DigitalBuff
ActiveDigitalBuff has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €144k and a net result of €65k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 51% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency88=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.21 in 2023; short-term debt: 36.6% and cash: 35.6% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
29 d early
2022
40 d early
2021
18 d late
2020
31 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€144k▲ 21.0%
2023 · €119k
2018: €44k
2019: €65k
2020: €84k
2021: €93k
2022: €112k
2023: €119k
2018 → 2024
Total assets
€228k▲ 20.6%
2023 · €189k
2018: €68k
2019: €91k
2020: €115k
2021: €133k
2022: €172k
2023: €189k
2018 → 2024
Net result
€65k▲ 26.7%
2023 · €51k
2018: €18k
2019: €21k
2020: €20k
2021: €20k
2022: €54k
2023: €51k
2018 → 2024
Working capital
€116k▲ 41.6%
2023 · €82k
2018: €36k
2019: €57k
2020: €78k
2021: €98k
2022: €67k
2023: €82k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€93k▲ 11.2%€112k▲ 20.5%€119k▲ 6.1%€144k▲ 21.0%
Operating result€29k-€27k▼ 6.0%€71k▲ 165%€68k▼ 4.8%€85k▲ 25.8%
Net result€20k-€20k▼ 0.4%€54k▲ 172%€51k▼ 4.6%€65k▲ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €228k
Fixed assets
€29k▼ 27.3%
Current assets
€199k▲ 33.1%
Equity and liabilities €228k
Equity
€144k▲ 21.0%
Debt
€83k▲ 20.0%
The debt ratio falls from 36.8% to 36.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2023 · €79k
Cash flow
€76k▲
2023 · €63k
Solvency
63.4%▲
2023 · 63.2%
Current ratio
2.39▲
2023 · 2.21
Quick ratio
2.39▲
2023 · 2.21
Debt / equity
0.58▼
2023 · 0.58
ROE
45.0%▲
2023 · 43.0%
ROA
28.5%▲
2023 · 27.2%
Interest coverage
129.46▼
2023 · 210.98
Debt
€83k▲
2023 · €70k
Debt ≤ 1 year
€83k▲
2023 · €68k
Income taxes
€20k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€189k€228k▲
Fixed assets21/28€39k€29k▼
Tangible fixed assets22/27€39k€29k▼
Plant, machinery and equipment23€1k€722▼
Furniture and vehicles24€38k€28k▼
Current assets29/58€150k€199k▲
Amounts receivable within one year40/41€15k€47k▲
Trade receivables40€11k€47k▲
Other amounts receivable41€4k€216▼
Current investments50/53-€70k
Cash at bank and in hand54/58€133k€81k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€189k€228k▲
Equity10/15€119k€144k▲
Contributions10/11€19k€19k=
Reserves13€101k€126k▲
Distributable reserves133€101k€126k▲
Amounts payable17/49€70k€83k▲
Amounts payable within one year42/48€68k€83k▲
Trade debts44€5k€36k▲
Suppliers440/4€5k€301▼
Bills of exchange payable441-€36k
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€12k▲
Other amounts payable47/48€60k€36k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€18k€387▼
Gross operating margin9900€97k€96k▼
Operating profit (loss)9901€68k€85k▲
Financial income75/76B€123€524▲
Recurring financial income75€123€524▲
Financial charges65/66B€375€741▲
Recurring financial charges65€375€741▲
Profit (loss) for the period before taxes9903€67k€85k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€51k€65k▲
Profit (loss) for the period to be appropriated9905€51k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€65k▲
Transfer from equity791/2€18k-
Transfer to equity691/2€24k€25k▲
To other reserves6921€24k€25k▲
Profit to be distributed694/7€44k€40k▼
Return on contributions (dividend)694€44k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €65k ▲26.7%
Operating result €85k, net result €65k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €112k ▲20.5%
5 profitable years in a row build equity to €112k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tumkensberg 253130 BegijnendijkGround area
692 m²
Building footprint
110 m²
Volume, LiDAR
422 m³
Parcel 24010B0303/00N000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Digitalbuff
since 20172.263.331.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010B0303/00N000 | Flanders | 692 m² | 1 · 110 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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STORMSCODER
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Ismou Consulting
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JanPi Consulting
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CONSEQUITY
BE 0794.541.846
Brugge · Eq €145k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85699Other educational support services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.