DIFAST CONSTRUCT
ActiveFrom the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
DIFAST CONSTRUCT has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,217 and a net result of €115,301. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 16% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Official details
KBO- Status
- Active since 28-11-2014 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue d'Alleur 77, 4000 Liège
- Activity
- Roofing work NACE 43410and 1 other
- Establishment unit
- 2.237.571.947 4000 Liège, since 28-11-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 28-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €309,943
- ▲ 93.4%
- Turnover
- ≈ €750,000
- estimated
- Profit
- €115,301
- ▲ 43×
- Equity
- €58,217
- Total assets
- €472,306
- ▲ 11.0%
- Staff
- 3 FTE
- ▼ 9.1%
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €472,306Founded in 2014Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 15% of them on solvency, 18% on liquidity, 84% on profitability and 99% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00544428.
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 30-09-2026
- Format
- micro format
- Reference
- 2026-00544428
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is nearly 12 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Companies with the same profile, two years later
Historical observationIn July 2024, 5,053 companies had the same profile as DIFAST CONSTRUCT has now. Two years later, 1.6% had gone bankrupt and 95.9% were still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIFAST CONSTRUCT itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for DIFAST CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €108,951 | €130,505 | €197,360 | €121,100 | €144,110 | ▲ 19.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,723 | €36,407 | €33,550 | €22,235 | €22,016 | €22,111 | €22,344 | €23,581 | ▲ 5.5% |
| Other operating charges640/8 | - | - | - | €5,197 | €6,501 | €3,539 | €4,972 | €5,026 | ▲ 1.1% |
| Non-recurring operating charges66A | - | - | - | €500 | - | - | - | - | - |
| Gross operating margin9900 | €203,059 | €258,384 | €219,244 | €169,373 | €75,027 | €236,330 | €160,301 | €309,943 | ▲ 93.4% |
| Operating profit (loss)9901 | €25,352 | €13,048 | €26,586 | €32,489 | -€83,995 | €13,320 | €11,885 | €137,226 | ▲ 12× |
| Financial income75/76B | - | - | - | €258 | €158 | €7 | €288 | €50 | ▼ 82.6% |
| Recurring financial income75 | €1,025 | €762 | €1,107 | €258 | €158 | €7 | €288 | €50 | ▼ 82.6% |
| Financial charges65/66B | - | - | - | €8,790 | €10,543 | €11,904 | €9,083 | €8,696 | ▼ 4.3% |
| Recurring financial charges65 | €3,071 | €3,857 | €9,691 | €8,790 | €10,543 | €11,904 | €9,083 | €8,696 | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €23,306 | €9,953 | €18,002 | €23,957 | -€94,380 | €1,423 | €3,090 | €128,581 | ▲ 42× |
| Income taxes67/77 | €5,420 | - | €2,374 | €5,031 | €439 | €412 | €393 | €13,279 | ▲ 34× |
| Profit (loss) for the period9904 | €17,887 | €9,953 | €15,628 | €18,927 | -€94,819 | €1,011 | €2,697 | €115,301 | ▲ 43× |
| Profit (loss) for the period to be appropriated9905 | €17,887 | €9,953 | €15,628 | €18,927 | -€94,819 | €1,011 | €2,697 | €115,301 | ▲ 43× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €171,055 | €416,756 | €479,431 | €516,289 | €626,694 | €591,411 | €425,406 | €472,306 | ▲ 11.0% |
| Fixed assets21/28 | €48,320 | €230,221 | €253,391 | €229,022 | €209,461 | €190,151 | €176,848 | €160,008 | ▼ 9.5% |
| Tangible fixed assets22/27 | €48,228 | €230,129 | €253,300 | €228,931 | €209,370 | €190,060 | €176,757 | €159,917 | ▼ 9.5% |
| Land and buildings22 | - | - | - | €219,466 | €202,004 | €184,542 | €167,079 | €149,617 | ▼ 10.5% |
| Plant, machinery and equipment23 | - | - | - | €3,773 | €3,498 | €3,594 | €3,573 | €3,812 | ▲ 6.7% |
| Furniture and vehicles24 | - | - | - | €2,296 | €1,700 | €984 | €6,104 | €6,488 | ▲ 6.3% |
| Leasing and similar rights25 | - | - | - | €2,880 | €1,910 | €941 | - | - | - |
| Other tangible fixed assets26 | - | - | - | €516 | €258 | - | - | - | - |
| Financial fixed assets28 | €91 | €91 | €91 | €91 | €91 | €91 | €91 | €91 | = |
| Current assets29/58 | €122,735 | €186,535 | €226,040 | €287,267 | €417,233 | €401,260 | €248,558 | €312,298 | ▲ 25.6% |
| Stocks and contracts in progress3 | €6,912 | €6,900 | €6,499 | €163,848 | €227,207 | €262,163 | €69,572 | €1,876 | ▼ 97.3% |
| Stocks30/36 | - | - | - | €163,848 | €227,207 | €262,163 | €69,572 | €1,876 | ▼ 97.3% |
| Amounts receivable within one year40/41 | €100,928 | €166,005 | €94,214 | €110,682 | €115,775 | €95,164 | €157,239 | €269,538 | ▲ 71.4% |
| Trade receivables40 | - | - | - | €81,091 | €76,971 | €77,639 | €118,956 | €238,184 | ▲ 100% |
| Other amounts receivable41 | - | - | - | €29,591 | €38,804 | €17,525 | €38,283 | €31,354 | ▼ 18.1% |
| Cash at bank and in hand54/58 | €9,781 | €4,652 | €108,062 | €2,401 | €64,400 | €32,818 | €8,453 | €29,023 | ▲ 243% |
| Deferred charges and accrued income490/1 | - | - | - | €10,336 | €9,851 | €11,115 | €13,293 | €11,861 | ▼ 10.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €171,055 | €416,756 | €479,431 | €516,289 | €626,694 | €591,411 | €425,406 | €472,306 | ▲ 11.0% |
| Equity10/15 | €38,195 | €48,148 | €63,776 | €82,702 | -€12,117 | -€11,106 | -€8,409 | €58,217 | - |
| Contributions10/11 | €6,300 | €6,300 | - | €6,300 | €6,300 | €6,300 | €6,300 | €18,600 | ▲ 195% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €39,617 | ▲ 21× |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | - | - | - | €37,757 | - |
| Profit (loss) carried forward14 | €30,035 | €39,988 | €55,616 | €74,542 | -€20,277 | -€19,266 | -€16,569 | - | - |
| Amounts payable17/49 | €132,860 | €368,608 | €415,656 | €433,587 | €638,811 | €602,517 | €433,815 | €414,089 | ▼ 4.5% |
| Amounts payable after more than one year17 | €34,131 | €190,168 | €215,115 | €329,527 | €359,220 | €244,669 | €168,165 | €152,537 | ▼ 9.3% |
| Financial debts170/4 | - | - | - | €329,527 | €359,220 | €244,669 | €168,165 | €152,537 | ▼ 9.3% |
| Amounts payable within one year42/48 | €98,730 | €178,440 | €200,541 | €104,060 | €279,590 | €357,848 | €265,649 | €261,552 | ▼ 1.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €9,370 | €34,670 | €140,156 | €76,504 | €15,895 | ▼ 79.2% |
| Financial debts43 | - | - | - | €7,196 | €16,889 | - | €4,388 | €810 | ▼ 81.5% |
| Credit institutions430/8 | - | - | - | €7,196 | €16,889 | - | €4,388 | €810 | ▼ 81.5% |
| Trade debts44 | €43,466 | €139,563 | €145,505 | €47,891 | €141,037 | €100,107 | €118,326 | €129,023 | ▲ 9.0% |
| Suppliers440/4 | - | - | - | €47,891 | €141,037 | €100,107 | €118,326 | €129,023 | ▲ 9.0% |
| Taxes, remuneration and social security45 | - | - | - | €20,619 | €30,299 | €33,712 | €5,659 | €42,132 | ▲ 644% |
| Taxes450/3 | - | - | - | €10,114 | €9,428 | €2,201 | €2,631 | €23,959 | ▲ 811% |
| Remuneration and social security454/9 | - | - | - | €10,505 | €20,872 | €31,511 | €3,028 | €18,173 | ▲ 500% |
| Other amounts payable47/48 | - | - | - | €18,984 | €56,694 | €83,873 | €60,773 | €73,692 | ▲ 21.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,887 | €9,953 | €15,628 | €18,927 | -€94,819 | €1,011 | €2,697 | €115,301 | ▲ 43× |
| + Depreciation and write-downs630 | €23,723 | €36,407 | €33,550 | €22,235 | €22,016 | €22,111 | €22,344 | €23,581 | ▲ 5.5% |
| Operating cash flow (approximation) | €41,609 | €46,360 | €49,178 | €41,162 | -€72,803 | €23,122 | €25,040 | €138,882 | ▲ 455% |
| Investment in fixed assets (approximation) | - | -€218,308 | -€56,720 | €2,134 | -€2,455 | -€2,801 | -€9,040 | -€6,741 | ▲ 25.4% |
| Change in cash | - | -€5,129 | €103,410 | -€105,661 | €61,999 | -€31,582 | -€24,365 | €20,570 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 11 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00544428 | NBB |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00476951 | |
| 31-12-2023 | micro format | 10-09-2024 | 2024-00459430 | |
| 31-12-2022 | micro format | 12-07-2023 | 2023-00246715 | |
| 31-12-2021 | micro format | 16-09-2022 | 2022-20433799 | |
| 31-12-2020 | micro format | 28-06-2021 | 2021-27200175 | |
| 31-12-2019 | micro format | 28-08-2020 | 2020-48500220 | |
| 31-12-2018 | micro format | 27-08-2019 | 2019-51700401 | |
| 31-12-2017 | micro format | 13-09-2018 | 2018-63100104 | |
| 31-12-2016 | full format | 15-06-2017 | 2017-19000124 |
Comparable companies
These companies have the same main activity as DIFAST CONSTRUCT: roofing work (NACE 43410). They are comparable in size and age: total assets between €455,000 and €541,000, founded between 2013 and 2016.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| DIFAST CONSTRUCT Liège | 2014 | €472,306 | €58,217 | €309,943 | €115,301 | - | 2025 |
| TOITURES LAVIOLETTE Juprelle | 2015 | €482,251 | €106,187 | €293,354 | €45,891 | - | 2025 |
| JER’HOME TOITURE Huy | 2015 | €502,620 | €87,866 | €345,909 | €75,669 | 4.6 | 2025 |
| Reno-toit Waremme | 2016 | €468,162 | -€38,280 | €311,214 | €36,140 | 5 | 2025 |
| PLOUVIER & SOHN Bütgenbach | 2013 | €455,284 | €200,873 | €262,931 | €39,093 | - | 2025 |
| FFX Herve | 2016 | €534,730 | €32,073 | €284,485 | €32,627 | - | 2025 |
| TOITURES MICHEL ROBERT Engis | 2015 | €540,834 | €256,187 | €260,861 | €46,192 | 3 | 2025 |
They were chosen from the 4,256 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BERWAER Fabrice |
|
| DESSART Steve |
|
The board according to the articles of association
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Modifications statuts, assemblée_générale”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Si_aucun_autre_désigné, désigner_liquidateurs_déterminer_pouvoirs_émoluments”
Articles of association, deed of 28-12-2023 (in French)
Owners and capital
Capital transactions
- 28-12-2023 Converted to unavailable equity
Shares according to the articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs proportionnellement nombre actions acquises, toutes cessions entre vifs onéreux/gratuit,volontaires/forcées…”
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Décision de suppression vaut également pour ces versements, versements futurs de la part non encore libérée du capital souscrit dans le…”“Appels de fonds, Article 6”“Séances_procès-verbaux, signées_par_membre_organe_représentation”“Une voix par action sauf sans droit vote, délibérations”“Organe d administration, n_annule_pas_autres_décisions_sauf_AG_contraire”“Répartition_réserves, moitié_réserves_moitié_distribuée”Liquidation distribution: “Apurement dettes charges frais ou consignation, actif_net_entre_actionnaires_proportion_actions_biens_conservés_même_proportion”“Siège, communications sommations assignations significations valables”“Compétence_judiciaire, société_actionnaires_administrateurs_commissaires_liquidateurs_affaires_société_exécution_statuts”“Apport en numéraire avec émission de nouvelles actions – droit de préférence, courrier électronique,ou courrier ordinaire même jour pour…”“Nominatives, démembrement nue-propriété/usufruit inscription séparée avec droits respectifs”“Avec ou sans limitation durée, un ou plusieurs”2 more provisions in the deed, see the deed of 28-12-2023
Articles of association, deed of 28-12-2023 (in French)
Group and network
Connections & network
2 current directorsThe network starts from the directors of DIFAST CONSTRUCT. Every other company they run is a node.
History
Acts, filings and financial milestones
28-12
Gazette deed
Resignations: DESSART Steve (manager) and BERWAER Fabrice (manager)Appointments: DESSART Steve (director) and BERWAER Fabrice (director) · Legal-form conversion · Capital conversion12 points ▸
- General meeting, 21-12-2023
- Legal-form conversion, “société à responsabilité limitée” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “disponibles pour distribution, formes et majorités de la modification des statuts” (deed in French)
- Amendment of the articles
- Capital
- Power of attorney, Ronald PLATEUS
- Director resignation, DESSART Steve (manager)
- Director resignation, BERWAER Fabrice (manager)
- Director appointment, DESSART Steve (director)
- Director appointment, BERWAER Fabrice (director)
- Registered office clause, “4000 ROCOURT, Rue d’Alleur”, 77 (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202517 activities
- Entreprise menuisier-charpentier
- Entreprise de maçonnerie et de béton
- Gros oeuvre
- Plafonnage,cimentage,chape,crépis
- Carrelage,marbre,pierre naturelle
- Toiture,étanchéité
- Menuiserie,cloison,faux-plafond,placement/réparation et vitrerie
- Menuiserie générale
- Finition (enduisage,peintures et tapisseries)
- Installation (chauffage,climatisation,sanitaire,gaz)
- Electrotechnique
- Entreprise générale
- Décoration d'intérieur
- Aménagement extérieur
- Location petit et gros matériel de chantier.
- L'acquisition et la gestion d'un patrimoine immobilier ainsi que toutes les opérations se rapportant directement ou indirectement à la mise en valeur de ce patrimoine.
- La participation à la gestion,l'administration,le contrôle et l'assistance de toute société ou entreprise belge ou étrangère que ce soit dans les domaines administratif,financier,juridique,technique ou commercial.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0505.806.104
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62087B0330/00Z000 | Wallonia | 856 m² | 1 · 326 m² | 8.0 m · 1 |