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DiPa

Active
Private limited companyfounded 201412 yrs activeSparrenlaan 2, 3500 Hasselt, BelgiumKBO/BCE: BE 0547.970.024
Summary

DiPa has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.2m and a net result of -€111,548. Equity is shrinking by ~8.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability67▼-6
Solvency100=
Growth55=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €650,000 at 30 days acceptable
Liquidity ample (current ratio 38.97 against 34.85 in 2024; short-term debt: 1.9% and cash: 0.2% of total assets), and 1.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.1%
Return on assets
-1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
29 d late
2023
64 d early
2022
55 d early
2021
38 d early
2020
33 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 March 2014, DiPa was incorporated.1 Total assets went from EUR 20 million in 2019 to EUR 9.4 million in 2025 and headcount from 3.4 full-time equivalents in 2019 to 5.4 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2024 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€1.3m▲ 128%
2019 · €582,809
EBIT margin
59.6%▲ 18.5pp
2019 · 41.1%
Net result
-€111,548
2024 · €305,421
Working capital
€6.6m▲ 8.3%
2024 · €6.1m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€268,428▼ 66.1%-€14,403-€28,659▼ 99.0%-€18,812▲ 34.4%-€336,788▼ 1,690%
Net result€1.7m▼ 33.3%-€2.3m-€5.7m▼ 150%€305,421-€111,548
EBIT margin
Equity€16.9m▲ 11.2%€14.7m▼ 13.4%€9.0m▼ 38.8%€9.3m▲ 3.4%€9.2m▼ 1.2%
Total assets€19.1m▼ 1.0%€15.4m▼ 19.3%€9.4m▼ 39.3%€9.5m▲ 1.1%€9.4m▼ 1.2%
Debt€2.2m▼ 46.4%€767,897▼ 65.1%€389,630▼ 49.3%€183,143▼ 53.0%€176,936▼ 3.4%
Working capital-€1.3m▲ 41.0%-€267,231▲ 79.6%€29,157€6.1m▲ 20,932%€6.6m▲ 8.3%
Staff (FTE)4.1▼ 6.8%6.9▲ 68.3%5.4▼ 21.7%5.4=
Result per fiscal year
Operating resultNet result
-€6.0m-€4.0m-€2.0m€0€2.0mOperating result 2021: €268,428€268,428Net result 2021: €1.7m€1.7mOperating result 2022: -€14,403-€14,403Net result 2022: -€2.3m-€2.3mOperating result 2023: -€28,659-€28,659Net result 2023: -€5.7m-€5.7mOperating result 2024: -€18,812-€18,812Net result 2024: €305,421€305,421Operating result 2025: -€336,788-€336,788Net result 2025: -€111,548-€111,54820212022202320242025-€6m-€4m-€2m€0Operating result 2023: -€28,659-€28,700Net result 2023: -€5.7m-€5.7mOperating result 2024: -€18,812-€18,800Net result 2024: €305,421€305,000Operating result 2025: -€336,788-€337,000Net result 2025: -€111,548-€112,000202320242025
The operating result stays negative: a loss of €336,788 in 2025 against €18,812 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.4m
Fixed assets €2.5m ▼ 19.7%
Current assets €6.8m ▲ 8.0%
Equity and liabilities €9.4m
Equity €9.2m ▼ 1.2%
Debt €176,936 ▼ 3.4%
Debt's share of the balance-sheet total stays at 1.9%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€322,039▼
2024 · €446,708
Cash flow
€547,279▼
2024 · €770,941
Current ratio
38.97▲
2024 · 34.85
Debt to equity
0.02▼
2024 · 0.02
ROE
-1.2%▼
2024 · 3.3%
ROA
-1.2%▼
2024 · 3.2%
Interest coverage
431.00▲
2024 · 206.35
Debt ≤ 1 year
€174,936▼
2024 · €181,143
Income taxes
€158,677▼
2024 · €172,771
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 246 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 90% are still going.

  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.2% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 246 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€9.5m€9.4m▼
Fixed assets21/28€3.2m€2.5m▼
Tangible fixed assets22/27€3.2m€2.5m▼
Land and buildings22€3.1m€2.5m▼
Furniture and vehicles24€21,405€16,969▼
Other tangible fixed assets26€19,835€16,342▼
Current assets29/58€6.3m€6.8m▲
Amounts receivable after more than one year29€4.0m€4.0m=
Other amounts receivable291€4.0m€4.0m=
Amounts receivable within one year40/41€678,383€26,647▼
Trade receivables40€10,776€8,954▼
Other amounts receivable41€667,607€17,693▼
Current investments50/53€1.6m€2.8m▲
Cash at bank and in hand54/58€24,845€18,463▼
Deferred charges and accrued income490/1€311-
Equity and liabilities
Total equity and liabilities10/49€9.5m€9.4m▼
Equity10/15€9.3m€9.2m▼
Contributions10/11€2.5m€2.5m=
Reserves13€6.8m€6.7m▼
Distributable reserves133€6.8m€6.7m▼
Amounts payable17/49€183,143€176,936▼
Amounts payable within one year42/48€181,143€174,936▼
Trade debts44€616€2,627▲
Suppliers440/4€616€2,627▲
Taxes, remuneration and social security45€176,924€172,309▼
Taxes450/3€176,924€172,309▼
Other amounts payable47/48€3,603-
Accrued charges and deferred income492/3€2,000€2,000=
Income statement Code20242025
Non-recurring operating income76A€12,139-
Remuneration, social security and pensions62€78,727-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€465,520€658,827▲
Other operating charges640/8€40,224€31,403▼
Gross operating margin9900€565,659€353,441▼
Operating profit (loss)9901-€18,812-€336,788▼
Financial income75/76B€9.1m€384,665▼
Recurring financial income75€503,331€384,665▼
Non-recurring financial income76B€8.6m-
Financial charges65/66B€8.6m€747▼
Recurring financial charges65€2,165€747▼
Non-recurring financial charges66B€8.6m-
Profit (loss) for the period before taxes9903€478,192€47,129▼
Income taxes67/77€172,771€158,677▼
Profit (loss) for the period9904€305,421-€111,548▼
Profit (loss) for the period to be appropriated9905€305,421-€111,548▼
Appropriation of the result
Profit (loss) to be appropriated9906€305,421-€111,548▼
Transfer from equity791/2-€111,548
Transfer to equity691/2€305,421-
To other reserves6921€305,421-
Social balance
Average headcount (FTE)90875.4-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€12,139--
Remuneration, social security and pensions62€286,906€499,884€447,143€78,727--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,740€22,115€18,436€465,520€658,827▲ 41.5%
Other operating charges640/8€3,217€4,090€3,119€40,224€31,403▼ 21.9%
Gross operating margin9900€581,291€511,687€440,038€565,659€353,441▼ 37.5%
Operating profit (loss)9901€268,428-€14,403-€28,659-€18,812-€336,788▼ 1,690%
Financial income75/76B€1.5m€1.3m€336,907€9.1m€384,665▼ 95.8%
Recurring financial income75€1.5m€1.3m€336,907€503,331€384,665▼ 23.6%
Non-recurring financial income76B---€8.6m--
Financial charges65/66B€34,930€3.6m€6.0m€8.6m€747▼ 100.0%
Recurring financial charges65€34,930€64,142€17,388€2,165€747▼ 65.5%
Non-recurring financial charges66B-€3.5m€6.0m€8.6m--
Profit (loss) for the period before taxes9903€1.8m-€2.3m-€5.7m€478,192€47,129▼ 90.1%
Income taxes67/77€65,749€12€1,609€172,771€158,677▼ 8.2%
Profit (loss) for the period9904€1.7m-€2.3m-€5.7m€305,421-€111,548▼ 137%
Profit (loss) for the period to be appropriated9905€1.7m-€2.3m-€5.7m€305,421-€111,548▼ 137%
Line20212022202320242025Change
Assets
Total assets20/58€19.1m€15.4m€9.4m€9.5m€9.4m▼ 1.2%
Fixed assets21/28€18.5m€14.9m€9.0m€3.2m€2.5m▼ 19.7%
Tangible fixed assets22/27€77,847€55,732€48,596€3.2m€2.5m▼ 19.7%
Land and buildings22---€3.1m€2.5m▼ 19.7%
Furniture and vehicles24€61,082€41,329€25,268€21,405€16,969▼ 20.7%
Other tangible fixed assets26€16,765€14,403€23,328€19,835€16,342▼ 17.6%
Financial fixed assets28€18.4m€14.9m€8.9m---
Current assets29/58€680,419€498,666€416,786€6.3m€6.8m▲ 8.0%
Amounts receivable after more than one year29---€4.0m€4.0m=
Other amounts receivable291---€4.0m€4.0m=
Amounts receivable within one year40/41€9,801€166,687€38,670€678,383€26,647▼ 96.1%
Trade receivables40-€37,413-€10,776€8,954▼ 16.9%
Other amounts receivable41€9,801€129,274€38,670€667,607€17,693▼ 97.3%
Current investments50/53€592,442€265,487-€1.6m€2.8m▲ 72.9%
Cash at bank and in hand54/58€75,506€63,660€375,020€24,845€18,463▼ 25.7%
Deferred charges and accrued income490/1€2,670€2,833€3,097€311--
Equity and liabilities
Total equity and liabilities10/49€19.1m€15.4m€9.4m€9.5m€9.4m▼ 1.2%
Equity10/15€16.9m€14.7m€9.0m€9.3m€9.2m▼ 1.2%
Contributions10/11€2.5m€2.5m€2.5m€2.5m€2.5m=
Reserves13€14.4m€12.2m€6.5m€6.8m€6.7m▼ 1.6%
Distributable reserves133€14.4m€12.2m€6.5m€6.8m€6.7m▼ 1.6%
Amounts payable17/49€2.2m€767,897€389,630€183,143€176,936▼ 3.4%
Amounts payable after more than one year17€205,579-----
Financial debts170/4€205,579-----
Amounts payable within one year42/48€2.0m€765,897€387,630€181,143€174,936▼ 3.4%
Current portion of amounts payable after more than one year42€816,356€205,579----
Trade debts44€6,661€5,979€89,599€616€2,627▲ 326%
Suppliers440/4€6,661€5,979€89,599€616€2,627▲ 326%
Taxes, remuneration and social security45€124,553€51,520€60,554€176,924€172,309▼ 2.6%
Taxes450/3€88,036€131€1,851€176,924€172,309▼ 2.6%
Remuneration and social security454/9€36,518€51,389€58,702---
Other amounts payable47/48€1.0m€502,819€237,477€3,603--
Accrued charges and deferred income492/3€2,000€2,000€2,000€2,000€2,000=
Line20212022202320242025Change
Profit (loss) for the period9904€1.7m-€2.3m-€5.7m€305,421-€111,548▼ 137%
+ Depreciation and write-downs630€22,740€22,115€18,436€465,520€658,827▲ 41.5%
Operating cash flow (approximation)€1.7m-€2.2m-€5.7m€770,941€547,279▼ 29.0%
Investment in fixed assets (approximation)-€3.5m€6.0m€5.3m-€37,204▼ 101%
Change in cash--€11,847€311,360-€350,175-€6,382▲ 98.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Back to profitnet €305,421
Net result €305,421 after 2 loss-making years.
31-12
Financial Liquidity times 32current ratio 34.85
Current ratio from 1.08 to 34.85; short-term debt falls from €387,630 to €181,143.
28-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Weakest financial yearnet -€5.7m
Net result drops to -€5.7m, the lowest in the series; recovery starts the following year.
06-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Highest result since 2019net €2.6m ▲42.6%
Operating result €792,740, net result €2.6m, both a record.
2019
18-12
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
21-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema
05-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
850 m²
Building footprint
250 m²
Volume, LiDAR
2,341 m³
Parcel 71327G0060/00V002, Flanders · tallest building 18.6 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
DiPa
Sparrenlaan 2, 3500 HasseltFinancial service activities, except insurance and pension funding
since 20142.228.367.241
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71327G0060/00V002 Flanders 850 m² 1 · 250 m² 18.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. BM PaDi 99.99%
  2. DiPa

Highest known parent: BM PaDi. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of DiPa and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 2,341 EUR awarded · 2,341 EUR paid
Year Entries awardedpaid
2024 1 2,000 EUR2,000 EUR
2023 1 0 EUR341 EUR
2022 1 341 EUR0 EUR
Schemes
3 entries · 2,341 EUR · 2,341 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

529900UVLKZEV0JFDG18
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded14-03-2014
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.