DIFFOP
ActiveSummary
DIFFOP has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €71k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 6.25 in 2024; short-term debt: 45.8% and cash: 86.4% of total assets), and 45.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
43%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
16 d early
2023
19 d early
2022
28 d early
2021
34 d early
2020
36 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€90k▲ 1.2%
2024 · €89k
Total assets
€166k▲ 57.6%
2024 · €105k
Net result
€71k▲ 1.5%
2024 · €70k
Working capital
€87k▲ 0.5%
2024 · €87k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€80k▲ 123%€66k▼ 17.0%€68k▲ 2.4%€88k▲ 30.1%€90k▲ 1.4%
Net result€62k▲ 124%€52k▼ 16.5%€53k▲ 2.3%€70k▲ 31.9%€71k▲ 1.5%
Equity€136k▲ 84.7%€71k▼ 48.0%€124k▲ 75.4%€89k▼ 28.3%€90k▲ 1.2%
Total assets€176k▲ 60.3%€204k▲ 15.9%€168k▼ 17.5%€105k▼ 37.3%€166k▲ 57.6%
Debt€40k▲ 10.3%€133k▲ 235%€44k▼ 66.8%€16k▼ 62.6%€76k▲ 362%
Working capital€137k▲ 92.1%€74k▼ 45.9%€124k▲ 67.3%€87k▼ 30.0%€87k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€3k ▲ 28.4%
Current assets
€163k ▲ 58.3%
Equity and liabilities €166k
Equity
€90k ▲ 1.2%
Debt
€76k ▲ 362%
Debt's share of the balance-sheet total rises from 15.6% to 45.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €89k
Cash flow
€73k▲
2024 · €71k
Current ratio
2.14▼
2024 · 6.25
Debt to equity
0.85▲
2024 · 0.19
ROE
79.3%▲
2024 · 79.1%
ROA
43.0%▼
2024 · 66.7%
Interest coverage
570.77▲
2024 · 537.42
Debt ≤ 1 year
€76k▲
2024 · €16k
Income taxes
€19k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €3k | €206 | €712 | €1k | ▲ 64.6% |
| Other operating charges640/8 | €1k | €967 | €1k | €1k | €1k | ▲ 2.9% |
| Gross operating margin9900 | €85k | €70k | €69k | €90k | €92k | ▲ 1.9% |
| Operating profit (loss)9901 | €80k | €66k | €68k | €88k | €90k | ▲ 1.4% |
| Financial income75/76B | - | - | €16 | €783 | €755 | ▼ 3.6% |
| Recurring financial income75 | - | - | €16 | €783 | €755 | ▼ 3.6% |
| Financial charges65/66B | €233 | €263 | €266 | €166 | €159 | ▼ 4.0% |
| Recurring financial charges65 | €233 | €263 | €266 | €166 | €159 | ▼ 4.0% |
| Profit (loss) for the period before taxes9903 | €80k | €66k | €68k | €89k | €90k | ▲ 1.4% |
| Income taxes67/77 | €17k | €14k | €14k | €19k | €19k | ▲ 0.9% |
| Profit (loss) for the period9904 | €62k | €52k | €53k | €70k | €71k | ▲ 1.5% |
| Profit (loss) for the period to be appropriated9905 | €62k | €52k | €53k | €70k | €71k | ▲ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €176k | €204k | €168k | €105k | €166k | ▲ 57.6% |
| Fixed assets21/28 | €3k | €503 | €297 | €2k | €3k | ▲ 28.4% |
| Tangible fixed assets22/27 | €3k | €503 | €297 | €2k | €3k | ▲ 28.4% |
| Plant, machinery and equipment23 | €229 | €262 | €130 | €2k | €3k | ▲ 36.7% |
| Furniture and vehicles24 | €3k | €241 | €166 | €233 | €125 | ▼ 46.3% |
| Current assets29/58 | €173k | €203k | €168k | €103k | €163k | ▲ 58.3% |
| Amounts receivable within one year40/41 | €16k | €33k | €14k | €12k | €19k | ▲ 56.7% |
| Trade receivables40 | €16k | €33k | €14k | €12k | €17k | ▲ 44.7% |
| Other amounts receivable41 | - | - | - | - | €1k | - |
| Cash at bank and in hand54/58 | €155k | €165k | €150k | €81k | €144k | ▲ 76.6% |
| Deferred charges and accrued income490/1 | €2k | €5k | €4k | €10k | €1k | ▼ 89.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €176k | €204k | €168k | €105k | €166k | ▲ 57.6% |
| Equity10/15 | €136k | €71k | €124k | €89k | €90k | ▲ 1.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €118k | €52k | €105k | €70k | €71k | ▲ 1.5% |
| Distributable reserves133 | €118k | €52k | €105k | €70k | €71k | ▲ 1.5% |
| Amounts payable17/49 | €40k | €133k | €44k | €16k | €76k | ▲ 362% |
| Amounts payable within one year42/48 | €36k | €129k | €44k | €16k | €76k | ▲ 362% |
| Trade debts44 | €4k | €3k | €3k | €2k | €6k | ▲ 244% |
| Suppliers440/4 | €4k | €3k | €3k | €2k | €6k | ▲ 244% |
| Taxes, remuneration and social security45 | €15k | €10k | €10k | €11k | €11k | ▲ 3.7% |
| Taxes450/3 | €15k | €10k | €10k | €11k | €11k | ▲ 3.7% |
| Other amounts payable47/48 | €17k | €117k | €31k | €4k | €60k | ▲ 1,270% |
| Accrued charges and deferred income492/3 | €4k | €4k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €52k | €53k | €70k | €71k | ▲ 1.5% |
| + Depreciation and write-downs630 | €4k | €3k | €206 | €712 | €1k | ▲ 64.6% |
| Operating cash flow (approximation) | €66k | €55k | €54k | €71k | €73k | ▲ 2.2% |
| Investment in fixed assets (approximation) | - | €-251 | €0 | €-3k | €-2k | ▲ 33.1% |
| Change in cash | - | €10k | €-15k | €-68k | €62k | ▲ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €71k ▲1.5%
Operating result €90k, net result €71k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.80
Current ratio from 1.57 to 3.80; short-term debt falls from €129k to €44k.
31-12
Financial
Equity above €100kEq €124k ▲75.4%
5 profitable years in a row build equity to €124k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €136k ▲84.7%
3 profitable years in a row build equity to €136k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Ground area
192 m²
Building footprint
102 m²
Volume, LiDAR
532 m³
Parcel 24433E0256/00B008, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIFFOP
since 20182.279.928.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0256/00B008 | Flanders | 192 m² | 1 · 102 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.