Diner'O
ActiveThe computed 12-month bankruptcy probability of Diner'O is 4.3% (elevated). The 2025 annual accounts show equity of €37k and a net result of €-34k. Equity is growing by ~47.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 13159 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-31
Solvency27▼-2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.12 against 0.14 in 2024; short-term debt: 42.6% and cash: 2.9% of total assets), and 97.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€37k▼ 48.1%
2024 · €71k
2023: €2k
2024: €71k
2023 → 2025
Total assets
€1.68M▼ 0.3%
2024 · €1.68M
2023: €1.29M
2024: €1.68M
2023 → 2025
Net result
€-34k
2024 · €69k
2023: €-28k
2024: €69k
2023 → 2025
Working capital
€-629k▼ 15.6%
2024 · €-544k
2023: €-457k
2024: €-544k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€71k▲ 3,747%€37k▼ 48.1%
Operating result€-28k-€101k€1k▼ 98.6%
Net result€-28k-€69k€-34k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€1.59M▼ 0.2%
Current assets
€86k▼ 2.5%
Equity and liabilities €1.68M
Equity
€37k▼ 48.1%
Debt
€1.64M▲ 1.8%
The debt ratio rises from 95.8% to 97.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€73k▼
2024 · €156k
Cash flow
€37k▼
2024 · €124k
Solvency
2.2%▼
2024 · 4.2%
Current ratio
0.12▼
2024 · 0.14
Quick ratio
0.10▼
2024 · 0.11
Debt / equity
44.47▲
2024 · 22.69
ROE
-92.5%▼
2024 · 97.4%
ROA
-2.0%▼
2024 · 4.1%
Interest coverage
2.02▼
2024 · 4.84
Debt
€1.64M▲
2024 · €1.61M
Debt ≤ 1 year
€715k▲
2024 · €632k
Debt > 1 year
€925k▼
2024 · €980k
Income taxes
€186▲
2024 · €128
Staff costs
€521k▲
2024 · €372k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.68M€1.68M▼
Fixed assets21/28€1.60M€1.59M▼
Intangible fixed assets21€2k€920▼
Tangible fixed assets22/27€1.59M€1.59M▼
Land and buildings22€1.51M€1.53M▲
Plant, machinery and equipment23€42k€33k▼
Furniture and vehicles24€44k€25k▼
Other tangible fixed assets26-€5k
Financial fixed assets28€3k€3k▲
Current assets29/58€88k€86k▼
Stocks and contracts in progress3€21k€17k▼
Stocks30/36€21k€17k▼
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€10k€5k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€47k€49k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.68M€1.68M▼
Equity10/15€71k€37k▼
Contributions10/11€30k€30k=
Profit (loss) carried forward14€41k€7k▼
Amounts payable17/49€1.61M€1.64M▲
Amounts payable after more than one year17€980k€925k▼
Financial debts170/4€980k€925k▼
Amounts payable within one year42/48€632k€715k▲
Current portion of amounts payable after more than one year42€33k€34k▲
Trade debts44€27k€59k▲
Suppliers440/4€27k€59k▲
Advances received on contracts in progress46€17k€21k▲
Taxes, remuneration and social security45€32k€53k▲
Taxes450/3€10k€6k▼
Remuneration and social security454/9€22k€47k▲
Other amounts payable47/48€524k€549k▲
Accrued charges and deferred income492/3€38€2k▲
Income statement
Code20242025
Non-recurring operating income76A€7k€2k▼
Remuneration, social security and pensions62€372k€521k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€71k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€529k€597k▲
Operating profit (loss)9901€101k€1k▼
Financial income75/76B€511€455▼
Recurring financial income75€511€455▼
Financial charges65/66B€32k€36k▲
Recurring financial charges65€32k€36k▲
Profit (loss) for the period before taxes9903€69k€-34k▼
Income taxes67/77€128€186▲
Profit (loss) for the period9904€69k€-34k▼
Profit (loss) for the period to be appropriated9905€69k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€7k▼
Profit (loss) brought forward from the previous period14P€-28k€41k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-34k ▼149%
Net result drops to €-34k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terboekt 1253600 GenkGround area
1,782 m²
Building footprint
487 m²
Volume, LiDAR
857 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Diner'O
since 20222.337.825.308
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304D0888/00G000 | Flanders | 1,023 m² | 1 · 143 m² | 8.0 m · 2 fl. |
| 71582D0436/00G000 | Flanders | 759 m² | 1 · 344 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 9,752 EUR awarded · 9,752 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 9,752 EUR | 9,752 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZutendaal2.337.825.308
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
55209Other holiday and short-stay accommodation
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.