DIKIFIN
ActiveSummary
DIKIFIN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €361k and a net result of €145k. Equity is growing by ~63.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 10.76 against 2.08 in 2024; short-term debt: 4.1% and cash: 42.6% of total assets), and 4.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
38.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
1 d late
2023
2 d early
2022
3 d early
2021
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€361k▲ 66.9%
2024 · €216k
2021: €27k
2022: €94k
2023: €141k
2024: €216k
2021 → 2025
Total assets
€376k▲ 11.3%
2024 · €338k
2021: €57k
2022: €253k
2023: €276k
2024: €338k
2021 → 2025
Net result
€145k▲ 91.5%
2024 · €76k
2021: €22k
2022: €67k
2023: €47k
2024: €76k
2021 → 2025
Working capital
€150k▲ 198%
2024 · €50k
2021: €21k
2022: €27k
2023: €69k
2024: €50k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€94k▲ 254%€141k▲ 49.8%€216k▲ 53.7%€361k▲ 66.9%
Operating result€27k-€71k▲ 167%€46k▼ 36.2%€73k▲ 59.8%€52k▼ 28.6%
Net result€22k-€67k▲ 213%€47k▼ 30.5%€76k▲ 61.6%€145k▲ 91.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376k
Fixed assets
€211k ▼ 12.6%
Current assets
€165k ▲ 70.4%
Equity and liabilities €376k
Equity
€361k ▲ 66.9%
Debt
€15k ▼ 87.4%
Debt's share of the balance-sheet total falls from 36.1% to 4.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €95k
Cash flow
€175k▲
2024 · €98k
Current ratio
10.76▲
2024 · 2.08
Debt to equity
0.04▼
2024 · 0.56
ROE
40.1%▲
2024 · 35.0%
ROA
38.5%▲
2024 · 22.3%
Interest coverage
34.37▼
2024 · 62.40
Debt ≤ 1 year
€15k▼
2024 · €47k
Income taxes
€15k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€338k€376k▲
Fixed assets21/28€241k€211k▼
Tangible fixed assets22/27€95k€65k▼
Furniture and vehicles24€95k€65k▼
Financial fixed assets28€146k€146k=
Current assets29/58€97k€165k▲
Amounts receivable within one year40/41€176€5k▲
Other amounts receivable41€176€5k▲
Cash at bank and in hand54/58€97k€160k▲
Equity and liabilities
Total equity and liabilities10/49€338k€376k▲
Equity10/15€216k€361k▲
Contributions10/11€5k€5k=
Reserves13€211k€356k▲
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Distributable reserves133€211k€355k▲
Amounts payable17/49€122k€15k▼
Amounts payable after more than one year17€75k-
Financial debts170/4€75k-
Amounts payable within one year42/48€47k€15k▼
Current portion of amounts payable after more than one year42€15k-
Trade debts44€1k€977▼
Suppliers440/4€1k€977▼
Taxes, remuneration and social security45€29k€14k▼
Taxes450/3€29k€14k▼
Other amounts payable47/48€832€403▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€30k▲
Other operating charges640/8€703€715▲
Gross operating margin9900€96k€83k▼
Operating profit (loss)9901€73k€52k▼
Financial income75/76B€25k€110k▲
Recurring financial income75€25k€110k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€96k€159k▲
Income taxes67/77€20k€15k▼
Profit (loss) for the period9904€76k€145k▲
Profit (loss) for the period to be appropriated9905€76k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€145k▲
Transfer to equity691/2€76k€145k▲
To other reserves6921€76k€145k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2021net €145k ▲91.5%
Net result €145k, the highest in the series.
30-06
Financial
Liquidity times 5current ratio 10.76
Current ratio from 2.08 to 10.76; short-term debt falls from €47k to €15k.
01-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
30-06
Financial
Equity above €200kEq €216k ▲53.7%
4 profitable years in a row build equity to €216k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €100kEq €141k ▲49.8%
3 profitable years in a row build equity to €141k.
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukendreef 1A2950 KapellenGround area
753 m²
Building footprint
153 m²
Volume, LiDAR
1,205 m³
Parcel 11902F0152/00P002, Flanders · tallest building 19.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DIKIFIN
since 20202.307.438.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902F0152/00P002 | Flanders | 753 m² | 1 · 153 m² | 19.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,485 EUR awarded · 1,485 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,485 EUR | 1,485 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.