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DILIGENT

Active
Private limited companyfounded 20196 yrs activeGanzevijver 3, 9920 Lievegem, BelgiumKBO/BCE: BE 0738.600.659

DILIGENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €58k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
93 / 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 10.47 against 2.14 in 2024), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.5%
Return on assets
38%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
73 d early
2024
76 d early
2023
46 d early
2022
43 d early
2021
36 d early
2020
56 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€139k▲ 4.1%
2024 · €134k
2020: €73k 2021: €82k 2022: €94k 2023: €163k 2024: €134k
2020 → 2025
Total assets
€154k▼ 38.7%
2024 · €251k
2020: €115k 2021: €116k 2022: €114k 2023: €183k 2024: €251k
2020 → 2025
Net result
€58k▼ 17.0%
2024 · €70k
2020: €63k 2021: €9k 2022: €12k 2023: €70k 2024: €70k
2020 → 2025
Working capital
€138k▲ 3.4%
2024 · €134k
2020: €47k 2021: €63k 2022: €81k 2023: €157k 2024: €134k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€82k-€94k▲ 14.6%€163k▲ 74.2%€134k▼ 18.1%€139k▲ 4.1%
Operating result€9k-€16k▲ 91.5%€87k▲ 433%€89k▲ 2.0%€72k▼ 19.4%
Net result€9k-€12k▲ 40.7%€70k▲ 481%€70k▲ 1.1%€58k▼ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €9k€9kNet result 2021: €9k€9kOperating result 2022: €16k€16kNet result 2022: €12k€12kOperating result 2023: €87k€87kNet result 2023: €70k€70kOperating result 2024: €89k€89kNet result 2024: €70k€70kOperating result 2025: €72k€72kNet result 2025: €58k€58k20212022202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets €872
Current assets €153k
Equity and liabilities €154k
Equity €139k▲ 4.1%
Debt €15k▼ 87.5%
The debt ratio falls from 46.7% to 9.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€72k
2024 · €95k
Cash flow
€59k
2024 · €77k
Solvency
90.5%
2024 · 53.3%
Current ratio
10.47
2024 · 2.14
Quick ratio
10.47
2024 · 2.14
Debt / equity
0.10
2024 · 0.88
ROE
42.0%
2024 · 52.6%
ROA
38.0%
2024 · 28.0%
Interest coverage
1471.10
2024 · 1492.08
Debt
€15k
2024 · €117k
Debt ≤ 1 year
€15k
2024 · €117k
Income taxes
€16k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€251k€154k
Fixed assets21/28-€872
Tangible fixed assets22/27-€872
Furniture and vehicles24-€872
Current assets29/58€251k€153k
Amounts receivable within one year40/41€20k€20k
Trade receivables40€18k€20k
Other amounts receivable41€1k-
Current investments50/53€150k€100k
Cash at bank and in hand54/58€81k€33k
Equity and liabilities
Total equity and liabilities10/49€251k€154k
Equity10/15€134k€139k
Contributions10/11€10k€10k=
Reserves13€124k€129k
Distributable reserves133€124k€129k
Amounts payable17/49€117k€15k
Amounts payable within one year42/48€117k€15k
Trade debts44€7k€5k
Suppliers440/4€7k€5k
Taxes, remuneration and social security45€10k€10k
Taxes450/3€10k€10k
Other amounts payable47/48€100k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€202
Other operating charges640/8€2k€1k
Gross operating margin9900€98k€73k
Operating profit (loss)9901€89k€72k
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€64€49
Recurring financial charges65€64€49
Profit (loss) for the period before taxes9903€89k€74k
Income taxes67/77€19k€16k
Profit (loss) for the period9904€70k€58k
Profit (loss) for the period to be appropriated9905€70k€58k
Appropriation of the result
Profit (loss) to be appropriated9906€70k€58k
Transfer from equity791/2€100k€53k
Transfer to equity691/2€70k€58k
To other reserves6921€70k€58k
Profit to be distributed694/7€100k€53k
Return on contributions (dividend)694€100k€53k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity times 5current ratio 10.47
Current ratio from 2.14 to 10.47; short-term debt falls from €117k to €15k.
16-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2020net €70k ▲1.1%
Operating result €89k, net result €70k, both a record.
15-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €163k ▲74.2%
4 profitable years in a row build equity to €163k.
18-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €9k ▼86.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
05-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ganzevijver 39920 Lievegem
Ground area
2,483 m²
Building footprint
289 m²
Volume, LiDAR
1,247 m³
Parcel 44452C0289/00C000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DILIGENT
Ganzevijver 3, 9920 LievegemBusiness consulting
since 20202.297.117.376
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44452C0289/00C000 Flanders 2,483 m² 1 · 289 m² 7.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,743 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:dmelkebeke@gmail.com
Enterprise