Result
€43,828 ▼ 70.8%
The result fell in 2025 from €150,130 to €43,828.
DigiForm
Overview
Lifetime
2 annual accounts with figures on one time axispeak €194,254 (2024)
€57,777▼ 70.3%
peak €150,130 (2024)
€43,828▼ 70.8%
peak €127,529 (2025)
€127,529▲ 52.4%
€263,828▲ 117%
Board1 name since 2022
1 directorZWAAN Pieter-Jan
Documentsfilings and deeds
05-11-20255 days late
2025micro format
Gross margin from €194,254 to €57,777Result from €150,130 to €43,828Equity from €83,701 to €127,529Debts from €121,651 to €263,828Investments €59,995Cash from €201,997 to €303,069
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Investments
€59,995 10.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
10.65 was 1.69 in 2024
Short-term debts fell from €121,651 to €31,636.
Starting capital
€5,000 50 shares
Position in the sector
€391,357
Larger balance sheet than 84% of companies in computer programming and consultancy. Sector median €136,042 · 21,220 companies.
2026 accounts not filed, 9 days past the deadline
Checked score
95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.1%▲ +0.1 percentage points vs 10-2025highest value
12-2025: < 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: 0.1%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 10-11-2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 10.65, cash €303,069
Size: total assets €391,357
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 30% of them on solvency, 96% on liquidity, 44% on profitability and 80% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as DigiForm has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DigiForm itself is lower: 0.1% within 12 months. It rests on far more data about DigiForm than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for DigiForm. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.65 (1.69 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 77.4% of total assets. However, 67.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-11-2025, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2026
not filed
2025
5 days late
2024
22 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 14 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- ZWAAN Pieter-Jan 10 sharesdeed of 27-06-2022
- DOCKX Lieze 10 sharesdeed of 27-06-2022
- ROTTHIER Robbe 10 sharesdeed of 27-06-2022
Recent changes
Incorporation
Founding capital of €5,000, 50 shares · Founders: ZWAAN Pieter-Jan, DOCKX Lieze, ROTTHIER Robbe and 2 others · Appointment: ZWAAN Pieter-Jan (director) · published on 27-06-2022 · Gazette deed
First establishment
Geerdegemdries 13, Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DigiForm Mechelen | €391,357 | €57,777 | 32.6% | - |
| THE FUTURE CODE Antwerp | €478,695 | €60,215 | 16.9% | - |
| As Built Projects Merchtem | €416,748 | €61,919 | 38.8% | - |
| BRIGH'TECH Wavre | €346,533 | €48,978 | 75.3% | - |
| Softsuit Spiere-Helkijn | €404,815 | €52,517 | 34.4% | - |
| ABRELL IT CONSULTING Lochristi | €318,930 | €54,187 | 40.0% | - |
| Metix Wuustwezel | €344,099 | €61,300 | 13.4% | - |
These companies have the same main activity as DigiForm: computer programming (NACE 62100). They are comparable in size and age: total assets between €319,000 and €479,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 23-06-2022Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.334.159.9932800 Mechelen, since 23-06-2022
- Financial year end
- 31 March
- Peppol
- Reachable
Annual accounts to 31-03-2025
- €57,777▼ 70.3%
- €43,828▼ 70.8%
- €127,529▲ 52.4%
- €391,357▲ 90.6%
- Filing
- Filed on 05-11-2025
Insights on DigiForm
DigiForm has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,529 and a net result of €43,828.
Its solvency ranks better than 29% of 21,205 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 05-11-2025, 5 days late€57,777
▼ 70.3%
€51,670
▼ 73.3%
€43,828
▼ 70.8%
€305,378
▲ 266%
32.6%
▼ 8.2 percentage points
10.65
▲ 8.97
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €170,000.
Balance sheet
balance sheet total €391,357 on 31-03-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
32.6%
Higher than 29% of 21,205 companies in 2025.
10.65
Higher than 90% of 20,568 companies in 2025.
11.2%
Higher than 37% of 20,743 companies in 2025.
DigiForm
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
391,357 | 205,352 | |
21/28 |
54,344 | 337 | |
21 |
54,296 | - | |
22/27 |
48 | 337 | |
23 |
48 | - | |
24 |
0 | 337 | |
29/58 |
337,013 | 205,015 | |
40/41 |
33,714 | 3,018 | |
40 |
33,498 | 765 | |
41 |
215 | 2,253 | |
54/58 |
303,069 | 201,997 | |
490/1 |
231 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
391,357 | 205,352 | |
10/15 |
127,529 | 83,701 | |
10/11 |
5,000 | 5,000 | |
11 |
- | 5,000 | |
1109/19 |
- | 5,000 | |
13 |
78,701 | 78,701 | |
133 |
78,701 | 78,701 | |
14 |
43,828 | - | |
17/49 |
263,828 | 121,651 | |
42/48 |
31,636 | 121,651 | |
44 |
1,575 | 335 | |
440/4 |
1,575 | 335 | |
46 |
0 | 2,390 | |
45 |
30,061 | 47,640 | |
450/3 |
30,061 | 47,640 | |
47/48 |
0 | 71,286 | |
492/3 |
232,192 | - | |
| Income statement | |||
9900 |
57,777 | 194,254 | |
630 |
5,988 | 530 | |
640/8 |
118 | 109 | |
9901 |
51,670 | 193,615 | |
75/76B |
3,019 | 157 | |
75 |
3,019 | 157 | |
65/66B |
107 | 66 | |
65 |
107 | 66 | |
9903 |
54,583 | 193,706 | |
67/77 |
10,755 | 43,576 | |
9904 |
43,828 | 150,130 | |
9905 |
43,828 | 150,130 | |
| Appropriation of the result | |||
9906 |
43,828 | 150,130 | |
691/2 |
0 | 78,701 | |
6921 |
0 | 78,701 | |
694/7 |
0 | 71,429 | |
694 |
0 | 71,429 | |
| Document | |||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 05-11-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 5 days after the deadline. Filed on 5 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00564583.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 57,659 | 194,145 | ||
| 49,816 | 150,660 | ||
| 59,995 | 867 | ||
| 101,072 | - | ||
| 305,378 | 83,364 | ||
| 32.6% | 40.8% | ||
| 10.65 | 1.69 | ||
| 2.07 | 1.45 | ||
| 34.4% | 179.4% | ||
| 11.2% | 73.1% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2025 | 31-03-2024 |
|---|---|---|
| Tangible fixed assets | - | €867 |
| Intangible fixed assets | €59,995 | - |
| €5,988 | €530 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on DigiForm
The operating result for 2025 is 73% lower than in 2024.
Debt's share of the balance-sheet total rises from 59.2% to 67.4%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 22-06-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 05-11-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “(art. 12) Als er slechts één bestuurder is, is het geheel van de bestuursbevoegdheden aan hem toegekend, met de mogelijkheid een deel van…”deed of 27-06-2022
Mandates through the years
1 name, the dashed line is todayZWAAN Pieter-Jan
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- ZWAAN Pieter-Jan
- Director (not named in the articles), from 22-06-2022 to date
Control
This company
DigiForm
Equity €127,529
Profit €43,828 in 2025
Capital
- Contribution
- €5,000
- Shares
- 50
- Contribution per share
- €100
- Equity per share
- €2,551 in 2025
- Source
- deed of 27-06-2022
Articles of association
deed of 27-06-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Niet bezoldigd tenzij algemene vergadering anders beslist”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 18:00
Shareholders
At incorporation
deed of 27-06-2022 ↗
- ZWAAN Pieter-Jan 10 shares (20%) · €1,000
- DOCKX Lieze 10 shares (20%) · €1,000
- ROTTHIER Robbe 10 shares (20%) · €1,000
- CLAES Michael Frans Elisabeth 10 shares (20%) · €1,000
- VAN ROMPUY Alexander Luk Gerda Viktor 10 shares (20%) · €1,000
Network & group
No group
DigiForm has no parent and no holdings in its annual accounts. ZWAAN Pieter-Jan is the only director. DigiForm shares no director with another company.
At the same address
Geerdegemdries 13, 2800 Mechelen · 1 other company| DZist
registered office since 12-08-2025 · founded in 2025 |
total assets €76,487 (2025) 1026.419.356 |
Timeline
Timeline
6 events since 2022Filings
Financial
Establishments
20222023202420252026
2025
Annual accounts 2025 filed PDFmicro format · 5 days late
Liquidity more than 6 times current ratio 10.65 The current ratio rises from 1.69 to 10.65. Short-term debt falls from €121,651 to €31,636.
Equity above €100,000 equity €127,529 ▲52.4% With a profit in every financial year since 2024, equity grows to €127,529.
2024
Annual accounts 2024 filed PDFmicro format · 22 days late
2022
IncorporationFounding capital of €5,000, 50 shares · Founders: ZWAAN Pieter-Jan, DOCKX Lieze, ROTTHIER Robbe and 2 others · Appointment: ZWAAN Pieter-Jan (director) · published on 27-06-20227 points ▸
- Founder, ZWAAN Pieter-Jan
- Founder, DOCKX Lieze
- Founder, ROTTHIER Robbe
- Founder, CLAES Michael Frans Elisabeth
- Founder, VAN ROMPUY Alexander Luk Gerda Viktor
- Founding capital, €5,000, 50 shares
- Director appointment, ZWAAN Pieter-Jan (director (not named in the articles))
First establishment Geerdegemdries 13, Mechelen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 23 June 2022, DigiForm was incorporated as a private limited company by five natural persons, with a starting capital of €5,000.12 ZWAAN Pieter-Jan has served as director since 2022.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 0787.561.707
- VAT number
- BE 0787.561.707
- Peppol ID
- 0208:0787561707
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-06-2022
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 18:00deed of 27-06-2022 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DigiForm in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 27-06-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Geerdegemdries 13, 2800 Mechelen”deed of 27-06-2022 (in Dutch)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De creatie,het aanbieden en beheer van online-platforms,databases en webapplicaties; ICT-consulting,ICT-architectuur,ICT-auditing en…”deed of 27-06-2022 (in Dutch)
5 activities
- De creatie,het aanbieden en beheer van online-platforms,databases en webapplicaties
- ICT-consulting,ICT-architectuur,ICT-auditing en cloud-oplossingen
- Dataverzameling,rapportering van gegevens,analyse van gegevens
- De creatie,ontwikkeling,de engineering,alsmede de implementatie en het onderhoud van ICT-oplossingen in de brede zin van het woord
- Aankoop en verkoop,het huren en verhuren,het installeren en onderhouden van computerprogramma’s,computermateriaal en componenten ervan,deelsystemen en systemen op het gebied van de informatica en telecommunicatie
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Geerdegemdries 13 registered office 2800 Mechelen | 23-06-2022 | 2.334.159.993 |
Buildings and parcels at the address
- Ground area
- 1,314 m²
- Buildings
- 172 m²
- Volume, LiDAR
- 795 m³
- Tallest building
- 10.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12403E0768/00P004 | 1,314 m² | 1 · 172 m² | 10.2 m · 1 |