DIGITAL PEPPER
ActiveSummary
DIGITAL PEPPER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182,601 and a net result of €34,378. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+81
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 4.92 against 7.51 in 2024; short-term debt: 20.2% and cash: 61% of total assets), and 20.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
15%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €182,601
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
12 d late
2023
29 d late
2022
7 d late
2021
31 d late
2020
26 d late
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€182,601▲ 23.2%
2024 · €148,223
Total assets
€228,898▲ 34.5%
2024 · €170,182
Net result
€34,378
2024 · -€15,524
Working capital
€181,496▲ 26.9%
2024 · €143,033
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,005▲ 94.0%€255▼ 96.4%€173,066▲ 67,804%-€17,479€36,504
Net result€4,177within the sector's middle half▲ 19.6%-€452below the sector's middle half€130,089above the sector's middle half-€15,524below the sector's middle half€34,378within the sector's middle half
Equity€34,111within the sector's middle half▲ 14.0%€33,658within the sector's middle half▼ 1.3%€163,748above the sector's middle half▲ 386%€148,223within the sector's middle half▼ 9.5%€182,601above the sector's middle half▲ 23.2%
Total assets€38,050below the sector's middle half▲ 24.1%€89,071within the sector's middle half▲ 134%€191,357within the sector's middle half▲ 115%€170,182within the sector's middle half▼ 11.1%€228,898within the sector's middle half▲ 34.5%
Debt€3,939▲ 437%€55,413▲ 1,307%€27,609▼ 50.2%€21,959▼ 20.5%€46,296▲ 111%
Working capital€24,939▼ 11.1%€21,819▼ 12.5%€151,608▲ 595%€143,033▼ 5.7%€181,496▲ 26.9%
Solvency89.6%above the sector's middle half▼ 8.0pp37.8%within the sector's middle half▼ 51.9pp85.6%above the sector's middle half▲ 47.8pp87.1%above the sector's middle half▲ 1.5pp79.8%within the sector's middle half▼ 7.3pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36,504 after a loss of €17,479 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228,898
Fixed assets
€1,105 ▼ 78.7%
Current assets
€227,793 ▲ 38.1%
Equity and liabilities €228,898
Equity
€182,601 ▲ 23.2%
Debt
€46,296 ▲ 111%
Debt's share of the balance-sheet total rises from 12.9% to 20.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40,589▲
2024 · -€10,529
Cash flow
€38,463▲
2024 · -€8,574
Current ratio
4.92▼
2024 · 7.51
Debt to equity
0.25▲
2024 · 0.15
ROE
18.8%▲
2024 · -10.5%
ROA
15.0%▲
2024 · -9.1%
Interest coverage
66.20▲
2024 · -22.91
Debt ≤ 1 year
€46,296▲
2024 · €21,959
Income taxes
€5,603▲
2024 · €104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,967 | €4,832 | €7,700 | €6,950 | €4,085 | ▼ 41.2% |
| Other operating charges640/8 | €541 | €1,348 | €448 | €665 | €968 | ▲ 45.5% |
| Gross operating margin9900 | €9,514 | €6,434 | €181,214 | -€9,864 | €41,557 | ▲ 521% |
| Operating profit (loss)9901 | €7,005 | €255 | €173,066 | -€17,479 | €36,504 | ▲ 309% |
| Financial income75/76B | - | - | €52 | €2,519 | €4,091 | ▲ 62.4% |
| Recurring financial income75 | - | - | €52 | €2,519 | €4,091 | ▲ 62.4% |
| Financial charges65/66B | €193 | €476 | €319 | €460 | €613 | ▲ 33.4% |
| Recurring financial charges65 | €193 | €476 | €319 | €460 | €613 | ▲ 33.4% |
| Profit (loss) for the period before taxes9903 | €6,811 | -€221 | €172,799 | -€15,420 | €39,982 | ▲ 359% |
| Income taxes67/77 | €2,635 | €231 | €42,710 | €104 | €5,603 | ▲ 5,272% |
| Profit (loss) for the period9904 | €4,177 | -€452 | €130,089 | -€15,524 | €34,378 | ▲ 321% |
| Transfer to tax-exempt reserves689 | - | - | €54,730 | - | €21,050 | - |
| Profit (loss) for the period to be appropriated9905 | €4,177 | -€452 | €75,359 | -€15,524 | €13,328 | ▲ 186% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,050 | €89,071 | €191,357 | €170,182 | €228,898 | ▲ 34.5% |
| Fixed assets21/28 | €9,172 | €11,840 | €12,140 | €5,190 | €1,105 | ▼ 78.7% |
| Intangible fixed assets21 | €9,172 | €11,840 | €12,140 | €5,190 | €1,105 | ▼ 78.7% |
| Current assets29/58 | €28,878 | €77,231 | €179,217 | €164,992 | €227,793 | ▲ 38.1% |
| Amounts receivable within one year40/41 | €26,059 | €42,169 | €82,384 | €73,169 | €86,443 | ▲ 18.1% |
| Trade receivables40 | €19,610 | €34,229 | €20,921 | €13,106 | €22,426 | ▲ 71.1% |
| Other amounts receivable41 | €6,450 | €7,940 | €61,463 | €60,063 | €64,017 | ▲ 6.6% |
| Cash at bank and in hand54/58 | €2,819 | €35,063 | €96,833 | €91,823 | €139,620 | ▲ 52.1% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,730 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,050 | €89,071 | €191,357 | €170,182 | €228,898 | ▲ 34.5% |
| Equity10/15 | €34,111 | €33,658 | €163,748 | €148,223 | €182,601 | ▲ 23.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €56,590 | €56,590 | €77,640 | ▲ 37.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | €54,730 | €54,730 | €75,780 | ▲ 38.5% |
| Profit (loss) carried forward14 | €26,051 | €25,598 | €100,958 | €85,433 | €98,761 | ▲ 15.6% |
| Amounts payable17/49 | €3,939 | €55,413 | €27,609 | €21,959 | €46,296 | ▲ 111% |
| Amounts payable within one year42/48 | €3,939 | €55,413 | €27,609 | €21,959 | €46,296 | ▲ 111% |
| Trade debts44 | €1,881 | €54,942 | €17,900 | €21,582 | €45,500 | ▲ 111% |
| Suppliers440/4 | €1,881 | €54,942 | €17,900 | €21,582 | €45,500 | ▲ 111% |
| Advances received on contracts in progress46 | €295 | €295 | - | €229 | €229 | = |
| Taxes, remuneration and social security45 | €1,763 | €176 | €9,710 | - | €567 | - |
| Taxes450/3 | €1,763 | €176 | €9,710 | - | €567 | - |
| Other amounts payable47/48 | - | - | - | €147 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,177 | -€452 | €130,089 | -€15,524 | €34,378 | ▲ 321% |
| + Depreciation and write-downs630 | €1,967 | €4,832 | €7,700 | €6,950 | €4,085 | ▼ 41.2% |
| Operating cash flow (approximation) | €6,144 | €4,379 | €137,789 | -€8,574 | €38,463 | ▲ 549% |
| Investment in fixed assets (approximation) | - | -€7,500 | -€8,000 | €0 | €0 | - |
| Change in cash | - | €32,244 | €61,770 | -€5,010 | €47,797 | ▲ 1,054% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
29-07
State Gazette act
Appointment: Bureau Technique Mafi SA (director)Permanent representative: Barbé Erwin · Power of attorney5 facts ▸
State Gazette act
Appointment: Bureau Technique Mafi SA (director)
Permanent representative: Barbé Erwin · Power of attorney5 facts ▸
- General meeting, 06-05-2026
- Director appointment, Bureau Technique Mafi SA (director)
- Permanent representative, Barbé Erwin (permanent representative)
- Power of attorney, J.Jordens srl
- Power of attorney, Serge Solau
2025
31-12
Financial
Back to profitnet €34,378
Net result €34,378 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €182,601 ▲23.2%
Equity rises from €148,223 to €182,601.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet -€15,524
Net result drops to -€15,524, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €130,089
Net result €130,089 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 6.49
Current ratio from 1.39 to 6.49; short-term debt falls from €55,413 to €27,609.
31-12
Financial
Equity above €150,000Eq €163,748 ▲386%
Equity rises from €33,658 to €163,748.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Show earlier events
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7
Net result €7 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 29.20
Current ratio from 4.94 to 29.20; short-term debt falls from €6,708 to €938.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
Bureau Technique Mafi SA
CurrentDirector · since 06-05-2026 · Legal entity · perm. rep.: Barbé Erwin
Permanent representatives 1
Barbé Erwin
CurrentPermanent representative · since 06-05-2026 · for Bureau Technique Mafi SA
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
Ground area
347 m²
Building footprint
329 m²
Volume, LiDAR
3,129 m³
Parcel 21616A0121/00Y002, Brussels · tallest building 17.1 m, ±2 floors. Linked by address, not a title deed.
344
companies at this address
See who is registered here
1 establishment unit
WEBonWEB
since 20132.222.352.449
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0121/00Y002 | Brussels | 347 m² | 1 · 329 m² | 17.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Bureau Technique Mafi SA |
|
Structure & network
Owners and holdings
1 ownerOwners 1
-
40%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,098 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63910Web portal activities
70100Activities of head offices
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Contact
E-mail
info@digitalpepper.beUkkel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0538620511
Registered
16-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.