DIPLOMATIC
ActiveSummary
DIPLOMATIC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,714 and a net result of €10,446. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 37% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▲+6
Solvency39=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.34 in 2024; short-term debt: 5.3% and cash: 0.7% of total assets), and 85.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
25 d early
2024
16 d early
2023
20 d early
2022
13 d early
2021
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€439,714▲ 2.4%
2024 · €429,268
Total assets
€3.1m▲ 0.7%
2024 · €3.1m
Net result
€10,446
2024 · -€63,942
Working capital
-€91,745▲ 2.0%
2024 · -€93,638
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,245-€81,334▲ 434%€114,331▲ 40.6%€85,823▼ 24.9%€79,723▼ 7.1%
Net result-€31,985below the sector's middle half-€30,755within the sector's middle half-€5,560within the sector's middle half-€63,942below the sector's middle half▼ 1,050%€10,446within the sector's middle half
Equity€468,015above the sector's middle half-€498,770above the sector's middle half▲ 6.6%€493,211above the sector's middle half▼ 1.1%€429,268above the sector's middle half▼ 13.0%€439,714above the sector's middle half▲ 2.4%
Total assets€2.9mabove the sector's middle half-€3.0mabove the sector's middle half▲ 2.6%€3.1mabove the sector's middle half▲ 2.5%€3.1mabove the sector's middle half▼ 0.6%€3.1mabove the sector's middle half▲ 0.7%
Debt€2.5m-€2.5m▲ 1.8%€2.6m▲ 3.2%€2.6m▲ 1.8%€2.6m▲ 0.5%
Working capital-€75,473below the sector's middle half--€50,128within the sector's middle half▲ 33.6%€31,222within the sector's middle half-€93,638below the sector's middle half-€91,745below the sector's middle half▲ 2.0%
Solvency16.0%within the sector's middle half-16.6%within the sector's middle half▲ 0.6pp16.0%within the sector's middle half▼ 0.6pp14.0%within the sector's middle half▼ 2.0pp14.3%within the sector's middle half▲ 0.2pp
Current ratio0.51within the sector's middle half-0.54within the sector's middle half▲ 0.031.91within the sector's middle half▲ 1.370.34below the sector's middle half▼ 1.570.44within the sector's middle half▲ 0.10
Return on assets (ROA)-1.1%within the sector's middle half-1.0%within the sector's middle half▲ 2.1pp-0.2%within the sector's middle half▼ 1.2pp-2.1%within the sector's middle half▼ 1.9pp0.3%within the sector's middle half▲ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€3.0m =
Current assets
€71,042 ▲ 47.4%
Equity and liabilities €3.1m
Equity
€439,714 ▲ 2.4%
Debt
€2.6m ▲ 0.5%
Debt's share of the balance-sheet total falls from 86.0% to 85.7%. Equity and debt are higher.
Key figures and ratios
Debt to equity
6.02▼
2024 · 6.13
ROE
2.4%▲
2024 · -14.9%
Debt ≤ 1 year
€162,788▲
2024 · €141,838
Debt > 1 year
€2.5m▼
2024 · €2.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.7%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,000 | €3,549 | €0 | - | - |
| Other operating charges640/8 | €12,801 | €11,172 | €16,937 | €13,120 | €25,745 | ▲ 96.2% |
| Gross operating margin9900 | €28,046 | €92,505 | €131,268 | €98,942 | €105,468 | ▲ 6.6% |
| Operating profit (loss)9901 | €15,245 | €81,334 | €114,331 | €85,823 | €79,723 | ▼ 7.1% |
| Financial income75/76B | - | €1 | €0 | - | - | - |
| Recurring financial income75 | - | €1 | €0 | - | - | - |
| Financial charges65/66B | €47,230 | €50,579 | €119,891 | €149,765 | €69,277 | ▼ 53.7% |
| Recurring financial charges65 | €47,230 | €50,579 | €119,891 | €149,765 | €52,747 | ▼ 64.8% |
| Non-recurring financial charges66B | - | - | - | - | €16,530 | - |
| Profit (loss) for the period before taxes9903 | -€31,985 | €30,755 | -€5,560 | -€63,942 | €10,446 | ▲ 116% |
| Profit (loss) for the period9904 | -€31,985 | €30,755 | -€5,560 | -€63,942 | €10,446 | ▲ 116% |
| Profit (loss) for the period to be appropriated9905 | -€31,985 | €30,755 | -€5,560 | -€63,942 | €10,446 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.9m | €3.0m | €3.1m | €3.1m | €3.1m | ▲ 0.7% |
| Fixed assets21/28 | €2.9m | €2.9m | €3.0m | €3.0m | €3.0m | = |
| Tangible fixed assets22/27 | €2.9m | €2.9m | €3.0m | €3.0m | €3.0m | = |
| Land and buildings22 | €2.9m | €2.9m | €3.0m | €3.0m | €3.0m | = |
| Current assets29/58 | €78,678 | €58,873 | €65,352 | €48,200 | €71,042 | ▲ 47.4% |
| Amounts receivable within one year40/41 | €45,170 | €27,925 | €36,265 | €18,344 | €47,075 | ▲ 157% |
| Trade receivables40 | €45,170 | €27,902 | €36,265 | €18,344 | €47,075 | ▲ 157% |
| Other amounts receivable41 | - | €23 | - | - | - | - |
| Cash at bank and in hand54/58 | €28,601 | €28,740 | €26,806 | €27,737 | €21,831 | ▼ 21.3% |
| Deferred charges and accrued income490/1 | €4,907 | €2,209 | €2,281 | €2,119 | €2,137 | ▲ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.9m | €3.0m | €3.1m | €3.1m | €3.1m | ▲ 0.7% |
| Equity10/15 | €468,015 | €498,770 | €493,211 | €429,268 | €439,714 | ▲ 2.4% |
| Contributions10/11 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Profit (loss) carried forward14 | -€31,985 | -€1,230 | -€6,789 | -€70,732 | -€60,286 | ▲ 14.8% |
| Amounts payable17/49 | €2.5m | €2.5m | €2.6m | €2.6m | €2.6m | ▲ 0.5% |
| Amounts payable after more than one year17 | €2.3m | €2.4m | €2.6m | €2.5m | €2.5m | ▼ 0.1% |
| Financial debts170/4 | €2.3m | €2.4m | €2.6m | €2.5m | €2.5m | ▼ 0.1% |
| Amounts payable within one year42/48 | €154,151 | €109,001 | €34,130 | €141,838 | €162,788 | ▲ 14.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €104,591 | €99,357 | ▼ 5.0% |
| Trade debts44 | €17,471 | €5,557 | €8,741 | €14,995 | €10,377 | ▼ 30.8% |
| Suppliers440/4 | €17,471 | €5,557 | €8,741 | €14,995 | €10,377 | ▼ 30.8% |
| Advances received on contracts in progress46 | €4,040 | €8,100 | €5,300 | €3,900 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €10,405 | - | €20,089 | €18,351 | €8,054 | ▼ 56.1% |
| Taxes450/3 | €10,405 | - | €20,089 | €18,351 | €8,054 | ▼ 56.1% |
| Other amounts payable47/48 | €122,236 | €95,344 | €0 | - | €45,000 | - |
| Accrued charges and deferred income492/3 | - | - | - | €5,363 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,985 | €30,755 | -€5,560 | -€63,942 | €10,446 | ▲ 116% |
| Operating cash flow (approximation) | -€31,985 | €30,755 | -€5,560 | -€63,942 | €10,446 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€94,900 | -€68,231 | €0 | €0 | - |
| Change in cash | - | €139 | -€1,933 | €931 | -€5,906 | ▼ 735% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,446
Net result €10,446 after 2 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€63,942
Net result drops to -€63,942, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.91
Current ratio from 0.54 to 1.91; short-term debt falls from €109,001 to €34,130.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €30,755
Net result €30,755 after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
Ground area
323 m²
Building footprint
206 m²
Volume, LiDAR
3,197 m³
Parcel 21444B0129/00Y003, Brussels · tallest building 26.3 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21444B0129/00Y003 | Brussels | 323 m² | 1 · 206 m² | 26.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PHIMA
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Overijse · Eq €439,056
VASTGOED LUK
BE 0886.249.210
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La Fraternelle
BE 0401.240.104
Mouscron · Eq €440,459
Agence Horemans
BE 0444.606.527
Oostende · Eq €440,515
Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 4,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0757678084
Registered
12-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.