Dirk Willems RD
ActiveDirk Willems RD has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €61k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 66% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+7
Solvency87▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.73 in 2024; short-term debt: 14.3% and cash: 29.3% of total assets), and 38.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.8%
Return on assets
15.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
18 d late
2023
44 d early
2022
33 d early
2021
54 d early
2020
51 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 14.6%
2024 · €215k
2018: €45k
2019: €50k
2020: €19k
2021: €49k
2022: €106k
2023: €178k
2024: €215k
2018 → 2025
Total assets
€399k▲ 6.0%
2024 · €376k
2018: €79k
2019: €103k
2020: €78k
2021: €102k
2022: €176k
2023: €376k
2024: €376k
2018 → 2025
Net result
€61k▲ 64.5%
2024 · €37k
2018: €13k
2019: €5k
2020: €-30k
2021: €30k
2022: €57k
2023: €72k
2024: €37k
2018 → 2025
Working capital
€118k▲ 46.0%
2024 · €81k
2018: €21k
2019: €15k
2020: €-1k
2021: €8k
2022: €84k
2023: €74k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€106k▲ 117%€178k▲ 67.9%€215k▲ 20.8%€247k▲ 14.6%
Operating result€33k-€79k▲ 137%€100k▲ 27.0%€55k▼ 45.0%€89k▲ 61.3%
Net result€30k-€57k▲ 92.4%€72k▲ 26.2%€37k▼ 48.6%€61k▲ 64.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€224k▼ 10.0%
Current assets
€175k▲ 37.1%
Equity and liabilities €399k
Equity
€247k▲ 14.6%
Debt
€152k▼ 5.5%
The debt ratio falls from 42.8% to 38.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▲
2024 · €83k
Cash flow
€91k▲
2024 · €65k
Solvency
61.8%▲
2024 · 57.2%
Current ratio
3.08▲
2024 · 2.73
Quick ratio
3.03▲
2024 · 2.68
Debt / equity
0.62▼
2024 · 0.75
ROE
24.7%▲
2024 · 17.2%
ROA
15.3%▲
2024 · 9.8%
Interest coverage
22.05▲
2024 · 13.59
Debt
€152k▼
2024 · €161k
Debt ≤ 1 year
€57k▲
2024 · €47k
Debt > 1 year
€95k▼
2024 · €114k
Income taxes
€23k▲
2024 · €13k
Staff costs
€62k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€399k▲
Fixed assets21/28€249k€224k▼
Tangible fixed assets22/27€249k€224k▼
Land and buildings22€175k€166k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€67k€53k▼
Financial fixed assets28€40€40=
Current assets29/58€128k€175k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€37k€5k▼
Trade receivables40€16k€5k▼
Other amounts receivable41€21k€0▼
Cash at bank and in hand54/58€38k€117k▲
Deferred charges and accrued income490/1€50k€50k▲
Equity and liabilities
Total equity and liabilities10/49€376k€399k▲
Equity10/15€215k€247k▲
Contributions10/11€6k€6k=
Reserves13€209k€240k▲
Distributable reserves133€209k€240k▲
Profit (loss) carried forward14€447€456▲
Amounts payable17/49€161k€152k▼
Amounts payable after more than one year17€114k€95k▼
Financial debts170/4€114k€95k▼
Amounts payable within one year42/48€47k€57k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€17k€22k▲
Suppliers440/4€17k€22k▲
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€7k
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€74k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€30k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€160k€183k▲
Operating profit (loss)9901€55k€89k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€50k€84k▲
Income taxes67/77€13k€23k▲
Profit (loss) for the period9904€37k€61k▲
Profit (loss) for the period to be appropriated9905€37k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€61k▲
Profit (loss) brought forward from the previous period14P€441€447▲
Transfer from equity791/2-€30k
Transfer to equity691/2€37k€61k▲
To other reserves6921€37k€61k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €200kEq €215k ▲20.8%
4 profitable years in a row build equity to €215k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €72k ▲26.2%
Operating result €100k, net result €72k, both a record.
31-12
Financial
Equity above €150kEq €178k ▲67.9%
3 profitable years in a row build equity to €178k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €106k ▲117%
2 profitable years in a row build equity to €106k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-30k ▼760%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandvlietse Dorpstraat 1592040 AntwerpenGround area
1,363 m²
Building footprint
504 m²
Volume, LiDAR
1,894 m³
2 parcels, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Dirk Willems RD
since 20102.182.822.177
Antwerpsebaan 345, 2040 Antwerpen
since 20252.376.492.278
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11820C0524/02R000 | Flanders | 786 m² | 1 · 148 m² | 6.5 m · 1 fl. |
| 11820C0501/00W002 | Flanders | 577 m² | 1 · 356 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Ing Belg
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2009
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43343Specialised construction activities
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.