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Digital Worker

Active
Private limited companyfounded 2024active for 2 yearsHondsstraat 7, 2250 Olen, BelgiumKBO/BCE: BE 1012.296.453
Summary

Digital Worker has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,576 and a net result of €18,959. Its solvency ranks better than 88% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 07-08-2024 Normal situation
Activity
Retail sale of information and communication equipment NACE 47400and 5 others
Establishment unit
2.362.446.183 2250 Olen, since 07-08-2024
Financial year end
31 December
Peppol
Reachable since 21-08-2024

Board and ownership

Board

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€26,322
▲ 86.5%
Turnover
≈ €240,000
estimated
Profit
€18,959
▲ 78.6%
Equity
€32,576
▲ 139%
Total assets
€40,587
▲ 118%
Score breakdownraises riskFounded in 2024Size: total assets €40,587lowers riskLiquidity: current ratio 5.07, cash €23,356Equity €32,576 (80.3% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 94% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+2
equity 80.3% of total assets
Liquidity 94+26
short-term debt 19.7% · cash 57.5%
Profitability 100=
return on assets 46.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 09-2025: 0.7% 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.8%▲ +0.1 percentage points vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026highest value 08-2026: 0.3%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.07 (3.74 in 2024), above the usual 1.5. Short-term debt is 19.7% and cash 57.5% of total assets. 19.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 94% on liquidity, 96% on profitability and 94% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 5.07, cash €23,356
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €40,587
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €32,576 (80.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 13 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-07-2026 at the NBB all 2 filings

Turnover
≈ €240,000
Estimated: probably between €140,000 and €410,000
Total assets
€40,587▲ 118%
2024 · €18,593
Net result
€18,959▲ 78.6%
2024 · €10,617
Working capital
€32,576▲ 139%
2024 · €13,617
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€25,510
▲ 87.0% 2025
20242025
Net result
€18,959
▲ 78.6% 2025
middle half of the sector
20242025
Equity
€32,576
▲ 139% 2025
middle half of the sector
20242025
Total assets
€40,587
▲ 118% 2025
lowest quarter of the sector
20242025
Debt
€8,011
▲ 61.0% 2025
20242025
Working capital
€32,576
▲ 139% 2025
middle half of the sector
20242025
Solvency
80.3%
▲ 7.0pp 2025
highest quarter of the sector
20242025
Current ratio
5.07
▲ 1.33 2025
highest quarter of the sector
20242025
Return on assets (ROA)
46.7%
▼ 10.4pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€13,639-€25,510▲ 87.0%
Net result€10,617within the sector's middle half-€18,959within the sector's middle half▲ 78.6%
Equity€13,617within the sector's middle half-€32,576within the sector's middle half▲ 139%
Total assets€18,593below the sector's middle half-€40,587below the sector's middle half▲ 118%
Debt€4,976-€8,011▲ 61.0%
Working capital€13,617within the sector's middle half-€32,576within the sector's middle half▲ 139%
Solvency73.2%above the sector's middle half-80.3%above the sector's middle half▲ 7.0pp
Current ratio3.74above the sector's middle half-5.07above the sector's middle half▲ 1.33
Return on assets (ROA)57.1%above the sector's middle half-46.7%above the sector's middle half▼ 10.4pp
above within below The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 87% higher than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €40,587
Equity €32,576 ▲ 139%
Debt €8,011 ▲ 61.0%
Debt's share of the balance-sheet total falls from 26.8% to 19.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.25▼
2024 · 0.37
ROE
58.2%▼
2024 · 78.0%
Debt ≤ 1 year
€8,011▲
2024 · €4,976
Income taxes
€6,429▲
2024 · €3,023
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€18,593€40,587▲
Current assets29/58€18,593€40,587▲
Amounts receivable within one year40/41€13,235€15,796▲
Trade receivables40€11,258€11,124▼
Other amounts receivable41€1,977€4,672▲
Cash at bank and in hand54/58€4,256€23,356▲
Deferred charges and accrued income490/1€1,102€1,435▲
Equity and liabilities
Total equity and liabilities10/49€18,593€40,587▲
Equity10/15€13,617€32,576▲
Contributions10/11€3,000€3,000=
Reserves13€10,617€29,576▲
Distributable reserves133€10,617€29,576▲
Amounts payable17/49€4,976€8,011▲
Amounts payable within one year42/48€4,976€8,011▲
Trade debts44€2,546€1,228▼
Suppliers440/4€2,546€1,228▼
Taxes, remuneration and social security45€2,430€6,783▲
Taxes450/3€2,430€6,783▲
Income statement Code20242025
Other operating charges640/8€471€812▲
Gross operating margin9900€14,111€26,322▲
Operating profit (loss)9901€13,639€25,510▲
Financial charges65/66B-€122
Recurring financial charges65-€122
Profit (loss) for the period before taxes9903€13,639€25,388▲
Income taxes67/77€3,023€6,429▲
Profit (loss) for the period9904€10,617€18,959▲
Profit (loss) for the period to be appropriated9905€10,617€18,959▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,617€18,959▲
Transfer to equity691/2€10,617€18,959▲
To other reserves6921€10,617€18,959▲

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Line20242025Change
Other operating charges640/8€471€812▲ 72.3%
Gross operating margin9900€14,111€26,322▲ 86.5%
Operating profit (loss)9901€13,639€25,510▲ 87.0%
Financial charges65/66B-€122-
Recurring financial charges65-€122-
Profit (loss) for the period before taxes9903€13,639€25,388▲ 86.1%
Income taxes67/77€3,023€6,429▲ 113%
Profit (loss) for the period9904€10,617€18,959▲ 78.6%
Profit (loss) for the period to be appropriated9905€10,617€18,959▲ 78.6%
Line20242025Change
Assets
Total assets20/58€18,593€40,587▲ 118%
Current assets29/58€18,593€40,587▲ 118%
Amounts receivable within one year40/41€13,235€15,796▲ 19.4%
Trade receivables40€11,258€11,124▼ 1.2%
Other amounts receivable41€1,977€4,672▲ 136%
Cash at bank and in hand54/58€4,256€23,356▲ 449%
Deferred charges and accrued income490/1€1,102€1,435▲ 30.2%
Equity and liabilities
Total equity and liabilities10/49€18,593€40,587▲ 118%
Equity10/15€13,617€32,576▲ 139%
Contributions10/11€3,000€3,000=
Reserves13€10,617€29,576▲ 179%
Distributable reserves133€10,617€29,576▲ 179%
Amounts payable17/49€4,976€8,011▲ 61.0%
Amounts payable within one year42/48€4,976€8,011▲ 61.0%
Trade debts44€2,546€1,228▼ 51.8%
Suppliers440/4€2,546€1,228▼ 51.8%
Taxes, remuneration and social security45€2,430€6,783▲ 179%
Taxes450/3€2,430€6,783▲ 179%
Line20242025Change
Profit (loss) for the period9904€10,617€18,959▲ 78.6%
Operating cash flow (approximation)€10,617€18,959▲ 78.6%
Change in cash-€19,100-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 39,278 companies had the same profile as Digital Worker has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Digital Worker itself is lower: 0.3% within 12 months. It rests on far more data about Digital Worker than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Digital Worker. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-07-2026 2026-00363557 PDF
31-12-2024 micro format 26-08-2025 2025-00401814 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
DE CEUSTER Dirk
Director (not named in the articles) · since 07-08-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
The sole director
“Hij kan bijzondere machten toekennen aan elke mandataris. Ten aanzien van derden zal de bijzonder gevolmachtigde het bewijs van zijn…”
Full text

Hij kan bijzondere machten toekennen aan elke mandataris. Ten aanzien van derden zal de bijzonder gevolmachtigde het bewijs van zijn aanstelling kunnen leveren bij middel van de publicatie of openbaarmaking overeenkomstig de wet. §2. Indien de vennootschap door meer dan één bestuurder wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die nodig of dienstig zijn tot verwezenlijking van het voorwerp van de vennootschap, behalve deze die de wet of de statuten aan de algemene vergadering voorbehouden of toekennen. Iedere bestuurder verbindt en vertegenwoordigt de vennootschap rechtsgeldig in rechte (als eiser of als verweerder) en buiten rechte, jegens derden en in alle akten met inbegrip van deze waarvoor de tussenkomst van een openbaar ambtenaar of een notaris vereist is. Hij kan bijzondere machten toekennen aan elke mandataris. Ten aanzien van derden zal de bijzonder gevolmachtigde het bewijs van zijn aanstelling kunnen leveren bij middel van de publicatie of openbaarmaking overeenkomstig de wet.

deed of 09-08-2024

Owners and capital

Shareholders

At incorporation act of 09-08-2024 ↗

Capital transactions

Capital over time
  1. 09-08-2024 Incorporation · €3,000 · 100 shares

Articles of association

Board and representation

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Bepaalde of onbepaalde termijn,bij gebrek aan bepaling geacht onbepaalde duur, 1”

Capital, shares and profit

Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
“100, aan ieder aandeel één stem verbonden”

Audit, dissolution and liquidation

Dissolution ruleThe articles set when and by whom the company can be dissolved.
“Beslissing algemene vergadering in vormen vereist voor statutenwijziging, 26”
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“27, documenten vermelden vennootschap in vereffening”

Articles of association, deed of 09-08-2024 (in Dutch)

Network & group

Digital Worker shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Digital Worker. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
31-07
NBB filing Annual accounts 2025 filedNBB
micro format · on the deadline day
2025
26-08
NBB filing Annual accounts 2024 filedNBB
micro format · 26 days late
2024
09-08
Gazette deed Incorporation
Starting capital €3,000 · Appointment: DE CEUSTER Dirk (director) · Permanent representative: DE CEUSTER Dirk · Founder7 points ▸
  • Incorporation, “Digital Worker” (deed in Dutch)
  • Founder, DE CEUSTER Dirk
  • Founding capital, €3,000
  • Registered office clause, “2250 Olen,Hondsstraat 7” (deed in Dutch)
  • Board rule, 1, “vergadering beslist aantal bestuurders te bepalen op één” (deed in Dutch)
  • Director appointment, DE CEUSTER Dirk (director (not named in the articles))
  • Permanent representative, DE CEUSTER Dirk

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Digital Worker was incorporated on 7 August 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, DE CEUSTER Dirk has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-08-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Digital Worker in Dutch
Enterprise number 1012.296.453
Legal form Private limited company
Status Active, normale toestand
Founded 07-08-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-08-2024 (in Dutch)
Name clauseThe company operates under this name according to its articles.
Digital Worker
deed of 09-08-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bij enkel besluit van het bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in…”
deed of 09-08-2024 (in Dutch)

Registered office and establishments

Registered office Hondsstraat 7, 2250 Olen, Belgium
Establishment unit Digital Worker, Hondsstraat 7, 2250 Olen since 07-08-2024 · unit number 2.362.446.183

Activities

NACEBEL 2025
47400 Retail sale of information and communication equipment main activity
62100 Computer programming
63100 Computing infrastructure, data processing, hosting and related activities
73300 Public relations and communication consultancy
82100 Office administrative and support services
82990 Other business support services
Codes under NACEBEL 2008
47410 Retail trade main activity
62010 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities
70210 Activities of head offices; management consultancy activities
82110 Office administrative, office support and other business support activities
82990 Other business support services

Invoicing and payment

VAT number BE 1012.296.453
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1012296453
Registered 21-08-2024

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 20:00
deed of 09-08-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
471 m²
Building footprint
166 m²
Building volume
692 m³
Cadastral parcel Region Area Buildings Height / floors
13029D0009/00X000 Flanders 471 m² 1 · 166 m² 8.5 m · 1