Digitoffice
ActiveSummary
Digitoffice has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,389 and a net result of €68,060. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 29% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-2
Solvency48▲+8
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.22 in 2024; short-term debt: 42.9% and cash: 27.4% of total assets), and 77% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €253,389
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
6 d early
2022
3 d early
2021
11 d early
2020
22 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€253,389▲ 36.7%
2024 · €185,329
Total assets
€1.1m▼ 9.7%
2024 · €1.2m
Net result
€68,060▼ 26.5%
2024 · €92,610
Working capital
€156,659▲ 14.5%
2024 · €136,784
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,587€34,085▲ 643%-€125,105€110,199€109,884▼ 0.3%
Net result-€10,337below the sector's middle half▲ 77.5%€7,755within the sector's middle half-€133,321below the sector's middle half€92,610within the sector's middle half€68,060within the sector's middle half▼ 26.5%
Equity€218,284within the sector's middle half▼ 4.5%€226,039within the sector's middle half▲ 3.6%€92,719below the sector's middle half▼ 59.0%€185,329within the sector's middle half▲ 99.9%€253,389within the sector's middle half▲ 36.7%
Total assets€1.4mwithin the sector's middle half▲ 17.4%€1.6mwithin the sector's middle half▲ 13.7%€959,323within the sector's middle half▼ 39.3%€1.2mwithin the sector's middle half▲ 27.2%€1.1mwithin the sector's middle half▼ 9.7%
Debt€1.1m▲ 25.0%€1.3m▲ 16.8%€779,084▼ 38.5%€947,591▲ 21.6%€809,775▼ 14.5%
Working capital-€5,679below the sector's middle half€445,109within the sector's middle half€24,053below the sector's middle half▼ 94.6%€136,784within the sector's middle half▲ 469%€156,659within the sector's middle half▲ 14.5%
Solvency15.7%below the sector's middle half▼ 3.6pp14.3%below the sector's middle half▼ 1.4pp9.7%below the sector's middle half▼ 4.6pp15.2%below the sector's middle half▲ 5.5pp23.0%within the sector's middle half▲ 7.8pp
Current ratio0.99below the sector's middle half▼ 0.321.70within the sector's middle half▲ 0.721.05below the sector's middle half▼ 0.651.22within the sector's middle half▲ 0.171.33within the sector's middle half▲ 0.11
Return on assets (ROA)-0.7%below the sector's middle half▲ 3.1pp0.5%below the sector's middle half▲ 1.2pp-13.9%below the sector's middle half▼ 14.4pp7.6%within the sector's middle half▲ 21.5pp6.2%within the sector's middle half▼ 1.4pp
Staff (FTE)4.7within the sector's middle half▲ 9.3%8.5above the sector's middle half▲ 80.9%9.9above the sector's middle half▲ 16.5%9.8above the sector's middle half▼ 1.0%10.4above the sector's middle half▲ 6.1%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€472,938 ▲ 0.4%
Current assets
€629,354 ▼ 16.0%
Equity and liabilities €1.1m
Equity
€253,389 ▲ 36.7%
Provisions
€39,128 ▼ 55.3%
Debt
€809,775 ▼ 14.5%
Debt's share of the balance-sheet total falls from 77.6% to 73.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141,418▲
2024 · €130,669
Cash flow
€99,594▼
2024 · €113,080
Quick ratio
1.15▲
2024 · 1.01
Debt to equity
3.20▼
2024 · 5.11
ROE
26.9%▼
2024 · 50.0%
Interest coverage
37.23▲
2024 · 34.54
Debt ≤ 1 year
€472,695▼
2024 · €612,476
Debt > 1 year
€337,080▲
2024 · €334,397
Income taxes
€38,519▲
2024 · €15,955
Staff costs
€839,962▲
2024 · €712,289
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.0%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €211,421 | €16,285 | €12,343 | €2,385 | ▼ 80.7% |
| Remuneration, social security and pensions62 | €289,182 | €542,710 | €655,443 | €712,289 | €839,962 | ▲ 17.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €121,476 | €69,594 | €30,920 | €20,470 | €31,534 | ▲ 54.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€77,629 | -€8,735 | -€5,827 | €6,929 | €238 | ▼ 96.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | -€48,392 | - |
| Other operating charges640/8 | €90,230 | €9,586 | €21,079 | €10,329 | €6,956 | ▼ 32.7% |
| Non-recurring operating charges66A | - | - | - | €548 | €0 | ▼ 100% |
| Gross operating margin9900 | €427,845 | €647,240 | €576,510 | €860,763 | €940,182 | ▲ 9.2% |
| Operating profit (loss)9901 | €4,587 | €34,085 | -€125,105 | €110,199 | €109,884 | ▼ 0.3% |
| Financial income75/76B | €226 | €139 | €3,412 | €2,148 | €494 | ▼ 77.0% |
| Recurring financial income75 | €226 | €139 | €3,412 | €2,148 | €494 | ▼ 77.0% |
| Financial charges65/66B | €13,093 | €18,346 | €8,230 | €3,783 | €3,799 | ▲ 0.4% |
| Recurring financial charges65 | €13,093 | €18,346 | €8,230 | €3,783 | €3,799 | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | -€8,280 | €15,877 | -€129,924 | €108,564 | €106,580 | ▼ 1.8% |
| Income taxes67/77 | €2,057 | €8,122 | €3,397 | €15,955 | €38,519 | ▲ 141% |
| Profit (loss) for the period9904 | -€10,337 | €7,755 | -€133,321 | €92,610 | €68,060 | ▼ 26.5% |
| Transfer from tax-exempt reserves789 | €2,500 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€7,837 | €7,755 | -€133,321 | €92,610 | €68,060 | ▼ 26.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.6m | €959,323 | €1.2m | €1.1m | ▼ 9.7% |
| Fixed assets21/28 | €1.0m | €503,793 | €492,198 | €471,180 | €472,938 | ▲ 0.4% |
| Tangible fixed assets22/27 | €568,564 | €54,585 | €42,989 | €21,971 | €23,729 | ▲ 8.0% |
| Land and buildings22 | €459,406 | - | - | - | - | - |
| Plant, machinery and equipment23 | €69,733 | €35,358 | €29,218 | €14,182 | €11,339 | ▼ 20.1% |
| Furniture and vehicles24 | €38,329 | €18,313 | €9,017 | €4,741 | €7,473 | ▲ 57.6% |
| Other tangible fixed assets26 | €1,097 | €914 | €4,754 | €3,048 | €4,918 | ▲ 61.3% |
| Financial fixed assets28 | €449,208 | €449,208 | €449,208 | €449,208 | €449,208 | = |
| Current assets29/58 | €373,081 | €1.1m | €467,125 | €749,260 | €629,354 | ▼ 16.0% |
| Amounts receivable after more than one year29 | - | - | - | - | €100,000 | - |
| Other amounts receivable291 | - | - | - | - | €100,000 | - |
| Stocks and contracts in progress3 | €48,425 | €109,899 | €111,591 | €128,328 | €87,684 | ▼ 31.7% |
| Stocks30/36 | €48,425 | €109,899 | €111,591 | €128,328 | €87,684 | ▼ 31.7% |
| Amounts receivable within one year40/41 | €254,990 | €180,425 | €171,055 | €135,083 | €133,733 | ▼ 1.0% |
| Trade receivables40 | €253,536 | €152,626 | €170,988 | €135,016 | €132,069 | ▼ 2.2% |
| Other amounts receivable41 | €1,455 | €27,800 | €67 | €67 | €1,665 | ▲ 2,375% |
| Cash at bank and in hand54/58 | €66,470 | €131,821 | €175,128 | €475,819 | €301,695 | ▼ 36.6% |
| Deferred charges and accrued income490/1 | €3,195 | €655,026 | €9,351 | €10,029 | €6,242 | ▼ 37.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.6m | €959,323 | €1.2m | €1.1m | ▼ 9.7% |
| Equity10/15 | €218,284 | €226,039 | €92,719 | €185,329 | €253,389 | ▲ 36.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €199,684 | €207,439 | €74,119 | €166,729 | €234,789 | ▲ 40.8% |
| Distributable reserves133 | €199,684 | €207,439 | €74,119 | €166,729 | €234,789 | ▲ 40.8% |
| Provisions and deferred taxes16 | €87,520 | €87,520 | €87,520 | €87,520 | €39,128 | ▼ 55.3% |
| Provisions for liabilities and charges160/5 | €87,520 | €87,520 | €87,520 | €87,520 | €39,128 | ▼ 55.3% |
| Pensions and similar obligations160 | €87,520 | €87,520 | €87,520 | €87,520 | €39,128 | ▼ 55.3% |
| Amounts payable17/49 | €1.1m | €1.3m | €779,084 | €947,591 | €809,775 | ▼ 14.5% |
| Amounts payable after more than one year17 | €702,434 | €262,006 | €334,780 | €334,397 | €337,080 | ▲ 0.8% |
| Financial debts170/4 | €702,434 | €262,006 | €334,780 | €334,397 | €337,080 | ▲ 0.8% |
| Amounts payable within one year42/48 | €378,760 | €632,063 | €443,072 | €612,476 | €472,695 | ▼ 22.8% |
| Current portion of amounts payable after more than one year42 | €90,155 | €51,115 | €51,010 | €51,414 | €51,817 | ▲ 0.8% |
| Financial debts43 | - | €32,910 | - | €42,000 | €50,127 | ▲ 19.3% |
| Credit institutions430/8 | - | €32,910 | - | €42,000 | €50,127 | ▲ 19.3% |
| Trade debts44 | €184,159 | €444,557 | €250,775 | €366,356 | €196,082 | ▼ 46.5% |
| Suppliers440/4 | €184,159 | €444,557 | €250,775 | €366,356 | €196,082 | ▼ 46.5% |
| Taxes, remuneration and social security45 | €104,353 | €103,245 | €141,287 | €152,706 | €174,669 | ▲ 14.4% |
| Taxes450/3 | €54,233 | €34,115 | €48,642 | €62,275 | €64,140 | ▲ 3.0% |
| Remuneration and social security454/9 | €50,120 | €69,130 | €92,645 | €90,431 | €110,530 | ▲ 22.2% |
| Other amounts payable47/48 | €93 | €236 | - | - | - | - |
| Accrued charges and deferred income492/3 | €3,855 | €373,337 | €1,232 | €718 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,337 | €7,755 | -€133,321 | €92,610 | €68,060 | ▼ 26.5% |
| + Depreciation and write-downs630 | €121,476 | €69,594 | €30,920 | €20,470 | €31,534 | ▲ 54.0% |
| Operating cash flow (approximation) | €111,139 | €77,349 | -€102,400 | €113,080 | €99,594 | ▼ 11.9% |
| Investment in fixed assets (approximation) | - | €444,385 | -€19,325 | €548 | -€33,292 | ▼ 6,171% |
| Change in cash | - | €65,351 | €43,307 | €300,691 | -€174,124 | ▼ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200,000Eq €253,389 ▲36.7%
2 profitable years in a row build equity to €253,389.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €92,610
Net result €92,610 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €185,329 ▲99.9%
Equity rises from €92,719 to €185,329.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€133,321
Net result drops to -€133,321, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €7,755
Net result €7,755 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Equity above €200,000Eq €274,501 ▲41.2%
2 profitable years in a row build equity to €274,501.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2004
Ground area
573 m²
Building footprint
144 m²
Parcel 12422C0183/00Z005, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DigitOffice
since 20042.136.972.257
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422C0183/00Z005 | Flanders | 573 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 owners · 1 holdingChain of control
- FOSTÉ CONSULTING
- Digitoffice
Highest known parent: FOSTÉ CONSULTING. The sources do not say who stands above it.
Owners 2
- FOSTÉ CONSULTINGparent100%
- Sourceaccounts ARLAMA 202325%
Holdings 1
-
100%
According to the 2025 annual accounts of Digitoffice and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 9,202 EUR awarded · 9,202 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 9,202 EUR | 9,202 EUR |
Schemes
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,408. 1,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0865146760
Registered
18-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.