Summary
Dirkx is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €216,470 and a net result of €144,559. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 2464 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
128 d early
2024
42 d early
2023
30 d early
2022
17 d early
2021
114 d early
2020
32 d early
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€216,470▼ 58.4%
2024 · €520,282
Net result
€144,559▲ 53.8%
2024 · €94,015
Total assets
€966,952▲ 2.8%
2024 · €940,468
Solvency
22.4%▼ 32.9pp
2024 · 55.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€365,387▲ 26.3%€282,308▼ 22.7%€231,052▼ 18.2%€126,199▼ 45.4%€215,095▲ 70.4%
Net result€264,072above the sector's middle half▲ 24.8%€218,038above the sector's middle half▼ 17.4%€170,794within the sector's middle half▼ 21.7%€94,015above the sector's middle half▼ 45.0%€144,559above the sector's middle half▲ 53.8%
Equity€278,612within the sector's middle half▼ 29.0%€355,473within the sector's middle half▲ 27.6%€526,268within the sector's middle half▲ 48.0%€520,282above the sector's middle half▼ 1.1%€216,470within the sector's middle half▼ 58.4%
Total assets€1.1mabove the sector's middle half▼ 0.7%€1.1mwithin the sector's middle half▼ 0.5%€979,537within the sector's middle half▼ 12.3%€940,468above the sector's middle half▼ 4.0%€966,952above the sector's middle half▲ 2.8%
Debt€843,518▲ 14.3%€760,955▼ 9.8%€453,269▼ 40.4%€420,186▼ 7.3%€750,482▲ 78.6%
Working capital€97,969within the sector's middle half▼ 72.2%€75,699within the sector's middle half▼ 22.7%€126,578within the sector's middle half▲ 67.2%€141,487within the sector's middle half▲ 11.8%-€186,754below the sector's middle half
Solvency24.8%within the sector's middle half▼ 9.9pp31.8%within the sector's middle half▲ 7.0pp53.7%within the sector's middle half▲ 21.9pp55.3%within the sector's middle half▲ 1.6pp22.4%within the sector's middle half▼ 32.9pp
Current ratio1.25within the sector's middle half▼ 1.491.20within the sector's middle half▼ 0.051.90within the sector's middle half▲ 0.701.97within the sector's middle half▲ 0.070.63below the sector's middle half▼ 1.33
Return on assets (ROA)23.5%above the sector's middle half▲ 4.8pp19.5%above the sector's middle half▼ 4.0pp17.4%within the sector's middle half▼ 2.1pp10.0%within the sector's middle half▼ 7.4pp14.9%within the sector's middle half▲ 5.0pp
Staff (FTE)4.6▲ 15.0%4.8within the sector's middle half▲ 4.3%4.8within the sector's middle half=4.6▼ 4.2%5▲ 8.7%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966,952
Fixed assets
€642,298 ▼ 1.7%
Current assets
€324,654 ▲ 13.0%
Equity and liabilities €966,952
Equity
€216,470 ▼ 58.4%
Debt
€750,482 ▲ 78.6%
Debt's share of the balance-sheet total rises from 44.7% to 77.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
66.8%▲
2024 · 18.1%
Debt ≤ 1 year
€511,408▲
2024 · €145,890
Debt > 1 year
€239,075▼
2024 · €274,296
Income taxes
€63,114▲
2024 · €25,993
Staff costs
€357,038▲
2024 · €299,105
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2,721 | €32,856 | €2,376 | ▼ 92.8% |
| Remuneration, social security and pensions62 | €220,997 | €244,605 | €223,052 | €299,105 | €357,038 | ▲ 19.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €92,512 | €98,634 | €109,067 | €112,827 | €127,408 | ▲ 12.9% |
| Other operating charges640/8 | €7,326 | €5,137 | €29,121 | €7,222 | €6,953 | ▼ 3.7% |
| Non-recurring operating charges66A | €16,059 | €0 | - | - | - | - |
| Gross operating margin9900 | €702,281 | €630,684 | €592,292 | €545,353 | €706,494 | ▲ 29.5% |
| Operating profit (loss)9901 | €365,387 | €282,308 | €231,052 | €126,199 | €215,095 | ▲ 70.4% |
| Financial income75/76B | €0 | €5 | €1,338 | €9,931 | €4,191 | ▼ 57.8% |
| Recurring financial income75 | €0 | €5 | €1,338 | €9,931 | €4,191 | ▼ 57.8% |
| Financial charges65/66B | €8,623 | €7,445 | €7,327 | €16,122 | €11,613 | ▼ 28.0% |
| Recurring financial charges65 | €8,623 | €7,445 | €7,327 | €16,122 | €11,613 | ▼ 28.0% |
| Profit (loss) for the period before taxes9903 | €356,764 | €274,868 | €225,063 | €120,007 | €207,673 | ▲ 73.1% |
| Income taxes67/77 | €92,692 | €56,830 | €54,269 | €25,993 | €63,114 | ▲ 143% |
| Profit (loss) for the period9904 | €264,072 | €218,038 | €170,794 | €94,015 | €144,559 | ▲ 53.8% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €42,100 | - |
| Transfer to tax-exempt reserves689 | €42,100 | €105,250 | €63,150 | €29,470 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €221,972 | €112,788 | €107,644 | €64,545 | €186,659 | ▲ 189% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €979,537 | €940,468 | €966,952 | ▲ 2.8% |
| Fixed assets21/28 | €625,706 | €658,893 | €712,217 | €653,091 | €642,298 | ▼ 1.7% |
| Intangible fixed assets21 | €454,640 | €390,140 | €325,640 | €261,140 | €278,968 | ▲ 6.8% |
| Tangible fixed assets22/27 | €171,066 | €268,754 | €386,577 | €391,951 | €363,330 | ▼ 7.3% |
| Land and buildings22 | €21,481 | €20,465 | €184,238 | €179,302 | €177,576 | ▼ 1.0% |
| Plant, machinery and equipment23 | €28,654 | €29,139 | €20,569 | €15,800 | €12,157 | ▼ 23.1% |
| Furniture and vehicles24 | €1,317 | €871 | €1,135 | €41,230 | €55,661 | ▲ 35.0% |
| Other tangible fixed assets26 | €119,613 | €218,278 | €180,635 | €155,619 | €117,935 | ▼ 24.2% |
| Current assets29/58 | €496,423 | €457,535 | €267,320 | €287,377 | €324,654 | ▲ 13.0% |
| Amounts receivable within one year40/41 | €0 | €1,494 | €0 | €18,312 | €18,213 | ▼ 0.5% |
| Trade receivables40 | €0 | - | - | €99 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €1,494 | €0 | €18,213 | €18,213 | = |
| Current investments50/53 | €395,838 | €0 | €175,000 | €100,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €20,126 | €384,428 | €28,408 | €102,275 | €226,796 | ▲ 122% |
| Deferred charges and accrued income490/1 | €80,459 | €71,613 | €63,912 | €66,790 | €79,646 | ▲ 19.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €979,537 | €940,468 | €966,952 | ▲ 2.8% |
| Equity10/15 | €278,612 | €355,473 | €526,268 | €520,282 | €216,470 | ▼ 58.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €43,960 | €149,210 | €212,360 | €241,830 | €197,870 | ▼ 18.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €42,100 | €147,350 | €210,500 | €239,970 | €197,870 | ▼ 17.5% |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €216,052 | €187,663 | €295,308 | €259,852 | €0 | ▼ 100% |
| Amounts payable17/49 | €843,518 | €760,955 | €453,269 | €420,186 | €750,482 | ▲ 78.6% |
| Amounts payable after more than one year17 | €445,063 | €379,119 | €312,527 | €274,296 | €239,075 | ▼ 12.8% |
| Financial debts170/4 | €445,063 | €379,119 | €312,527 | €274,296 | €239,075 | ▼ 12.8% |
| Amounts payable within one year42/48 | €398,454 | €381,836 | €140,742 | €145,890 | €511,408 | ▲ 251% |
| Current portion of amounts payable after more than one year42 | €64,965 | €65,944 | €66,592 | €75,074 | €88,798 | ▲ 18.3% |
| Financial debts43 | - | - | €174 | €105 | €130 | ▲ 24.3% |
| Credit institutions430/8 | - | - | €174 | €105 | €130 | ▲ 24.3% |
| Trade debts44 | €19,447 | €98,324 | €37,662 | €34,447 | €21,261 | ▼ 38.3% |
| Suppliers440/4 | €19,447 | €98,324 | €37,662 | €34,447 | €21,261 | ▼ 38.3% |
| Taxes, remuneration and social security45 | €74,816 | €54,213 | €21,105 | €35,099 | €70,251 | ▲ 100% |
| Taxes450/3 | €49,735 | €25,868 | €4,269 | €4,269 | €37,652 | ▲ 782% |
| Remuneration and social security454/9 | €25,081 | €28,345 | €16,836 | €30,830 | €32,598 | ▲ 5.7% |
| Other amounts payable47/48 | €239,227 | €163,355 | €15,210 | €1,166 | €330,968 | ▲ 28,291% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €264,072 | €218,038 | €170,794 | €94,015 | €144,559 | ▲ 53.8% |
| + Depreciation and write-downs630 | €92,512 | €98,634 | €109,067 | €112,827 | €127,408 | ▲ 12.9% |
| Operating cash flow (approximation) | €356,585 | €316,672 | €279,861 | €206,842 | €271,967 | ▲ 31.5% |
| Investment in fixed assets (approximation) | - | -€131,821 | -€162,390 | -€53,702 | -€116,615 | ▼ 117% |
| Change in cash | - | €364,302 | -€356,020 | €73,867 | €124,521 | ▲ 68.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500,000Eq €526,268 ▲48%
6 profitable years in a row build equity to €526,268.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €264,072 ▲24.8%
Operating result €365,387, net result €264,072, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €392,413 ▲117%
3 profitable years in a row build equity to €392,413.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Equity above €150,000Eq €180,760 ▲266%
2 profitable years in a row build equity to €180,760.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
429 m²
Building footprint
205 m²
Volume, LiDAR
1,908 m³
Parcel 11462A0326/00K000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Dirkx
since 20182.274.930.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0326/00K000 | Flanders | 429 m² | 1 · 205 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 32,783 EUR awarded · 32,783 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 6,941 EUR | 6,941 EUR |
| 2024 | 2 | 7,027 EUR | 13,416 EUR |
| 2023 | 2 | 13,027 EUR | 6,638 EUR |
| 2022 | 1 | 5,788 EUR | 5,788 EUR |
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Of 1,682 companies in sector 66191 we hold annual accounts for 1,230. 1,093 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0694613238
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.