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DIL CONSTRUCT

Active
Private limited companyfounded 2023active for 3 yearsMirtenlaan 48, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1001.117.895
Summary

The computed 12-month bankruptcy probability of DIL CONSTRUCT is 4.1% (elevated). The 2025 annual accounts show equity of €35,906 and a net result of -€628. Its solvency ranks better than 82% of 2,767 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€49,760total assets 2025
Equity
€35,906
Loss
-€628
Turnover not published (abbreviated or micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.1%
Structure
Accounts filed 46 days late
Why 49raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €49,760Latest accounts 46 days late; 2 of the last 3 lateShow the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 97-2
equity 72.2% of total assets
Liquidity 54-31
short-term debt 27.8% · cash 12.2%
Profitability 34-66
return on assets -1.3%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 3.7% 12-2024: 3.8%▲ +0.1 percentage points vs 11-2024 01-2025: 3.9%▲ +0.1 percentage points vs 12-2024 02-2025: 4.3%▲ +0.4 percentage points vs 01-2025 03-2025: 4.4%▲ +0.1 percentage points vs 02-2025 04-2025: 4.7%▲ +0.3 percentage points vs 03-2025 05-2025: 5.2%▲ +0.5 percentage points vs 04-2025 06-2025: 5.1%▼ -0.1 percentage points vs 05-2025 07-2025: 5.0%▼ -0.1 percentage points vs 06-2025 08-2025: 5.0%● unchanged vs 07-2025 09-2025: 5.3%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 2.0%▼ -3.3 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026lowest value 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.8%▲ +0.8 percentage points vs 07-2026 09-2026: 3.1%▲ +0.3 percentage points vs 08-2026 10-2026: 4.1%▲ +1.0 percentage point vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 2.34, compared with 2.53 in 2024, above the usual 1.5; short-term debt: 27.8% and cash: 12.2% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 81% on solvency, 58% on liquidity, 21% on profitability and 33% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €49,760
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 46 days late; 2 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
46 days late
2024
40 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 43 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: LAMANI Serian (director) ·…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (46 days) Filed on 15 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00518455.

Equity
€35,906▼ 1.7%
2024 · €36,534
Total assets
€49,760▲ 1.3%
2024 · €49,125
Net result
-€628
2024 · €34,534
Working capital
€18,633▼ 3.3%
2024 · €19,261
Trend over the years

2024 to 2025, 2 financial years

The operating result turns negative in 2025: a loss of €574 after €46,121 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€574 2025 Net result-€628 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€46,121--€574
Net result€34,534above the sector's middle half--€628below the sector's middle half
Equity€36,534within the sector's middle half-€35,906below the sector's middle half▼ 1.7%
Total assets€49,125below the sector's middle half-€49,760below the sector's middle half▲ 1.3%
Debt€12,590-€13,854▲ 10.0%
Working capital€19,261within the sector's middle half-€18,633within the sector's middle half▼ 3.3%
Solvency74.4%above the sector's middle half-72.2%above the sector's middle half▼ 2.2pp
Current ratio2.53within the sector's middle half-2.34within the sector's middle half▼ 0.18
Return on assets (ROA)70.3%above the sector's middle half--1.3%below the sector's middle half▼ 71.6pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49,760
Fixed assets €17,273 =
Current assets €32,486 ▲ 2.0%
Equity and liabilities €49,760
Equity €35,906 ▼ 1.7%
Debt €13,854 ▲ 10.0%
Debt's share of the balance-sheet total rises from 25.6% to 27.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.39▲
2024 · 0.34
ROE
-1.7%▼
2024 · 94.5%
Debt ≤ 1 year
€13,854▲
2024 · €12,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,146 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.6% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.2% went bankrupt
5.9% stopped otherwise
91.6% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,146 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€49,125€49,760▲
Fixed assets21/28€17,273€17,273=
Tangible fixed assets22/27€17,273€17,273=
Furniture and vehicles24€17,273€17,273=
Current assets29/58€31,851€32,486▲
Amounts receivable within one year40/41€14,420€26,397▲
Trade receivables40€4,000-
Other amounts receivable41€10,420€26,397▲
Cash at bank and in hand54/58€17,432€6,090▼
Equity and liabilities
Total equity and liabilities10/49€49,125€49,760▲
Equity10/15€36,534€35,906▼
Contributions10/11€2,000€2,000=
Capital10€2,000€2,000=
Issued capital100€2,000€2,000=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Legal reserve130€200€200=
Profit (loss) carried forward14€34,334€33,706▼
Amounts payable17/49€12,590€13,854▲
Amounts payable within one year42/48€12,590€13,854▲
Trade debts44€1,079€3,922▲
Suppliers440/4€1,079€3,922▲
Taxes, remuneration and social security45€11,511€9,932▼
Taxes450/3€11,511€9,932▼
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€66,359€45,262▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,393-
Other operating charges640/8€645€404▼
Gross operating margin9900€52,159-€170▼
Operating profit (loss)9901€46,121-€574▼
Financial charges65/66B€75€54▼
Recurring financial charges65€75€54▼
Profit (loss) for the period before taxes9903€46,046-€628▼
Income taxes67/77€11,511-
Profit (loss) for the period9904€34,534-€628▼
Profit (loss) for the period to be appropriated9905€34,534-€628▼
Appropriation of the result
Profit (loss) to be appropriated9906€34,534€33,706▼
Profit (loss) brought forward from the previous period14P-€34,334
Transfer to equity691/2€200-
To the legal reserve6920€200-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Goods, raw materials, services and sundry goods60/61€66,359€45,262▼ 31.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,393--
Other operating charges640/8€645€404▼ 37.3%
Gross operating margin9900€52,159-€170-
Operating profit (loss)9901€46,121-€574-
Financial charges65/66B€75€54▼ 28.0%
Recurring financial charges65€75€54▼ 28.0%
Profit (loss) for the period before taxes9903€46,046-€628-
Income taxes67/77€11,511--
Profit (loss) for the period9904€34,534-€628-
Profit (loss) for the period to be appropriated9905€34,534-€628-
Line20242025Change
Assets
Total assets20/58€49,125€49,760▲ 1.3%
Fixed assets21/28€17,273€17,273=
Tangible fixed assets22/27€17,273€17,273=
Furniture and vehicles24€17,273€17,273=
Current assets29/58€31,851€32,486▲ 2.0%
Amounts receivable within one year40/41€14,420€26,397▲ 83.1%
Trade receivables40€4,000--
Other amounts receivable41€10,420€26,397▲ 153%
Cash at bank and in hand54/58€17,432€6,090▼ 65.1%
Equity and liabilities
Total equity and liabilities10/49€49,125€49,760▲ 1.3%
Equity10/15€36,534€35,906▼ 1.7%
Contributions10/11€2,000€2,000=
Capital10€2,000€2,000=
Issued capital100€2,000€2,000=
Reserves13€200€200=
Non-distributable reserves130/1€200€200=
Legal reserve130€200€200=
Profit (loss) carried forward14€34,334€33,706▼ 1.8%
Amounts payable17/49€12,590€13,854▲ 10.0%
Amounts payable within one year42/48€12,590€13,854▲ 10.0%
Trade debts44€1,079€3,922▲ 263%
Suppliers440/4€1,079€3,922▲ 263%
Taxes, remuneration and social security45€11,511€9,932▼ 13.7%
Taxes450/3€11,511€9,932▼ 13.7%
Line20242025Change
Profit (loss) for the period9904€34,534-€628-
+ Depreciation and write-downs630€5,393--
Operating cash flow (approximation)€39,927-€628-
Investment in fixed assets (approximation)-€0-
Change in cash--€11,342-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 abbreviated format 15-09-2026 2026-00518455
31-12-2024 micro format 09-09-2025 2025-00489698

Similar companies · same sector, comparable size

Of the 29,234 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,163. 12,839 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
LAMANI Serian
Director · since 16-10-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
LAMANI Serian
  • Director, from 16-10-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

DIL CONSTRUCT was incorporated on 12 October 2023 as a private limited company.1 Since 2023, LAMANI Serian has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-10-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
15-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 46 days late
2025
09-09
NBB filing Annual accounts filed
financial year 2024 · micro format · 40 days late
2023
16-10
Gazette deed Incorporation
Appointment: LAMANI Serian (director) · Founder · Founding capital13 facts ▸
  • Founder, LAMANI Serian
  • Other provision, “plan financier, montant des capitaux propres de départ à la lumière de l’activité projetée pendant minimum deux ans” (deed in French)
  • Other provision, “responsabilité_fondateur, faillite prononcée dans les trois ans de la constitution” (deed in French)
  • Incorporation, 11-10-2023
  • Founding capital, €2,000
  • Bank account, “Crelan”, 2000 (deed in French)
  • Other provision, “adoption statuts, arrête les statuts de la société” (deed in French)
  • Other provision, “Titre I, Forme légale–Dénomination–Siège–Objet–Durée” (deed in French)
  • Registered office clause, “1080 Molenbeek-Saint-Jean,avenue des Myrtes 48” (deed in French)
  • Other provision, “dil.sprl.constrct@gmail.com, site internet et adresse électronique” (deed in French)
  • Other provision, “avertissements du notaire, dénomination,accès à certaines activités,obligations sociales,obligations et responsabilité fondateurs,administrateurs,commissaires e…” (deed in French)
  • Board rule, 1, “assemblée générale extraordinaire à l'unanimité” (deed in French)
  • +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded12-10-2023
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43240Other construction installation
43990Other specialised construction activities
Contact
E-mail dil.sprl.constrct@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001117895
Also 9925:BE1001117895
Registered 10-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1001.117.895

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
177 m²
Building footprint
170 m²
Building volume
1,741 m³
Parcel 21526D0038/00H003, Brussels · tallest building 13.4 m. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
DIL CONSTRUCT
Mirtenlaan 48, 1080 Sint-Jans-MolenbeekSupport activities for crop production
since 2024unit no. 2.365.149.218
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21526D0038/00H003 Brussels 177 m² 1 · 170 m² 13.4 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

Name clauseThe name the company operates under according to its articles.
DIL CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale, transfert par simple décision de l’organe d’administration si dans Région de Bruxelles-Capitale ou Région…” (deed in French)

deed of 16-10-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Chaque administrateur est investi des pouvoirs les plus étendus pour faire seul tous actes qui intéressent la société. Il a dans sa…”
Board ruleHow the board is made up, meets and takes decisions.
“Organe d'administration, 1” (deed in French)
“Fixe ou proportionnelle, représentation voyages déplacements” (deed in French)

deed of 16-10-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs au prorata, actions dont cession proposée” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
One provision in the deed

deed of 16-10-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

deed of 16-10-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Prévues pour modifications aux statuts, en tout temps” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Pour quelque cause et à quelque moment que ce soit, faculté assemblée générale de désigner un ou plusieurs liquidateurs et déterminer…” (deed in French)

deed of 16-10-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Description précise de l’activité projetée, aperçu de toutes les sources de financement” (deed in French)
Other provision: “Appels de fonds, actions souscrites en espèces non entièrement libérées” (deed in French)
Other provision: “Contrôle de la société, un ou plusieurs commissaires” (deed in French)
Other provision: “Admission à l'assemblée générale, titulaire de titres nominatifs inscrit dans registre des titres nominatifs de sa catégorie” (deed in French)
Other provision: “Séances-procès-verbaux-participation à distance par voie électronique, règlement interne peut soumettre usage à conditions” (deed in French)
Other provision: “Délibérations assemblée générale, majorité des voix quel que soit nombre de titres représentés sauf cas prévus par loi ou statuts” (deed in French)
Other provision: “Répartition-réserves, articles 5:142 et 5:143 du Code des sociétés et des associations” (deed in French)
Liquidation distribution: “Apurement dettes,charges,frais ou consignation montants nécessaires, remis pour partage dans même proportion” (deed in French)
Other provision: “Siège, communications,sommations,assignations,significations valablement faites” (deed in French)
Other provision: “Compétence judiciaire, entre société,actionnaires,administrateurs,commissaires,liquidateurs relatifs aux affaires et exécution des statuts” (deed in French)
Other provision: “Droit commun, réputées inscrites” (deed in French)
2 more provisions in the deed, see the deed of 16-10-2023

deed of 16-10-2023