Skip to content

DIGER

Active
Private limited companyfounded 2001active for 25 yearsVosseschijnstraat 198, 2030 Antwerpen, BelgiumKBO/BCE: BE 0474.699.984
Summary

For DIGER, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €203,394 and a net result of €2,622. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 83% of 12,578 sector peers (NACE 47, financial year 2025). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2024, abbreviated format

2025 annual accounts filed late (76 days) Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00559357.

Equity
€203,394▲ 1.3%
2023 · €200,772
Total assets
€1.2m▲ 6.9%
2023 · €1.1m
Net result
€2,622▼ 4.9%
2023 · €2,758
Working capital
-€35,112▲ 78.4%
2023 · -€162,214
Trend over the years

2020 to 2024, 5 financial years 2019 to 2024, 6 financial years

The operating result recovers in 2024; 2024 is 8% above 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.02m 2024 Net result€0.003m 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line201920202021202220232024
Operating result€0.04m-€0.02m▼ 62.4%€0.08m▲ 350%€0.03m▼ 53.8%€0.01m▼ 57.8%€0.02m▲ 7.9%
Net result€0.04m-€0.007mwithin the sector's middle half▼ 79.4%€0.06mwithin the sector's middle half▲ 745%€0.03mwithin the sector's middle half▼ 57.8%€0.003mbelow the sector's middle half▼ 89.5%€0.003mbelow the sector's middle half▼ 4.9%
Equity€0.1m-€0.1mwithin the sector's middle half▲ 7.2%€0.2mwithin the sector's middle half▲ 56.8%€0.2mwithin the sector's middle half▲ 15.3%€0.2mwithin the sector's middle half▲ 1.4%€0.2mwithin the sector's middle half▲ 1.3%
Total assets€0.6m-€0.4mbelow the sector's middle half▼ 35.1%€0.7mwithin the sector's middle half▲ 65.2%€1.1mwithin the sector's middle half▲ 58.3%€1.1mwithin the sector's middle half▲ 2.0%€1.2mwithin the sector's middle half▲ 6.9%
Debt€0.5m-€0.3m▼ 43.3%€0.5m▲ 68.2%€0.9m▲ 72.9%€0.9m▲ 2.1%€1.0m▲ 8.2%
Working capital-€0.08m--€0.05mbelow the sector's middle half▲ 36.3%-€0.04mbelow the sector's middle half▲ 30.7%-€0.1mbelow the sector's middle half▼ 278%-€0.2mbelow the sector's middle half▼ 18.8%-€0.04mbelow the sector's middle half▲ 78.4%
Solvency16.2%-26.8%within the sector's middle half▲ 10.6pp25.5%within the sector's middle half▼ 1.4pp18.6%within the sector's middle half▼ 6.9pp18.4%within the sector's middle half▼ 0.1pp17.5%below the sector's middle half▼ 1.0pp
Current ratio0.55-0.66below the sector's middle half▲ 0.110.81below the sector's middle half▲ 0.150.50below the sector's middle half▼ 0.310.46below the sector's middle half▼ 0.040.80below the sector's middle half▲ 0.33
Return on assets (ROA)5.7%-1.8%within the sector's middle half▼ 3.9pp9.2%within the sector's middle half▲ 7.4pp2.5%within the sector's middle half▼ 6.8pp0.3%below the sector's middle half▼ 2.2pp0.2%below the sector's middle half=
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.2m
Fixed assets €1.0m ▲ 8.1%
Current assets €139,936 ▼ 0.7%
Equity and liabilities €1.2m
Equity €203,394 ▲ 1.3%
Debt €960,541 ▲ 8.2%
Debt's share of the balance-sheet total rises from 81.6% to 82.5%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€244,016▼
2023 · €274,813
Cash flow
€230,794▼
2023 · €262,892
Quick ratio
0.72▲
2023 · 0.42
Debt to equity
4.72▲
2023 · 4.42
ROE
1.3%▼
2023 · 1.4%
Interest coverage
18.35▼
2023 · 22.29
Debt ≤ 1 year
€175,049▼
2023 · €303,201
Debt > 1 year
€785,493▲
2023 · €584,653
Staff costs
€177
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.1m€1.2m▲
Fixed assets21/28€0.9m€1.0m▲
Tangible fixed assets22/27€0.9m€1.0m▲
Land and buildings22€0.1m€0.1m▼
Plant, machinery and equipment23€0.003m€0.002m▼
Furniture and vehicles24€21€21=
Leasing and similar rights25€0.7m€0.8m▲
Other tangible fixed assets26€0.1m€0.09m▼
Financial fixed assets28€0.003m€0.003m=
Current assets29/58€0.1m€0.1m▼
Stocks and contracts in progress3€0.01m€0.01m=
Stocks30/36€0.01m€0.01m=
Amounts receivable within one year40/41€0.1m€0.1m▲
Trade receivables40€0.1m€0.06m▼
Other amounts receivable41€0.005m€0.05m▲
Cash at bank and in hand54/58€0.001m€0.01m▲
Deferred charges and accrued income490/1€0.01m-
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.2m▲
Equity10/15€0.2m€0.2m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.2m€0.2m=
Non-distributable reserves130/1€0.002m€0.002m=
Reserves not available under the articles1311€0.002m€0.002m=
Distributable reserves133€0.2m€0.2m=
Profit (loss) carried forward14-€0.003m
Amounts payable17/49€0.9m€1.0m▲
Amounts payable after more than one year17€0.6m€0.8m▲
Financial debts170/4€0.6m€0.8m▲
Amounts payable within one year42/48€0.3m€0.2m▼
Current portion of amounts payable after more than one year42€0.3m€0.1m▼
Trade debts44€0.02m€0.01m▼
Suppliers440/4€0.02m€0.01m▼
Taxes, remuneration and social security45-€143
Taxes450/3-€143
Other amounts payable47/48€0.03m€0.02m▼
Income statement Code20232024
Remuneration, social security and pensions62-€177
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.3m€0.2m▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0.004m-
Other operating charges640/8€0.008m€0.04m▲
Gross operating margin9900€0.3m€0.3m▲
Operating profit (loss)9901€0.01m€0.02m▲
Financial income75/76B€409€76▼
Recurring financial income75€409€76▼
Financial charges65/66B€0.01m€0.01m▲
Recurring financial charges65€0.01m€0.01m▲
Profit (loss) for the period before taxes9903€0.003m€0.003m▼
Profit (loss) for the period9904€0.003m€0.003m▼
Profit (loss) for the period to be appropriated9905€0.003m€0.003m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.003m€0.003m▼
Transfer to equity691/2€0.003m-
To other reserves6921€0.003m-

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201920202021202220232024Change
Non-recurring operating income76A---€1,275---
Remuneration, social security and pensions62-----€177-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138,804€151,120€163,806€183,487€260,134€228,172▼ 12.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€4,260--
Other operating charges640/8---€11,991€7,965€44,569▲ 460%
Gross operating margin9900€187,011€187,631€245,373€230,240€287,037€288,762▲ 0.6%
Operating profit (loss)9901€44,488€16,727€75,308€34,762€14,679€15,844▲ 7.9%
Financial income75/76B---€1,005€409€76▼ 81.5%
Recurring financial income75€207€162-€1,005€409€76▼ 81.5%
Financial charges65/66B---€9,491€12,330€13,299▲ 7.9%
Recurring financial charges65€9,008€9,525€8,661€9,491€12,330€13,299▲ 7.9%
Profit (loss) for the period before taxes9903€35,687€7,364€66,647€26,276€2,758€2,622▼ 4.9%
Income taxes67/77--€4,426----
Profit (loss) for the period9904€35,687€7,364€62,221€26,276€2,758€2,622▼ 4.9%
Profit (loss) for the period to be appropriated9905€35,687€7,364€62,221€26,276€2,758€2,622▼ 4.9%
Line201920202021202220232024Change
Assets
Total assets20/58€0.6m€0.4m€0.7m€1.1m€1.1m€1.2m▲ 6.9%
Fixed assets21/28€0.5m€0.3m€0.5m€0.9m€0.9m€1.0m▲ 8.1%
Tangible fixed assets22/27€0.5m€0.3m€0.5m€0.9m€0.9m€1.0m▲ 8.1%
Land and buildings22---€0.1m€0.1m€0.1m▼ 4.3%
Plant, machinery and equipment23---€0.003m€0.003m€0.002m▼ 43.4%
Furniture and vehicles24---€353€21€21=
Leasing and similar rights25---€0.6m€0.7m€0.8m▲ 16.8%
Other tangible fixed assets26---€0.2m€0.1m€0.09m▼ 27.2%
Financial fixed assets28-€0.003m€0.003m€0.003m€0.003m€0.003m=
Current assets29/58€0.1m€0.1m€0.2m€0.1m€0.1m€0.1m▼ 0.7%
Stocks and contracts in progress3€0.01m€0.01m€0.01m€0.01m€0.01m€0.01m=
Stocks30/36---€0.01m€0.01m€0.01m=
Amounts receivable within one year40/41€0.08m€0.08m€0.1m€0.1m€0.1m€0.1m▲ 1.4%
Trade receivables40---€0.1m€0.1m€0.06m▼ 42.6%
Other amounts receivable41---€0.005m€0.005m€0.05m▲ 1,024%
Cash at bank and in hand54/58€0.01m€0.009m€0.02m€0.007m€0.001m€0.01m▲ 704%
Deferred charges and accrued income490/1---€0.005m€0.01m--
Equity and liabilities
Total equity and liabilities10/49€0.6m€0.4m€0.7m€1.1m€1.1m€1.2m▲ 6.9%
Equity10/15€0.1m€0.1m€0.2m€0.2m€0.2m€0.2m▲ 1.3%
Contributions10/11€0.02m€0.02m-€0.02m€0.02m€0.02m=
Reserves13€0.002m€0.002m€0.2m€0.2m€0.2m€0.2m=
Non-distributable reserves130/1---€0.002m€0.002m€0.002m=
Reserves not available under the articles1311---€0.002m€0.002m€0.002m=
Distributable reserves133---€0.2m€0.2m€0.2m=
Profit (loss) carried forward14€0.08m€0.09m€0.08m--€0.003m-
Amounts payable17/49€0.5m€0.3m€0.5m€0.9m€0.9m€1.0m▲ 8.2%
Amounts payable after more than one year17€0.3m€0.1m€0.3m€0.6m€0.6m€0.8m▲ 34.4%
Financial debts170/4---€0.6m€0.6m€0.8m▲ 34.4%
Amounts payable within one year42/48€0.2m€0.2m€0.2m€0.3m€0.3m€0.2m▼ 42.3%
Current portion of amounts payable after more than one year42---€0.2m€0.3m€0.1m▼ 44.3%
Trade debts44€0.02m€0.01m€0.03m€0.03m€0.02m€0.01m▼ 51.9%
Suppliers440/4---€0.03m€0.02m€0.01m▼ 51.9%
Taxes, remuneration and social security45-----€143-
Taxes450/3-----€143-
Other amounts payable47/48---€0.01m€0.03m€0.02m▼ 16.3%
Accrued charges and deferred income492/3---€85---
Line201920202021202220232024Change
Profit (loss) for the period9904€35,687€7,364€62,221€26,276€2,758€2,622▼ 4.9%
+ Depreciation and write-downs630€138,804€151,120€163,806€183,487€260,134€228,172▼ 12.3%
Operating cash flow (approximation)€174,490€158,483€226,027€209,763€262,892€230,794▼ 12.2%
Investment in fixed assets (approximation)-€72,203-€379,506-€593,302-€277,211-€304,532▼ 9.9%
Change in cash--€1,037€6,557-€7,712-€6,027€10,276-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 22 filings with the National Bank
Financial year Type Filed Reference
31-03-2024 abbreviated format 11-12-2024 2024-00614889
31-03-2023 abbreviated format 31-10-2023 2023-00499640
31-03-2022 abbreviated format 31-10-2022 2022-20478365
31-03-2021 abbreviated format 02-11-2021 2021-75300228
31-03-2020 abbreviated format 13-11-2020 2020-70000421
31-03-2019 micro format 30-10-2019 2019-71800466
31-03-2018 micro format 29-10-2018 2018-70300147
31-03-2017 micro format 31-10-2017 2017-68200298
31-03-2016 abbreviated format 30-09-2016 2016-62400505
31-03-2015 abbreviated format 24-09-2015 2015-59500391

Show all 22 filings

Similar companies · same sector, comparable size

Of the 1,448 active companies whose main activity is retail sale of bicycles (NACE 47632), figures are known for 737. 632 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.