DINALI TRADE
ActiveThe computed 12-month bankruptcy probability of DINALI TRADE is 1.9% (moderate). The 2024 annual accounts show equity of €168k and a net result of €404. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 31% of 15868 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▲+4
Solvency40▼-2
Growth68=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 1.34 in 2023; short-term debt: 58.2% and cash: 0.3% of total assets), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-12-2025, 142 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
142 d late
2023
152 d late
2022
84 d early
2021
86 d early
2020
115 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€2.66M▲ 83.6%
2019 · €1.45M
2018: €187k
2019: €1.45M
2018 → 2022
EBIT margin
1.7%▼ 0.1pp
2019 · 1.8%
2018: 8.1%
2019: 1.8%
2018 → 2022
Net result
€404▼ 52.5%
2023 · €850
2018: €14k
2019: €25k
2020: €35k
2021: €70k
2022: €16k
2023: €850
2018 → 2024
Working capital
€170k▲ 1.2%
2023 · €168k
2018: €80k
2019: €133k
2020: €163k
2021: €261k
2022: €201k
2023: €168k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.66M
Equity€81k-€151k▲ 85.9%€166k▲ 10.4%€167k▲ 0.5%€168k▲ 0.2%
Operating result€40k-€95k▲ 135%€46k▼ 51.8%€7k▼ 84.5%€14k▲ 94.7%
Net result€35k-€70k▲ 98.3%€16k▼ 77.6%€850▼ 94.5%€404▼ 52.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 95% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.09M
Fixed assets
€284k▼ 8.5%
Current assets
€802k▲ 20.8%
Equity and liabilities €1.09M
Equity
€168k▲ 0.2%
Debt
€919k▲ 13.8%
The debt ratio rises from 82.9% to 84.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▲
2023 · €32k
Cash flow
€28k▲
2023 · €26k
Solvency
15.4%▼
2023 · 17.1%
Current ratio
1.27▼
2023 · 1.34
Quick ratio
0.45▼
2023 · 0.90
Debt / equity
5.48▲
2023 · 4.83
ROE
0.2%▼
2023 · 0.5%
ROA
0.0%▼
2023 · 0.1%
Interest coverage
2.62▲
2023 · 2.22
Debt
€919k▲
2023 · €808k
Debt ≤ 1 year
€632k▲
2023 · €496k
Debt > 1 year
€287k▼
2023 · €312k
Income taxes
€2k▼
2023 · €14k
Staff costs
€61k▼
2023 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€975k€1.09M▲
Fixed assets21/28€311k€284k▼
Intangible fixed assets21€22k€17k▼
Tangible fixed assets22/27€289k€267k▼
Land and buildings22€259k€250k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€14k€3k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€664k€802k▲
Stocks and contracts in progress3€219k€516k▲
Stocks30/36€219k€516k▲
Amounts receivable within one year40/41€263k€279k▲
Trade receivables40€262k€270k▲
Other amounts receivable41€570€8k▲
Cash at bank and in hand54/58€48k€3k▼
Deferred charges and accrued income490/1€134k€4k▼
Equity and liabilities
Total equity and liabilities10/49€975k€1.09M▲
Equity10/15€167k€168k▲
Contributions10/11€19k€19k=
Reserves13€148k€148k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€146k€146k=
Profit (loss) carried forward14€850€1k▲
Amounts payable17/49€808k€919k▲
Amounts payable after more than one year17€312k€287k▼
Financial debts170/4€233k€216k▼
Other amounts payable178/9€79k€71k▼
Amounts payable within one year42/48€496k€632k▲
Current portion of amounts payable after more than one year42€29k€18k▼
Financial debts43€125k€180k▲
Credit institutions430/8€125k€180k▲
Trade debts44€301k€406k▲
Suppliers440/4€301k€406k▲
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€28k€14k▼
Accrued charges and deferred income492/3€31€9▼
Income statement
Code20232024
Remuneration, social security and pensions62€75k€61k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€113k€108k▼
Operating profit (loss)9901€7k€14k▲
Financial income75/76B€23k€5k▼
Recurring financial income75€23k€5k▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€15k€2k▼
Income taxes67/77€14k€2k▼
Profit (loss) for the period9904€850€404▼
Profit (loss) for the period to be appropriated9905€850€404▼
Appropriation of the result
Profit (loss) to be appropriated9906€147k€1k▼
Profit (loss) brought forward from the previous period14P€146k€850▼
Transfer to equity691/2€146k-
To other reserves6921€146k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 142 days late
2024
31-12
Financial
Weakest financial yearnet €404 ▼52.5%
Net result drops to €404, the lowest in the series.
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 152 days late
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €70k ▲98.3%
Operating result €95k, net result €70k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲85.9%
4 profitable years in a row build equity to €151k.
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 401190 VorstGround area
5,314 m²
Building footprint
1,077 m²
Volume, LiDAR
10,402 m³
2 parcels, Brussels · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
NUTFULLY
since 20172.265.548.628
NUTFULLY - Atelier
since 20212.324.386.056
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0275/00N002 | Brussels | 3,420 m² | 1 · 395 m² | 16.4 m · 5 fl. |
| 21382C0028/00G003 | Brussels | 1,894 m² | 1 · 682 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVorst2.265.548.628
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2017
Fiscal year end31-12
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
46319Wholesale of fruit and vegetables, excluding potatoes
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.