DIRK VAN DE VELDE
ActiveDIRK VAN DE VELDE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416k and a net result of €198k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+22
Solvency67▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.05 in 2024; short-term debt: 16.9% and cash: 4.8% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
19.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
22 d late
2022
13 d early
2021
38 d early
2020
11 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€416k▲ 88.9%
2024 · €220k
2018: €34k
2019: €111k
2020: €55k
2021: €111k
2022: €131k
2023: €195k
2024: €220k
2018 → 2025
Total assets
€996k▼ 6.2%
2024 · €1.06M
2018: €138k
2019: €516k
2020: €331k
2021: €420k
2022: €722k
2023: €798k
2024: €1.06M
2018 → 2025
Net result
€198k▲ 694%
2024 · €25k
2018: €5k
2019: €77k
2020: €-56k
2021: €55k
2022: €20k
2023: €64k
2024: €25k
2018 → 2025
Working capital
€150k▲ 718%
2024 · €18k
2018: €-19k
2019: €-15k
2020: €-22k
2021: €31k
2022: €-34k
2023: €-23k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€131k▲ 18.3%€195k▲ 48.9%€220k▲ 12.8%€416k▲ 88.9%
Operating result€68k-€31k▼ 54.0%€87k▲ 181%€50k▼ 43.0%€125k▲ 152%
Net result€55k-€20k▼ 63.5%€64k▲ 217%€25k▼ 61.1%€198k▲ 694%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 152% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €996k
Fixed assets
€678k▼ 4.0%
Current assets
€318k▼ 10.5%
Equity and liabilities €996k
Equity
€416k▲ 88.9%
Debt
€580k▼ 31.1%
The debt ratio falls from 79.3% to 58.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€245k▲
2024 · €168k
Cash flow
€318k▲
2024 · €144k
Solvency
41.8%▲
2024 · 20.7%
Current ratio
1.89▲
2024 · 1.05
Quick ratio
1.89▲
2024 · 1.05
Debt / equity
1.39▼
2024 · 3.82
ROE
47.6%▲
2024 · 11.3%
ROA
19.9%▲
2024 · 2.4%
Interest coverage
21.98▲
2024 · 11.80
Debt
€580k▼
2024 · €842k
Debt ≤ 1 year
€168k▼
2024 · €337k
Debt > 1 year
€392k▼
2024 · €505k
Income taxes
€46k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€996k▼
Fixed assets21/28€707k€678k▼
Tangible fixed assets22/27€648k€632k▼
Land and buildings22€289k€283k▼
Plant, machinery and equipment23€114k€92k▼
Furniture and vehicles24€245k€257k▲
Financial fixed assets28€58k€46k▼
Current assets29/58€355k€318k▼
Amounts receivable after more than one year29-€36k
Other amounts receivable291-€36k
Amounts receivable within one year40/41€226k€233k▲
Trade receivables40€203k€56k▼
Other amounts receivable41€23k€178k▲
Cash at bank and in hand54/58€130k€48k▼
Deferred charges and accrued income490/1€0€915▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€996k▼
Equity10/15€220k€416k▲
Contributions10/11€19k€19k=
Reserves13€202k€398k▲
Distributable reserves133€202k€398k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€842k€580k▼
Amounts payable after more than one year17€505k€392k▼
Financial debts170/4€505k€392k▼
Amounts payable within one year42/48€337k€168k▼
Current portion of amounts payable after more than one year42€69k€61k▼
Financial debts43€586€586=
Credit institutions430/8€586€586=
Trade debts44€254k€41k▼
Suppliers440/4€254k€41k▼
Taxes, remuneration and social security45€14k€64k▲
Taxes450/3€14k€64k▲
Other amounts payable47/48€0€3k▲
Accrued charges and deferred income492/3-€20k
Income statement
Code20242025
Non-recurring operating income76A€705€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€119k€120k▲
Other operating charges640/8€889€7k▲
Gross operating margin9900€169k€252k▲
Operating profit (loss)9901€50k€125k▲
Financial income75/76B€52€130k▲
Recurring financial income75€52€88▲
Non-recurring financial income76B-€130k
Financial charges65/66B€14k€11k▼
Recurring financial charges65€14k€11k▼
Profit (loss) for the period before taxes9903€36k€244k▲
Income taxes67/77€11k€46k▲
Profit (loss) for the period9904€25k€198k▲
Profit (loss) for the period to be appropriated9905€25k€198k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€198k▲
Transfer to equity691/2€25k€196k▲
To other reserves6921€25k€196k▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €198k ▲694%
Operating result €125k, net result €198k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €220k ▲12.8%
4 profitable years in a row build equity to €220k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Equity above €150kEq €195k ▲48.9%
3 profitable years in a row build equity to €195k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.43
Current ratio from 0.71 to 1.43; short-term debt falls from €78k to €72k.
31-12
Financial
Equity above €100kEq €111k ▲100%
Equity rises from €55k to €111k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Weakest financial yearnet €-56k ▼172%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Equity above €100kEq €111k ▲231%
2 profitable years in a row build equity to €111k.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Het Goor 132243 ZandhovenGround area
2,628 m²
Building footprint
81 m²
Volume, LiDAR
305 m³
Parcel 11034C0100/00F004, Flanders · tallest building 5.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Het Goor 13, 2243 Zandhoven
since 20082.176.059.594
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034C0100/00F004 | Flanders | 2,628 m² | 1 · 81 m² | 5.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRANSBATT
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TERRASSEMENT LINA
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Of 21,210 companies in sector 81300 we hold annual accounts for 4,360. 2,807 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2008
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.