Dirk Duyck
ActiveDirk Duyck has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €33k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+42
Solvency70▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.74 in 2024; short-term debt: 50.9% and cash: 56.7% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €159k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
16 d early
2023
22 d late
2022
17 d early
2021
11 d early
2020
32 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 25.8%
2024 · €126k
2018: €186k
2019: €175k
2020: €125k
2021: €148k
2022: €153k
2023: €140k
2024: €126k
2018 → 2025
Total assets
€353k▲ 18.7%
2024 · €297k
2018: €336k
2019: €308k
2020: €314k
2021: €283k
2022: €259k
2023: €269k
2024: €297k
2018 → 2025
Net result
€33k▲ 990%
2024 · €3k
2018: €19k
2019: €-12k
2020: €34k
2021: €24k
2022: €26k
2023: €19k
2024: €3k
2018 → 2025
Working capital
€141k▲ 29.5%
2024 · €109k
2018: €182k
2019: €171k
2020: €121k
2021: €145k
2022: €155k
2023: €148k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€153k▲ 2.8%€140k▼ 7.9%€126k▼ 10.0%€159k▲ 25.8%
Operating result€39k-€44k▲ 11.8%€32k▼ 26.4%€14k▼ 58.1%€57k▲ 319%
Net result€24k-€26k▲ 9.7%€19k▼ 29.1%€3k▼ 83.9%€33k▲ 990%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 319% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets
€32k▼ 23.3%
Current assets
€321k▲ 25.6%
Equity and liabilities €353k
Equity
€159k▲ 25.8%
Debt
€194k▲ 13.6%
The debt ratio falls from 57.5% to 54.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €20k
Cash flow
€42k▲
2024 · €10k
Solvency
45.1%▲
2024 · 42.5%
Current ratio
1.79▲
2024 · 1.74
Quick ratio
1.38▼
2024 · 1.39
Debt / equity
1.22▼
2024 · 1.35
ROE
20.5%▲
2024 · 2.4%
ROA
9.2%▲
2024 · 1.0%
Interest coverage
6.56▲
2024 · 2.11
Debt
€194k▲
2024 · €171k
Debt ≤ 1 year
€180k▲
2024 · €147k
Debt > 1 year
€14k▼
2024 · €24k
Income taxes
€13k▲
2024 · €1k
Staff costs
€31k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€353k▲
Fixed assets21/28€42k€32k▼
Tangible fixed assets22/27€42k€32k▼
Furniture and vehicles24€42k€32k▼
Current assets29/58€256k€321k▲
Stocks and contracts in progress3€52k€74k▲
Stocks30/36€52k€74k▲
Amounts receivable within one year40/41€49k€45k▼
Trade receivables40€37k€38k▲
Other amounts receivable41€12k€7k▼
Cash at bank and in hand54/58€152k€200k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€297k€353k▲
Equity10/15€126k€159k▲
Contributions10/11€9k€9k=
Reserves13€117k€150k▲
Distributable reserves133€117k€150k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€171k€194k▲
Amounts payable after more than one year17€24k€14k▼
Financial debts170/4€24k€14k▼
Amounts payable within one year42/48€147k€180k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€683€681▼
Other loans439€683€681▼
Trade debts44€36k€65k▲
Suppliers440/4€36k€65k▲
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€5k€9k▲
Other amounts payable47/48€86k€84k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€15k€0▼
Remuneration, social security and pensions62€26k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€155€75▼
Gross operating margin9900€48k€101k▲
Operating profit (loss)9901€14k€57k▲
Financial income75/76B€128€249▲
Recurring financial income75€128€249▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€10k▲
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€4k€45k▲
Income taxes67/77€1k€13k▲
Profit (loss) for the period9904€3k€33k▲
Profit (loss) for the period to be appropriated9905€3k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€33k▲
Transfer from equity791/2€17k€0▼
Transfer to equity691/2€3k€33k▲
To other reserves6921€3k€33k▲
Profit to be distributed694/7€17k€0▼
Return on contributions (dividend)694€17k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €159k ▲25.8%
6 profitable years in a row build equity to €159k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €153k ▲2.8%
3 profitable years in a row build equity to €153k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-12k ▼163%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenweg(Bel) 598510 KortrijkGround area
3,608 m²
Building footprint
273 m²
Volume, LiDAR
1,123 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Total Service Station
since 20092.175.464.926
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0044/00R000 | Flanders | 3,055 m² | 1 · 195 m² | 5.3 m · 1 fl. |
| 34005C0893/00F000 | Flanders | 553 m² | 1 · 78 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.175.464.926
Similar companies · same sector, comparable size
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BE 0442.021.179
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VOCHTEN VENDING
BE 0477.419.350
Brecht · Eq €160k
GREEN EVOLUTION
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VANDEBURIE EN CO
BE 0405.448.320
Zwevegem · Eq €161k
Of 3,235 companies in sector 47781 we hold annual accounts for 744. 555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.