DIGID PLANNING
ActiveDIGID PLANNING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €301k and a net result of €129k. Its solvency ranks better than 27% of 429 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes
Profitability100
Solvency40
Growth-
Stability85
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 35.64), but 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2022
99 d late
2021
394 d late
2020
92 d late
2019
24 d early
2018
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€301k
Total assets
€2.97M
Net result
€129k
Working capital
€2.70M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €2.97M
Fixed assets
€197k
Current assets
€2.77M
Equity and liabilities €2.97M
Equity
€301k
Debt
€2.67M
Debt finances 89.9% of the balance-sheet total.
Key figures and ratios
Solvency
10.1%
Current ratio
35.64
Quick ratio
35.64
Debt / equity
8.87
ROE
42.8%
ROA
4.3%
Debt
€2.67M
Debt ≤ 1 year
€78k
Debt > 1 year
€2.59M
Income taxes
€48k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Total assets
20/58€2.97M
Fixed assets
21/28€197k
Financial fixed assets
28€197k
Current assets
29/58€2.77M
Amounts receivable within one year
40/41€82k
Cash & bank
54/58€51k
Total equity & liabilities
10/49€2.97M
Equity
10/15€301k
Contributions / capital
10/11€19k
Reserves
13€2k
Accumulated profits (losses)
14€281k
Amounts payable
17/49€2.67M
Amounts payable after one year
17€2.59M
Amounts payable within one year
42/48€78k
Trade debts payable within one year
44€2k
Income statement
Code2024
Gross operating margin
9900€-4k
Operating result
9901€-6k
Financial income
75€183k
Financial charges
65€470
Result before taxes
9903€177k
Income taxes
67/77€48k
Net result for the period
9904€129k
Result to be appropriated
9905€129k
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 394 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
20-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 24,574 companies in sector 82990 we hold annual accounts for 9,057. 6,378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2001
Fiscal year end31-12
Activities, NACEBEL
70311
82990Other business support services
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-07-2026. Scores and ratios are computed by Checked and are not a credit decision.