 | €94,507 | €83,061 | €86,525 | ▲ 4.2% |
| Stocks30/36 | €54,297 | €38,761 | €94,507 | €83,061 | €86,525 | ▲ 4.2% |
| Amounts receivable within one year40/41 | €703,391 | €897,578 | €910,144 | €969,563 | €908,982 | ▼ 6.2% |
| Trade receivables40 | €4,403 | €21,242 | €35,464 | €110,371 | €2,729 | ▼ 97.5% |
| Other amounts receivable41 | €698,988 | €876,335 | €874,680 | €859,193 | €906,253 | ▲ 5.5% |
| Cash at bank and in hand54/58 | €45,522 | €59,198 | €12,103 | €17,349 | €34,263 | ▲ 97.5% |
| Deferred charges and accrued income490/1 | €4,369 | €17,572 | €12,274 | €2,496 | €18,443 | ▲ 639% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.5m | €1.6m | €1.6m | €1.5m | ▼ 5.9% |
| Equity10/15 | €617,398 | €690,976 | €471,912 | €446,016 | €653,137 | ▲ 46.4% |
| Contributions10/11 | €62,948 | €62,948 | €62,948 | €62,948 | €62,948 | = |
| Capital10 | €62,948 | - | - | - | - | - |
| Issued capital100 | €62,948 | - | - | - | - | - |
| Reserves13 | €554,450 | €628,028 | €408,964 | €383,068 | €590,189 | ▲ 54.1% |
| Non-distributable reserves130/1 | €6,295 | €0 | - | - | - | - |
| Legal reserve130 | €6,295 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Distributable reserves133 | €548,155 | €628,028 | €408,964 | €383,068 | €590,189 | ▲ 54.1% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €537,460 | €843,839 | €1.1m | €1.1m | €828,820 | ▼ 26.6% |
| Amounts payable after more than one year17 | €178,522 | €346,508 | €360,571 | €299,959 | €252,943 | ▼ 15.7% |
| Financial debts170/4 | €178,522 | €346,508 | €360,571 | €299,959 | €252,943 | ▼ 15.7% |
| Amounts payable within one year42/48 | €337,193 | €464,005 | €748,287 | €772,366 | €562,752 | ▼ 27.1% |
| Current portion of amounts payable after more than one year42 | €73,296 | €96,140 | €86,573 | €60,612 | €47,016 | ▼ 22.4% |
| Financial debts43 | €3,349 | €6,698 | €0 | - | - | - |
| Credit institutions430/8 | €3,349 | €6,698 | €0 | - | - | - |
| Trade debts44 | €34,420 | €36,620 | €84,428 | €79,377 | €81,147 | ▲ 2.2% |
| Suppliers440/4 | €34,420 | €36,620 | €84,428 | €79,377 | €81,147 | ▲ 2.2% |
| Taxes, remuneration and social security45 | €67,070 | €65,196 | €121,088 | €114,797 | €121,073 | ▲ 5.5% |
| Taxes450/3 | €32,639 | €13,254 | €36,247 | €42,367 | €61,155 | ▲ 44.3% |
| Remuneration and social security454/9 | €34,432 | €51,942 | €84,841 | €72,430 | €59,918 | ▼ 17.3% |
| Other amounts payable47/48 | €159,058 | €259,350 | €456,198 | €517,581 | €313,516 | ▼ 39.4% |
| Accrued charges and deferred income492/3 | €21,745 | €33,326 | €6,885 | €57,088 | €13,125 | ▼ 77.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71,240 | €40,483 | -€28,904 | €19,266 | €207,121 | ▲ 975% |
| + Depreciation and write-downs630 | €89,243 | €94,804 | €127,332 | €118,400 | €87,373 | ▼ 26.2% |
| Operating cash flow (approximation) | €160,484 | €135,287 | €98,428 | €137,667 | €294,494 | ▲ 114% |
| Investment in fixed assets (approximation) | - | -€269,230 | -€164,254 | -€62,732 | -€18,157 | ▲ 71.1% |
| Change in cash | - | €13,677 | -€47,096 | €5,247 | €16,914 | ▲ 222% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €207,121 ▲975%
Operating result €263,877, net result €207,121, both a record.
31-12
Financial
Equity above €500,000Eq €653,137 ▲46.4%
2 profitable years in a row build equity to €653,137.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Back to profitnet €19,266
Net result €19,266 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet -€28,904
Net result drops to -€28,904, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €500,000Eq €546,157 ▲19.9%
3 profitable years in a row build equity to €546,157.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 9 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 3 establishment units since 1998
Ground area
1,906 m²
Building footprint
782 m²
Volume, LiDAR
4,624 m³
3 parcels, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
3 establishment units
OVERNACHTINGEN IRMA DE VOS
since 19982.087.883.428
DE GOUDEN LEEUW
since 19982.087.883.527
WIJNWINKEL PEDE
since 19982.087.883.725
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41063A0445/00D002 | Flanders | 1,681 m² | 1 · 782 m² | 11.2 m · 2 fl. |
| 41063A0444/00N000 | Flanders | 138 m² | - | - |
| 41063A0444/00P000 | Flanders | 87 m² | - | - |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
49.96%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesSint-Lievens-Houtem2.087.883.527
Sint-Lievens-Houtem2.087.883.428
Sint-Lievens-Houtem2.087.883.725
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Of 20,500 companies in this sector we hold annual accounts for 11,468. 5,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded01-07-1998
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
47252Retail sale of beverages, general range
47260Retail trade
47714Retail trade
55100Hotels and similar accommodation
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463698996
Also
9925:BE0463698996
Registered
12-01-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.