DIGITZ
ActiveDIGITZ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €577k and a net result of €250k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency87▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.29 in 2024; short-term debt: 33.1% and cash: 51.3% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
26.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
17 d early
2023
61 d late
2022
98 d late
2021
25 d late
2020
32 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€577k▲ 76.2%
2024 · €328k
2018: €-2k
2019: €39k
2020: €176k
2021: €112k
2022: €259k
2023: €483k
2024: €328k
2018 → 2025
Total assets
€932k▼ 10.1%
2024 · €1.04M
2018: €91k
2019: €214k
2020: €322k
2021: €225k
2022: €480k
2023: €750k
2024: €1.04M
2018 → 2025
Net result
€250k▲ 1.9%
2024 · €245k
2018: €-20k
2019: €41k
2020: €137k
2021: €92k
2022: €147k
2023: €223k
2024: €245k
2018 → 2025
Working capital
€415k▲ 126%
2024 · €183k
2018: €-54k
2019: €4k
2020: €110k
2021: €33k
2022: €144k
2023: €337k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€259k▲ 132%€483k▲ 86.1%€328k▼ 32.1%€577k▲ 76.2%
Operating result€128k-€205k▲ 60.6%€307k▲ 49.3%€351k▲ 14.6%€347k▼ 1.2%
Net result€92k-€147k▲ 60.9%€223k▲ 51.5%€245k▲ 9.8%€250k▲ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €932k
Fixed assets
€208k▼ 2.1%
Current assets
€724k▼ 12.2%
Equity and liabilities €932k
Equity
€577k▲ 76.2%
Debt
€355k▼ 50.0%
The debt ratio falls from 68.4% to 38.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€394k▼
2024 · €401k
Cash flow
€297k▲
2024 · €295k
Solvency
61.9%▲
2024 · 31.6%
Current ratio
2.34▲
2024 · 1.29
Quick ratio
2.34▲
2024 · 1.29
Debt / equity
0.61▼
2024 · 2.16
ROE
43.2%▼
2024 · 74.8%
ROA
26.8%▲
2024 · 23.6%
Interest coverage
29.16▼
2024 · 37.02
Debt
€355k▼
2024 · €709k
Debt ≤ 1 year
€309k▼
2024 · €641k
Debt > 1 year
€46k▼
2024 · €68k
Income taxes
€94k▼
2024 · €96k
Staff costs
€421k▼
2024 · €427k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€932k▼
Fixed assets21/28€213k€208k▼
Intangible fixed assets21-€10k
Tangible fixed assets22/27€213k€198k▼
Plant, machinery and equipment23€21k€14k▼
Furniture and vehicles24€192k€107k▼
Other tangible fixed assets26-€78k
Financial fixed assets28€0-
Current assets29/58€824k€724k▼
Amounts receivable after more than one year29€45k€0▼
Other amounts receivable291€45k€0▼
Amounts receivable within one year40/41€107k€137k▲
Trade receivables40€107k€123k▲
Other amounts receivable41€117€14k▲
Current investments50/53€200k€100k▼
Cash at bank and in hand54/58€468k€478k▲
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€932k▼
Equity10/15€328k€577k▲
Contributions10/11€19k€19k=
Reserves13€309k€559k▲
Distributable reserves133€309k€559k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€709k€355k▼
Amounts payable after more than one year17€68k€46k▼
Financial debts170/4€68k€46k▼
Amounts payable within one year42/48€641k€309k▼
Current portion of amounts payable after more than one year42€48k€51k▲
Financial debts43€0-
Credit institutions430/8€0-
Other loans439€0-
Trade debts44€59k€189k▲
Suppliers440/4€59k€189k▲
Advances received on contracts in progress46€71k€4k▼
Taxes, remuneration and social security45€62k€63k▲
Taxes450/3€15k€11k▼
Remuneration and social security454/9€48k€52k▲
Other amounts payable47/48€400k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€3k▼
Remuneration, social security and pensions62€427k€421k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€48k▼
Other operating charges640/8€15k€12k▼
Non-recurring operating charges66A€10k€33k▲
Gross operating margin9900€854k€860k▲
Operating profit (loss)9901€351k€347k▼
Financial income75/76B€808€10k▲
Recurring financial income75€808€10k▲
Financial charges65/66B€11k€14k▲
Recurring financial charges65€11k€14k▲
Profit (loss) for the period before taxes9903€341k€344k▲
Income taxes67/77€96k€94k▼
Profit (loss) for the period9904€245k€250k▲
Profit (loss) for the period to be appropriated9905€245k€250k▲
Appropriation of the result
Profit (loss) to be appropriated9906€245k€250k▲
Transfer from equity791/2€155k€0▼
Transfer to equity691/2€0€250k▲
To other reserves6921€0€250k▲
Profit to be distributed694/7€400k€0▼
Return on contributions (dividend)694€400k€0▼
Social balance
Average headcount (FTE)90878.17.8▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Highest result since 2018net €250k ▲1.9%
Net result €250k, the highest in the series.
31-12
Financial
Equity above €500kEq €577k ▲76.2%
7 profitable years in a row build equity to €577k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
31-12
Financial
Equity above €200kEq €259k ▲132%
4 profitable years in a row build equity to €259k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €176k ▲350%
2 profitable years in a row build equity to €176k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.04
Current ratio from 0.33 to 1.04.
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 6498400 OostendeGround area
2,618 m²
Building footprint
2,287 m²
Volume, LiDAR
11,372 m³
Parcel 35020A0136/00D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIGITZ
since 20172.264.717.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020A0136/00D000 | Flanders | 2,618 m² | 1 · 2,287 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 14,015 EUR awarded · 15,050 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 10,400 EUR | 10,400 EUR |
| 2024 | 2 | 3,415 EUR | 3,415 EUR |
| 2023 | 1 | 0 EUR | 1,035 EUR |
| 2022 | 1 | 200 EUR | 200 EUR |
Schemes
Subsidies voor internationaal ondernemen
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2017
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.