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DIRK PESSEMIER

Active
Private limited companyfounded 2004active for 22 yearsBreestraeten 39, 1785 Merchtem, BelgiumKBO/BCE: BE 0863.964.944
Summary

The annual accounts of DIRK PESSEMIER for financial year 2025 show a net loss of 52% of total assets. The 2025 annual accounts show equity of €14,747 and a net result of -€12,652. Equity has been shrinking by about 27% per year since 2018. If that trend continues, it turns negative around financial year 2026. The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-03-2004 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.138.853.166 1785 Merchtem, since 20-08-2004
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€1,010
Turnover
≈ €7,700
estimated
Loss
€12,652
▼ 29.2%
Equity
€14,747
▼ 46.2%
Total assets
€24,304
▼ 34.0%
Filed on 31-07-2026, on time
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €12,652, the second in a row (financial year 2025)lowers riskSize: total assets €24,304Liquidity: current ratio 1.50, cash €14,212Founded in 2004Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 35% of micro companies without a NACE code
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 86-13
equity 60.7% of total assets
Liquidity 82-8
short-term debt 39.3% · cash 58.5%
Profitability 0=
return on assets -52.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.3%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.5 (1.56 in 2024), below the usual 1.5. Short-term debt is 39.3% and cash 58.5% of total assets. 39.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 51% of them on solvency, 74% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €24,304
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.50, cash €14,212
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €12,652, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€12,652
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 days early
2023
36 days early
2022
32 days early
2021
30 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 1 day before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€12,652 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Key facts about DIRK PESSEMIER

What is the company number of DIRK PESSEMIER?
The company number of DIRK PESSEMIER is 0863.964.944. The VAT number is the same number with BE in front: BE 0863.964.944.
Where is DIRK PESSEMIER based?
The registered office is at Breestraeten 39, 1785 Merchtem.Company details
What is the legal form of DIRK PESSEMIER?
The legal form of DIRK PESSEMIER is Private limited company (BV).
When was DIRK PESSEMIER founded?
DIRK PESSEMIER was founded on 10-03-2004.
Is DIRK PESSEMIER still active?
Yes, DIRK PESSEMIER is an active enterprise in the KBO register.
What is the turnover of DIRK PESSEMIER?
The turnover in financial year 2025 is ≈ €7,700. This figure is estimated from the gross margin of €1,010 and 6,330 comparable companies of the same size. It probably lies between €3,500 and €19,000. It is a rough estimate.Financials
Is DIRK PESSEMIER profitable?
In financial year 2025, DIRK PESSEMIER made a loss of €12,652.
Where can I find the annual accounts of DIRK PESSEMIER?
DIRK PESSEMIER filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIRK PESSEMIER due?
DIRK PESSEMIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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