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DIGITAL LAB

Active
Private limited companyfounded 2024active for 2 yearsOp het Hofken 21, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 1011.246.180

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 18-06-2026 at the NBB

Turnover
≈ €100,000
Estimated: probably between €48,000 and €190,000
Total assets
€28,413
Net result
€11,621
Working capital
€18,479

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €28,413
Fixed assets €2,943
Current assets €25,471
Equity and liabilities €28,413
Equity €13,921
Debt €14,492
Debt's share of the balance-sheet total is 51.0%.
Key figures and ratios
2025 value
EBITDA
€18,372
Cash flow
€13,171
Current ratio
3.64
Debt to equity
1.04
ROE
83.5%
ROA
40.9%
Interest coverage
44.37
Debt ≤ 1 year
€6,992
Debt > 1 year
€7,500
Income taxes
€4,838

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,922
Financial fixed assets€570
Depreciation and write-downs of the year€1,549

Source: notes to the 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as DIGITAL LAB: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €24,000 and €32,400, founded in 2024.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
DIGITAL LAB Tongeren-Borgloon2024€28,413€13,921€18,434€11,6212025
MEDISTIA IMMO INVEST Ganshoren2024€32,057€17,914€18,642€12,9142025
DVB IT-Consultancy Lede2024€24,046-€3,084€17,629€12,0062025
ZYBEAU Sint-Pieters-Leeuw2024€29,990€20,482€20,534€14,1462025
VIRTU-IT Geraardsbergen2024€32,437€15,502€16,204€12,5022024
Lingorithmics Westerlo2024€25,625€18,717€21,547€16,8562025
Lumina Coaching & Consulting Bonheiden2024€24,264€12,426€19,117€12,0622025

They were chosen from the 18,969 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as DIGITAL LAB has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of DIGITAL LAB itself is lower: 0.1% within 12 months. It rests on far more data about DIGITAL LAB than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for DIGITAL LAB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines

Source: Annual accounts 2025 at the NBB, filed on 18-06-2026.

Balance sheet Code2025
Assets
Total assets20/58€28,413
Fixed assets21/28€2,943
Tangible fixed assets22/27€2,373
Furniture and vehicles24€2,373
Financial fixed assets28€570
Current assets29/58€25,471
Amounts receivable within one year40/41€4,272
Trade receivables40€4,272
Cash at bank and in hand54/58€20,536
Deferred charges and accrued income490/1€663
Equity and liabilities
Total equity and liabilities10/49€28,413
Equity10/15€13,921
Contributions10/11€2,300
Reserves13€11,621
Distributable reserves133€11,621
Amounts payable17/49€14,492
Amounts payable after more than one year17€7,500
Financial debts170/4€7,500
Amounts payable within one year42/48€6,992
Trade debts44€928
Suppliers440/4€928
Taxes, remuneration and social security45€5,273
Taxes450/3€5,273
Other amounts payable47/48€791
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,549
Other operating charges640/8€62
Gross operating margin9900€18,434
Operating profit (loss)9901€16,823
Financial income75/76B€51
Recurring financial income75€51
Financial charges65/66B€414
Recurring financial charges65€414
Profit (loss) for the period before taxes9903€16,459
Income taxes67/77€4,838
Profit (loss) for the period9904€11,621
Profit (loss) for the period to be appropriated9905€11,621
Appropriation of the result
Profit (loss) to be appropriated9906€11,621
Transfer to equity691/2€11,621
To other reserves6921€11,621

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,549
Other operating charges640/8€62
Gross operating margin9900€18,434
Operating profit (loss)9901€16,823
Financial income75/76B€51
Recurring financial income75€51
Financial charges65/66B€414
Recurring financial charges65€414
Profit (loss) for the period before taxes9903€16,459
Income taxes67/77€4,838
Profit (loss) for the period9904€11,621
Profit (loss) for the period to be appropriated9905€11,621
Line2025
Assets
Total assets20/58€28,413
Fixed assets21/28€2,943
Tangible fixed assets22/27€2,373
Furniture and vehicles24€2,373
Financial fixed assets28€570
Current assets29/58€25,471
Amounts receivable within one year40/41€4,272
Trade receivables40€4,272
Cash at bank and in hand54/58€20,536
Deferred charges and accrued income490/1€663
Equity and liabilities
Total equity and liabilities10/49€28,413
Equity10/15€13,921
Contributions10/11€2,300
Reserves13€11,621
Distributable reserves133€11,621
Amounts payable17/49€14,492
Amounts payable after more than one year17€7,500
Financial debts170/4€7,500
Amounts payable within one year42/48€6,992
Trade debts44€928
Suppliers440/4€928
Taxes, remuneration and social security45€5,273
Taxes450/3€5,273
Other amounts payable47/48€791
Line2025
Profit (loss) for the period9904€11,621
+ Depreciation and write-downs630€1,549
Operating cash flow (approximation)€13,171

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 18-06-2026 2026-00173250 NBB

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