Turnover
≈ €520,000 estimated
The micro format states no turnover.
GT Bandenshop
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €116,571 (2021)
€105,289▲ 61.5%
lowest -€30,591 (2022)
-€24,481▼ €31,580
peak €254,430 (2012)
€173,224▼ 12.4%
€1.5m▲ 13×
peak 1.1 FTE (2013)
-not published
Board3 names since 2021
1 directorWTI
Owners
100%WTI
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from €65,208 to €105,289Loss of €24,481Equity from €197,705 to €173,224Debts from €109,908 to €1.5mInvestments €1.4mCash from €54,833 to €6,909
Key points
from the 2025 annual accountsDebts
€1.5m 89% of the balance sheet
Financial debts 82%Suppliers 9%Taxes and wages 2%Other 7%
Of this, €260,592 falls due within a year.
Investments
€1.4m 18.7 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 829.4% higher than in 2024.
Liquidity
0.71 was 4.05 in 2024
Short-term debts rose from €40,939 to €260,592.
Filings
28 annual accounts since 1998
Five of the last ten came late. The 2019 accounts came latest: 67 days after the end of the period.
Position in the sector
-€24,481
Lower net result than 90% of companies in wholesale trade. Sector median €5,626 · 13,791 companies.
Checked score
84
Excellent
Financially stronger than 33% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,895 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 0.3%● unchanged vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Equity €173,224 (10.3% of total assets)
Liquidity: current ratio 0.71, cash €6,909, halved
lowers risk
Size: total assets €1.7m
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 24% of them on solvency, 46% on liquidity, 39% on profitability and 24% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as GT Bandenshop has now. Each dot stands for 7 companies, two years later.
93.3%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GT Bandenshop itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for GT Bandenshop. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.71 (4.05 in 2024), below 1. Short-term debt is 15.6% and cash 0.4% of total assets. 89.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
28 days early
2023
35 days early
2022
26 days early
2021
26 days early
2020
61 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461348529
Company renamed from DIROCO INTERNATIONAL to GT Bandenshop
General meeting of 07-12-2023 · Gazette deed
1 director appointed, 1 resignation
Resignation: Dirk Rijmenams · Appointment: Groep Timmers · Permanent representative: Wim Timmers · General meeting of 01-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GT Bandenshop Houthalen-Helchteren | €1.7m | €105,289 | 10.3% | - |
| D.K.J. TIMMERS Pelt | €1.8m | €125,956 | 63.6% | - |
| EQUIP - AUTO Fontaine-l'Evêque | €1.1m | €115,560 | 0.4% | 3 |
| MEDHI PNEUS Mouscron | €1.8m | €132,664 | 64.1% | 0 |
| Delta Logistics Herstal | €1.6m | €182,889 | 30.6% | 3 |
| W33A Diksmuide | €1.2m | €98,781 | 50.8% | 0 |
| Etablissementen Grauwen Tongeren-Borgloon | €1.2m | €211,758 | 59.0% | 3.2 |
These companies have the same main activity as GT Bandenshop: wholesale of motor vehicle parts and accessories (NACE 46720). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 1989 and 2004.
Official details
Source: KBO- Status
- Active since 04-09-1997Normal situation
- Activity
- Wholesale of motor vehicle parts and accessoriesNACE 46720and 1 other
- Joint committee
- 112Garages · annual accounts 2022
- Establishment unit
- 2.083.221.6863530 Houthalen-Helchteren, since 26-10-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 08-05-2025
Annual accounts 2025
- €1.7m▲ 400%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on GT Bandenshop
GT Bandenshop files the micro format. That format states no turnover. The gross margin rose from €63,012 in 2006 to €105,289 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
WTI holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GT Bandenshop
- What is the company number of GT Bandenshop?
- The company number of GT Bandenshop is 0461.348.529. The VAT number is the same number with BE in front: BE 0461.348.529.
- Where is GT Bandenshop based?
- The registered office is at Europark 1029, 3530 Houthalen-Helchteren.Company details
- What does GT Bandenshop do?
- According to the KBO register, the main activity is wholesale of motor vehicle parts and accessories (NACE 46720).
- What is the legal form of GT Bandenshop?
- GT Bandenshop is a private limited company (BV).
- When was GT Bandenshop founded?
- GT Bandenshop was founded on 04-09-1997.
- Is GT Bandenshop still active?
- Yes, GT Bandenshop is an active enterprise in the KBO register.
- How many employees does GT Bandenshop have?
- GT Bandenshop had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does GT Bandenshop fall under?
- In its 2022 annual accounts, GT Bandenshop states joint committee 112 (Garages).
- What is the turnover of GT Bandenshop?
- The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €105,289 and 59 comparable companies (NACE 46). It probably lies between €250,000 and €970,000.
- Is GT Bandenshop profitable?
- In financial year 2025, GT Bandenshop made a loss of €24,481.
- Where can I find the annual accounts of GT Bandenshop?
- GT Bandenshop filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GT Bandenshop due?
- GT Bandenshop must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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