DIGNEVEN TO
ActiveThe computed 12-month bankruptcy probability of DIGNEVEN TO is 2.3% (moderate). The 2025 annual accounts show equity of €47k and a net result of €10k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 2029 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability64▲+33
Solvency50▼-14
Growth78=
Track record92
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.28 in 2022; short-term debt: 75.1% and cash: 1.6% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
35 d late
2022
22 d late
2021
386 d late
2020
751 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€234k
EBIT margin
4.1%
Net result
€10k▲ 13,520%
2022 · €76
2020: €-6k
2021: €19k
2022: €76
2020 → 2025
Working capital
€-14k▲ 61.8%
2022 · €-36k
2020: €-55k
2021: €-33k
2022: €-36k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222025Trend
Turnover€234k
Equity€12k-€31k▲ 164%€31k▲ 0.2%€47k▲ 50.0%
Operating result€-5k-€21k€158▼ 99.2%€10k▲ 5,957%
Net result€-6k-€19k€76▼ 99.6%€10k▲ 13,520%
Result per fiscal year
Operating resultNet result
The operating result is €10k in 2025, compared with €158 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €188k
Fixed assets
€61k▼ 9.9%
Current assets
€127k▲ 827%
Equity and liabilities €188k
Equity
€47k▲ 50.0%
Debt
€141k▲ 184%
The debt ratio rises from 61.4% to 75.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2022 · €2k
Cash flow
€12k▲
2022 · €2k
Solvency
24.9%▼
2022 · 38.6%
Current ratio
0.90▲
2022 · 0.28
Quick ratio
0.90▲
2022 · 0.28
Debt / equity
3.01▲
2022 · 1.59
ROE
22.0%▲
2022 · 0.2%
ROA
5.5%▲
2022 · 0.1%
Interest coverage
11.48▲
2022 · 1.42
Debt
€141k▲
2022 · €50k
Debt ≤ 1 year
€141k▲
2022 · €50k
Income taxes
€1k▼
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2022
Balance sheet
Code20222025
Assets
Total assets20/58€81k€188k▲
Fixed assets21/28€67k€61k▼
Tangible fixed assets22/27€67k€60k▼
Land and buildings22€67k€60k▼
Financial fixed assets28€260€260=
Current assets29/58€14k€127k▲
Amounts receivable within one year40/41€5k€122k▲
Trade receivables40€483€104k▲
Other amounts receivable41€4k€19k▲
Cash at bank and in hand54/58€9k€3k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€81k€188k▲
Equity10/15€31k€47k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€821€908▲
Non-distributable reserves130/1€821€908▲
Legal reserve130€821€908▲
Profit (loss) carried forward14€24k€40k▲
Amounts payable17/49€50k€141k▲
Amounts payable within one year42/48€50k€141k▲
Trade debts44€21k€96k▲
Suppliers440/4€21k€96k▲
Taxes, remuneration and social security45€4k€14k▲
Taxes450/3€450€8k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€24k€31k▲
Income statement
Code20222025
Turnover70-€234k
Goods, raw materials, services and sundry goods60/61-€221k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€7€380▲
Gross operating margin9900€2k€12k▲
Operating profit (loss)9901€158€10k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€0▼
Non-recurring financial income76B€5k€3k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€4k€12k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€76€10k▲
Profit (loss) for the period to be appropriated9905€76€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€40k▲
Profit (loss) brought forward from the previous period14P€24k€29k▲
Transfer to equity691/2€4-
To the legal reserve6920€4-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 35 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 386 days late
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 751 days late
2022
22-08
KBO administration
Late accounts filing
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parnassusgaarde 121050 ElseneGround area
9,313 m²
Building footprint
551 m²
Volume, LiDAR
13,193 m³
Parcel 21442A0012/00Y000, Brussels · tallest building 31.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Parnassusgaarde 12, 1050 Elsene
since 20182.278.186.342
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0012/00Y000 | Brussels | 9,313 m² | 1 · 551 m² | 30.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ISO TOITURE
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Crepix
BE 0800.168.638
Gent · Eq €47k
TOSODA
BE 0835.182.965
Soumagne · Eq €47k
Moukafih
BE 0777.302.966
Antwerpen · Eq €47k
LECONTE HENDRIK
BE 0895.830.038
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Of 4,268 companies in sector 43230 we hold annual accounts for 1,239. 1,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-12-2017
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.