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DIL et Co

Active
Private limited companyfounded 199531 years activeChemin du Montquesnoy(Bou) 22, 7803 Ath, BelgiumKBO/BCE: BE 0454.543.879
Summary

DIL et Co has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,393 and a net result of -€8,052. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 59% of 13,521 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Non-specialised wholesale
NACE 46392
1 site
Size
€161,389total assets 2025
Equity
€85,393
Loss
-€8,052
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 70 days early0 of 1 deed read
Why 93- Loss of €8,052 (FY 2025)+ Liquidity: current ratio 1.92, cash €125,553+ Equity €85,393 (52.9% of total assets)+ Size: total assets €161,389Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 44% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 78-22
equity 52.9% of total assets
Liquidity 77-19
short-term debt 47.1% · cash 77.8%
Profitability 28-68
return on assets -5.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,860 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.92 against 5.18 in 2024; short-term debt: 47.1% and cash: 77.8% of total assets), and 47.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 60% on solvency, 80% on liquidity, 25% on profitability and 11% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.92, cash €125,553
NBB · annual accounts
raises risk · Loss of €8,052 (FY 2025)
NBB · annual accounts
lowers risk · Equity €85,393 (52.9% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €161,389
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 days early
2024
22 days late
2023
12 days early
2022
28 days early
2021
103 days late
2020
30 days late
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €39,723 ▲168%

Key points

  • Caution: Among the weakest 20% on net resultsector median €5,585 · 13,529 companies -€8,052 View
  • Caution: Equity fell in 2025from €152,530 to €85,393 ▼ 44.0% View
  • Active since 1995founded 17-02-1995 31 years View

By topic

Financials

Fiscal year
2025
Total assets
€161,389
Loss
-€8,052
Solvency
52.9%
Total assets▼ 12.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €150,000
  2. 19-07-2024Annual accounts filed
  3. 03-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised wholesaleNACE 46392
Founded
17-02-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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