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DILOP

Active Private limited companyfounded 2024active for 2 yearsRue Brigade Piron 359, 6061 CharleroiKBO/BCE: BE 1012.350.002

Lifetime

1 annual account with figures
peak €2,849 (2025)
€2,849 
lowest -€886 (2025)
-€886 
peak €1,814 (2025)
€1,814 
€11,114 
Board1 name since 2024
1 directorDiane UMUNYURWA
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Loss of €886First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €13,000 estimated

The micro format states no turnover.

Debts

€11,114 86% of the balance sheet
Suppliers 27%Taxes and wages 9%Other 64%

Position in the sector

€1,814

Less equity than 90% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.

2025 accounts filed 61 days after the deadline

Checked score

87
Excellent
Financially stronger than 29% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: 0.4% 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.2%▼ -0.4 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Average

39equity 14.0% of total assets
53short-term debt 86.0% · cash 44.0%
60return on assets -6.9%

Score breakdown

raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €12,928
Liquidity: current ratio 0.78, cash €5,688
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 19% of them on solvency, 41% on liquidity and 27% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,271 companies had the same profile as DILOP has now. Each dot stands for 4 companies, two years later.

93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of DILOP itself is lower: 0.2% within 12 months. It rests on far more data about DILOP than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,271 companies, not a prediction for DILOP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €12,928
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.78, cash €5,688
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

DU
Director, since 09-08-2024
  • UMUNYURWA Diane 1,000 sharesdeed of 13-08-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012350002
Incorporation Founding capital of €2,700, 1,000 shares · Founder: UMUNYURWA Diane · Appointment: UMUNYURWA Diane (director) · published on 13-08-2024 · Gazette deed
First establishment Gebr. Paters Abelooslaan 17, Zaventem
All 4 events

Comparable companies

same main activity, similar in size and age
Company
DILOP Charleroi €12,928 €2,849 14.0% -
XD Accounting & Tax advisory Seneffe €12,616 €2,799 36.6% -
Agro Interactions Saint-Josse-ten-Noode €12,468 €2,861 67.3% -
AVSAR CONSULT Grimbergen €13,203 €3,264 11.3% -
Fishing Ducks Leuven €14,471 €2,797 67.8% -
AMONDEV Grâce-Hollogne €13,451 €3,104 90.2% -
JB CONCEPT Charleroi €15,278 €2,292 25.1% -

These companies have the same main activity as DILOP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €12,500 and €15,300, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 09-08-2024Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.366.458.8171933 Zaventem, since 09-08-2024
Financial year end
31 December
Peppol
Reachable since 17-12-2025
Company details

Annual accounts 2025

€12,928
Filing
Filed on 30-09-2026
Financials

Insights on DILOP

DILOP has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,814 and a net result of -€886.

Its solvency ranks better than 19% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DILOP

What is the company number of DILOP?
The company number of DILOP is 1012.350.002. The VAT number is the same number with BE in front: BE 1012.350.002.
Where is DILOP based?
The registered office is at Rue Brigade Piron 359, 6061 Charleroi.Company details
What does DILOP do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of DILOP?
DILOP is a private limited company (BV).
When was DILOP founded?
DILOP was founded on 09-08-2024.
Is DILOP still active?
Yes, DILOP is an active enterprise in the KBO register.
What is the turnover of DILOP?
The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €2,849 and 206 comparable companies (NACE 70200). It probably lies between €6,200 and €26,000. It is a rough estimate.Financials
Is DILOP profitable?
In financial year 2025, DILOP made a loss of €886.
Where can I find the annual accounts of DILOP?
DILOP filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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