DIGIFIN
ActiveDIGIFIN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €27k. Equity is growing by ~76.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.17 against 4.28 in 2023), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
on the day
2022
39 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€182k
EBIT margin
27.3%
Net result
€27k▼ 33.0%
2023 · €40k
2021: €-25k
2022: €52k
2023: €40k
2021 → 2024
Working capital
€97k▲ 42.8%
2023 · €68k
2021: €-22k
2022: €29k
2023: €68k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€182k
Equity€-20k-€32k€72k▲ 125%€99k▲ 37.2%
Operating result€-25k-€61k€50k▼ 18.2%€32k▼ 34.8%
Net result€-25k-€52k€40k▼ 22.9%€27k▼ 33.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€2k▼ 49.0%
Current assets
€107k▲ 21.4%
Equity and liabilities €110k
Equity
€99k▲ 37.2%
Debt
€11k▼ 48.9%
The debt ratio falls from 22.2% to 9.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2023 · €52k
Cash flow
€29k▼
2023 · €42k
Solvency
90.4%▲
2023 · 77.8%
Current ratio
10.17▲
2023 · 4.28
Quick ratio
10.17▲
2023 · 4.28
Debt / equity
0.11▼
2023 · 0.29
ROE
27.1%▼
2023 · 55.5%
ROA
24.5%▼
2023 · 43.1%
Interest coverage
695.34▲
2023 · 609.17
Debt
€11k▼
2023 · €21k
Debt ≤ 1 year
€11k▼
2023 · €21k
Income taxes
€12k▼
2023 · €13k
Staff costs
€387
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€110k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€469▼
Furniture and vehicles24€2k€2k=
Current assets29/58€88k€107k▲
Amounts receivable after more than one year29€87k€106k▲
Other amounts receivable291€87k€106k▲
Amounts receivable within one year40/41€1k-
Trade receivables40€1k-
Cash at bank and in hand54/58€96€1k▲
Deferred charges and accrued income490/1€440-
Equity and liabilities
Total equity and liabilities10/49€93k€110k▲
Equity10/15€72k€99k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€67k€94k▲
Amounts payable17/49€21k€11k▼
Amounts payable within one year42/48€21k€11k▼
Trade debts44€81€434▲
Suppliers440/4€81€434▲
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€21k€10k▼
Income statement
Code20232024
Turnover70€182k-
Goods, raw materials, services and sundry goods60/61€159k-
Remuneration, social security and pensions62-€387
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€149€164▲
Gross operating margin9900€52k€35k▼
Operating profit (loss)9901€50k€32k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€85€50▼
Recurring financial charges65€85€50▼
Profit (loss) for the period before taxes9903€53k€39k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€40k€27k▼
Profit (loss) for the period to be appropriated9905€40k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€94k▲
Profit (loss) brought forward from the previous period14P€27k€67k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 10.17
Current ratio from 4.28 to 10.17; short-term debt falls from €21k to €11k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
Financial
Liquidity times 13current ratio 2.75
Current ratio from 0.21 to 2.75; short-term debt falls from €28k to €17k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van den Hautelei 1292100 AntwerpenGround area
185 m²
Building footprint
103 m²
Volume, LiDAR
561 m³
Parcel 11345B0436/00T005, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIGIFIN
since 20202.304.475.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0436/00T005 | Flanders | 185 m² | 1 · 103 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 822 EUR awarded · 822 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 570 EUR | 570 EUR |
| 2022 | 1 | 252 EUR | 252 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2020
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.digifin.be
E-mail:info@digifin.be