Equity
DigitalCrafts paid out €50,000 in dividends. That is 182% of the 2025 profit.
DigitalCrafts paid out €50,000 in dividends. That is 182% of the 2025 profit.
The micro format states no turnover.
Debts rose by €54,630 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Short-term debts rose from €27,471 to €82,101.
The 2024 accounts came latest: 31 days after the end of the period.
Lower solvency than 81% of companies in computer programming and consultancy. Sector median 60.0% · 21,205 companies.
The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 20% of them on solvency, 36% on liquidity, 82% on profitability and 13% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,976 companies had the same profile as DigitalCrafts has now. Each dot stands for 20 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DigitalCrafts itself is lower: 0.3% within 12 months. It rests on far more data about DigitalCrafts than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for DigitalCrafts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.12 (2.14 in 2024), below the usual 1.5. Short-term debt is 83.1% and cash 78.3% of total assets. 83.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 30 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| DigitalCrafts Woluwe-Saint-Lambert | €98,837 | €39,270 | 16.9% | - |
| STEFUN DEV Etterbeek | €95,039 | €39,076 | 78.0% | - |
| BRIGHT-TECHNOLOGIES Molenbeek-Saint-Jean | €107,195 | €40,586 | 83.5% | - |
| CLEAR SKY Uccle | €91,116 | €42,847 | 86.8% | - |
| US DATA CONSULTING Brussels | €94,253 | €38,325 | 23.5% | - |
| Magali Thésias Anderlecht | €87,464 | €43,721 | 65.9% | - |
| reinert.dev Schaerbeek | €103,477 | €42,227 | 89.7% | - |
These companies have the same main activity as DigitalCrafts: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €87,500 and €107,000, founded between 2023 and 2024.
DigitalCrafts files the micro format. That format states no turnover. The gross margin rose from €5,892 in 2023 to €39,270 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €180,000.
Higher than 19% of 21,205 companies in 2025.
Higher than 22% of 20,568 companies in 2025.
Higher than 64% of 20,743 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
98,837 | 66,696 | 27,869 | |
21/28 |
6,867 | 7,987 | 7,124 | |
22/27 |
6,867 | 7,987 | 7,124 | |
24 |
3,118 | 6,092 | 5,976 | |
26 |
3,749 | 1,895 | 1,148 | |
29/58 |
91,970 | 58,709 | 20,745 | |
40/41 |
13,041 | 14,241 | 13,310 | |
40 |
12,632 | 14,192 | 13,310 | |
41 |
409 | 49 | - | |
54/58 |
77,367 | 39,705 | 6,364 | |
490/1 |
1,562 | 4,764 | 1,071 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
98,837 | 66,696 | 27,869 | |
10/15 |
16,736 | 39,226 | 6,114 | |
10/11 |
2,500 | 2,500 | 2,500 | |
14 |
14,236 | 36,726 | 3,614 | |
17/49 |
82,101 | 27,471 | 21,755 | |
42/48 |
82,101 | 27,471 | 21,755 | |
44 |
4,649 | 5,425 | 3,585 | |
440/4 |
4,649 | 5,425 | 3,585 | |
45 |
33,931 | 20,898 | 6,574 | |
450/3 |
33,931 | 20,898 | 6,574 | |
47/48 |
43,521 | 1,148 | 11,596 | |
| Income statement | ||||
9900 |
39,270 | 48,791 | 5,892 | |
630 |
3,558 | 2,671 | 655 | |
640/8 |
543 | 889 | 356 | |
9901 |
35,169 | 45,231 | 4,881 | |
75/76B |
- | 4 | 1 | |
75 |
- | 4 | 1 | |
65/66B |
152 | 154 | 39 | |
65 |
152 | 154 | 39 | |
9903 |
35,017 | 45,081 | 4,843 | |
67/77 |
7,506 | 11,970 | 1,229 | |
9904 |
27,511 | 33,112 | 3,614 | |
9905 |
27,511 | 33,112 | 3,614 | |
| Appropriation of the result | ||||
9906 |
64,236 | 36,726 | 3,614 | |
14P |
36,726 | 3,614 | - | |
694/7 |
50,000 | - | - | |
694 |
50,000 | - | - | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.
2025 annual accounts filed 30 days after the deadline. Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00498124.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 38,727 | 47,902 | 5,536 | ||
| 31,068 | 35,783 | 4,269 | ||
| 2,438 | 3,534 | 7,780 | ||
| 37,662 | 33,341 | - | ||
| 9,869 | 31,239 | -1,010 | ||
| 16.9% | 58.8% | 21.9% | ||
| 1.12 | 2.14 | 0.95 | ||
| 4.91 | 0.70 | 3.56 | ||
| 164.4% | 84.4% | 59.1% | ||
| 27.8% | 49.6% | 13.0% | ||
| over 100 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €2,438 | €3,534 | €7,780 |
| €3,558 | €2,671 | €655 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 22% lower than in 2024.
Debt's share of the balance-sheet total rises from 41.2% to 83.1%. Equity is lower and debt is higher.
DigitalCrafts has no parent and no holdings in its annual accounts. THILLAYE DU BOULLAY Joachim Gaëtan Marie Noël Ghislain is the only director. DigitalCrafts shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 4 August 2023, DigitalCrafts was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 In 2025 the registered office moved to Woluwe-Saint-Lambert.3 THILLAYE DU BOULLAY Joachim Gaëtan Marie Noël Ghislain is director of the company, appointed by deed of 08-08-2023.2 Total assets went from €27,869 in 2023 to €98,837 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Februarilaan 20 registered office 1200 Woluwe-Saint-Lambert | 04-08-2023 | 2.391.632.889 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21673D0087/00T049 | 206 m² | 1 · 58 m² | 12.8 m · 3 |
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