DIPLE
ActiveDIPLE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49k and a net result of €41k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency73▼-27
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.81; short-term debt: 51.8% and cash: 63.5% of total assets), but 51.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
33 d early
2022
32 d early
2021
31 d early
2020
5 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€49k▼ 0.4%
2023 · €49k
2018: €129k
2019: €37k
2020: €41k
2021: €39k
2022: €70k
2023: €49k
2018 → 2024
Total assets
€102k▲ 106%
2023 · €50k
2018: €155k
2019: €200k
2020: €110k
2021: €108k
2022: €73k
2023: €50k
2018 → 2024
Net result
€41k
2023 · €-20k
2018: €41k
2019: €48k
2020: €59k
2021: €52k
2022: €31k
2023: €-20k
2018 → 2024
Working capital
€43k▲ 14.9%
2023 · €37k
2018: €122k
2019: €24k
2020: €33k
2021: €36k
2022: €68k
2023: €37k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€41k-€39k▼ 3.8%€70k▲ 78.7%€49k▼ 29.2%€49k▼ 0.4%
Operating result€74k-€67k▼ 10.4%€39k▼ 41.1%€-21k€48k
Net result€59k-€52k▼ 10.7%€31k▼ 41.3%€-20k€41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €48k after a loss of €21k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€6k▼ 47.3%
Current assets
€96k▲ 156%
Equity and liabilities €102k
Equity
€49k▼ 0.4%
Debt
€53k▲ 44,995%
The debt ratio rises from 0.2% to 51.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€53k▲
2023 · €-15k
Cash flow
€47k▲
2023 · €-15k
Solvency
48.2%▼
2023 · 99.8%
Current ratio
1.81
Quick ratio
1.81
Debt / equity
1.08▲
2023 · 0.00
ROE
82.9%▲
2023 · -41.3%
ROA
39.9%▲
2023 · -41.2%
Interest coverage
276.01▲
2023 · -79.21
Debt
€53k▲
2023 · €118
Debt ≤ 1 year
€53k▲
2023 · €117
Income taxes
€7k▲
2023 · €30
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€50k€102k▲
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Furniture and vehicles24€12k€6k▼
Current assets29/58€37k€96k▲
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€60€14k▲
Other amounts receivable41€14k€15k▲
Cash at bank and in hand54/58€23k€65k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€50k€102k▲
Equity10/15€49k€49k▼
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€10k▼
Amounts payable17/49€118€53k▲
Amounts payable within one year42/48€117€53k▲
Trade debts44€87€1k▲
Suppliers440/4€87€1k▲
Taxes, remuneration and social security45€30€11k▲
Taxes450/3€30€11k▲
Other amounts payable47/48-€41k
Accrued charges and deferred income492/3€0€13▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€667€605▼
Gross operating margin9900€-14k€54k▲
Operating profit (loss)9901€-21k€48k▲
Financial income75/76B€339€530▲
Recurring financial income75€339€530▲
Financial charges65/66B€187€194▲
Recurring financial charges65€187€194▲
Profit (loss) for the period before taxes9903€-20k€48k▲
Income taxes67/77€30€7k▲
Profit (loss) for the period9904€-20k€41k▲
Profit (loss) for the period to be appropriated9905€-20k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€51k▲
Profit (loss) brought forward from the previous period14P€31k€10k▼
Profit to be distributed694/7-€41k
Return on contributions (dividend)694-€41k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-20k ▼166%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 15current ratio 318.78
Current ratio from 21.72 to 318.78; short-term debt falls from €3k to €117.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 14current ratio 21.72
Current ratio from 1.52 to 21.72; short-term debt falls from €69k to €3k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €59k ▲22.6%
Operating result €74k, net result €59k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flobecq · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lieutenant Cottonstraat 147880 FlobecqGround area
1,193 m²
Building footprint
40 m²
Parcel 51019B0022/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DIPLE
since 20152.247.173.066
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019B0022/00G000 | Wallonia | 1,193 m² | 1 · 40 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.