DIMMO CONCEPT
ActiveDIMMO CONCEPT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €128k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 45% of 9113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+3
Solvency51▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.05 in 2024; short-term debt: 73.5% and cash: 3.5% of total assets), and 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
10 d late
2021
31 d late
2020
23 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€128k▲ 13.5%
2024 · €112k
2018: €122k
2019: €131k
2020: €47k
2021: €77k
2022: €90k
2023: €102k
2024: €112k
2018 → 2025
Working capital
€-647k▲ 0.5%
2024 · €-651k
2018: €-373k
2019: €-428k
2020: €-457k
2021: €-504k
2022: €-552k
2023: €-602k
2024: €-651k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€240k▲ 0.2%€240k▲ 0.1%€242k▲ 1.0%€245k▲ 1.1%
Operating result€85k-€97k▲ 13.8%€107k▲ 10.8%€116k▲ 8.9%€130k▲ 11.7%
Net result€77k-€90k▲ 17.4%€102k▲ 13.0%€112k▲ 10.1%€128k▲ 13.5%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €927k
Fixed assets
€893k▼ 4.5%
Current assets
€34k▲ 0.6%
Equity and liabilities €927k
Equity
€245k▲ 1.1%
Debt
€682k▼ 6.2%
The debt ratio falls from 75.0% to 73.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172k▲
2024 · €159k
Cash flow
€170k▲
2024 · €155k
Solvency
26.4%▲
2024 · 25.0%
Current ratio
0.05▲
2024 · 0.05
Quick ratio
0.05▲
2024 · 0.05
Debt / equity
2.79▼
2024 · 3.00
ROE
52.1%▲
2024 · 46.4%
ROA
13.8%▲
2024 · 11.6%
Interest coverage
106.16▲
2024 · 51.30
Debt
€682k▼
2024 · €727k
Debt ≤ 1 year
€681k▼
2024 · €684k
Debt > 1 year
€942▼
2024 · €43k
Income taxes
€861▼
2024 · €917
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€969k€927k▼
Fixed assets21/28€935k€893k▼
Tangible fixed assets22/27€935k€893k▼
Land and buildings22€935k€893k▼
Current assets29/58€34k€34k▲
Amounts receivable within one year40/41€8k€139▼
Other amounts receivable41€8k€139▼
Cash at bank and in hand54/58€24k€33k▲
Deferred charges and accrued income490/1€2k€781▼
Equity and liabilities
Total equity and liabilities10/49€969k€927k▼
Equity10/15€242k€245k▲
Contributions10/11€63k€63k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€173k€175k▲
Amounts payable17/49€727k€682k▼
Amounts payable after more than one year17€43k€942▼
Financial debts170/4€43k€942▼
Amounts payable within one year42/48€684k€681k▼
Current portion of amounts payable after more than one year42€94k€42k▼
Financial debts43€0€2▲
Credit institutions430/8€0€2▲
Trade debts44€479k€513k▲
Suppliers440/4€479k€513k▲
Taxes, remuneration and social security45€989€917▼
Taxes450/3€989€917▼
Other amounts payable47/48€111k€126k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€42k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€160k€173k▲
Operating profit (loss)9901€116k€130k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€113k€128k▲
Income taxes67/77€917€861▼
Profit (loss) for the period9904€112k€128k▲
Profit (loss) for the period to be appropriated9905€112k€128k▲
Appropriation of the result
Profit (loss) to be appropriated9906€283k€300k▲
Profit (loss) brought forward from the previous period14P€170k€173k▲
Profit to be distributed694/7€110k€125k▲
Directors or managers695€110k€125k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €47k ▼64%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial
Highest result since 2018net €131k ▲7%
Operating result €161k, net result €131k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Spa 874802 VerviersGround area
290 m²
Building footprint
74 m²
Volume, LiDAR
1,010 m³
Parcel 63036A0026/00B008, Wallonia · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHRIS CONCEPT
since 20072.162.121.486
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63036A0026/00B008 | Wallonia | 290 m² | 1 · 74 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ECOLAD
BE 0408.257.360
Nivelles · Eq €245k
La Sambre
BE 0401.560.994
Charleroi · Eq €245k
Goff & Bos(s)
BE 0763.586.473
Rumst · Eq €245k
DE BENGEL MANAGEMENT
BE 0476.697.095
Geraardsbergen · Eq €245k
ZEBRA IMMO
BE 0437.093.282
Elsene · Eq €245k
Of 12,016 companies in sector 68203 we hold annual accounts for 5,983. 4,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2007
Fiscal year end31-12
Activities, NACEBEL
58110Book publishing
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:071/66.81.20